Sen. Danny Britt

Maddy summarySB 312, the "Stars and Stripes Commitment Act," requires all North Carolina public schools (including charter, regional, and laboratory schools) to schedule daily recitation of the Pledge of Allegiance within one hour of the start of the school day, display U.S. and North Carolina flags in classrooms when available, and provide age-appropriate instruction about the flag and pledge. It also mandates that State Board of Education and local school governing body meetings begin with the Pledge of Allegiance. The bill explicitly states these requirements do not compel any student, staff, or attendee to stand, salute, or recite the Pledge. The law applies beginning with the 2025-2026 school year.

Maddy summarySB 320 creates an additional retirement allowance for North Carolina state and local law enforcement officers who retire after meeting specific service and age requirements. Eligible officers with at least 30 years of service (or 55+ with 5+ years) under age 62 can choose between two calculation methods for their annual allowance: one based on their current pay rate and service, or one based on their pay rate at 30 years of service. The allowance, paid monthly from state funds, stops upon the officer’s death, reaching age 62 (for the first method), or meeting a time-based condition (for the second method). This change supplements retirement income without affecting other retirement benefits or salary increases.

Maddy summaryNorth Carolina's SB 296 requires state and local governments to use iron and steel products manufactured in the United States for public works projects funded by state money. This applies to permanent materials like structural steel, pipes, and construction components, but includes exceptions when U.S. products are unavailable (e.g., insufficient supply, 20%+ cost increase), or when foreign materials cost less than 0.1% of the total project cost. The bill excludes electrical components (except poles) and does not apply to Department of Transportation projects already covered by federal Buy America rules. It takes effect July 1, 2026, for contracts awarded after that date.

Maddy summarySB 226 expands eligibility for death benefits under North Carolina's Public Safety Employees' Death Benefits Act to include firefighters who die from specific cancers. It adds any cancer diagnosed after January 1, 2022, that qualified a firefighter for benefits under the Firefighters' Cancer Insurance Program (or its predecessor, the Health Benefits Pilot Program) to the list of cancers presumed to be "killed in the line of duty." This means firefighters receiving cancer benefits under the program will automatically qualify for death benefits if they later die from that cancer. The bill also permanently establishes the Cancer Insurance Program as the successor to the pilot program and allocates $2 million annually for related death benefits starting July 1, 2025.

Maddy summarySB 291 limits cities' ability to regulate short-term rentals (like Airbnb) by prohibiting ordinances that ban them, restrict rental nights, require owner occupancy, or classify them as commercial use. Cities may still require a $25 permit for short-term rentals, with revocation only after five health/safety violations (after allowing appeal), and must enforce occupancy limits (two adults per bedroom), parking plans, residential zoning compliance, and posting of local noise/waste/parking rules. The bill directly affects property owners using short-term rentals and cities seeking to regulate them, establishing state-level uniformity instead of local rules. Key provisions allow cities to enforce basic safety and zoning standards but block broader restrictions on how owners operate rentals.

Maddy summarySB 290, the NC REINS Act, requires North Carolina's General Assembly to approve certain state agency regulations before they take effect. It directly affects state agencies creating rules with significant economic impact (over $1 million annually) and gives legislators a 30-day window to block such rules through a specific disapproval bill. The bill adds a legislative review period for all permanent rules and mandates that rules with substantial economic impact must be ratified by the legislature, effectively creating a veto power over those regulations. This changes current process by requiring explicit legislative action for high-impact rules instead of automatic implementation after agency approval.

Maddy summarySB 270 prohibits credit property insurance policies (which cover vehicles used as loan collateral) from including specific automobile physical damage coverages. It bans coverage for repossession costs, "skip/confiscation/conversion" scenarios, deductibles under $250, and broader coverage than minimum state requirements. Borrowers would no longer have these excluded coverages bundled into their credit insurance, though insurers could offer them separately without charging borrowers. If enacted, the law would apply to new or renewed insurance contracts after its effective date.

Maddy summarySB 271 clarifies permitted insurance rebate practices in North Carolina by defining specific exceptions to existing rebate prohibitions. It allows insurers and producers to offer value-added services (like risk assessments, financial wellness tools, or post-loss support) at no or reduced cost, provided they meet criteria such as being reasonably priced relative to premiums and not being discriminatory. The bill also permits non-cash gifts under $250 per policy term and small raffles with prizes under $250, as long as they don’t require insurance purchases. These provisions directly affect insurers, producers, and their employees who market or sell insurance policies. The bill explicitly maintains bans on direct premium rebates or "free" insurance promotions not specified in the policy.

Maddy summarySB 268 amends North Carolina's Professional Employer Organization (PEO) Act to update financial requirements for PEOs seeking or maintaining a license. The bill extends the deadline for submitting an audited financial statement from 90 to 120 days before application and requires PEOs to maintain at least $50,000 in tangible net worth with positive working capital. PEOs with negative working capital must provide an additional surety bond equal to the negative amount. Additionally, the bill clarifies that multiple PEOs under the same parent can apply for a single group license, with each member guaranteeing the financial obligations of all others.

Maddy summarySB 269 revises North Carolina's Insurance Guaranty Association Act to specifically include cybersecurity insurance coverage under the law. It defines "cybersecurity insurance" to cover losses from data breaches, ransomware, cyberattacks, and similar events, and sets a $500,000 cap per policy for all first- and third-party claims arising from a single cyber incident. This affects North Carolina residents or property located in the state who hold cybersecurity insurance policies with an insolvent insurer. The bill ensures the Guaranty Association pays covered claims up to this cap for cybersecurity events, while excluding punitive damages, high-net-worth claimants ($50M+ net worth), and certain other excluded claims.