Housing (Affordable Housing)

in committee · New Hampshire · House Jan 7, 2026

HB 604: relative to a loan forgiveness program for low-income homeowners to build new accessory dwelling units or renovate existing structures into accessory dwelling units.

HB 604 establishes a conditional loan forgiveness program for low-income homeowners in New Hampshire to build new accessory dwelling units (ADUs) or convert existing structures into ADUs. It targets homeowners with household incomes at or below 80% of the area median income (as defined by HUD), requiring them to maintain affordability - renting the ADU at rates not exceeding 30% of tenant income - for the loan term. Loans are forgiven if the ADU remains affordable, even if the property is sold (with rent caps transferable or a payoff required). The program, administered by the New Hampshire Housing Finance Authority, would use funds from the Affordable Housing Fund but requires new state appropriations for implementation.

Topics ✓ HousingSupports HousingCreates loan forgiveness for ADUs requiring affordability (≤30% tenant income), directly expanding low-income housing options through targeted funding and affordability mandates.95% confidence

Sub-Topics Affordable Housing Homeownership Housing Finance

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in committee · New Hampshire · Senate Jan 7, 2026

SB 82: relative to the housing opportunity project extension and homes for homeland heroes grant program.

SB 82 creates "Housing Opportunity Zones" in New Hampshire counties and municipalities to encourage affordable workforce housing development. It requires owner-occupancy (no rental by investors), mandates specific design features like slab foundations and front porches, and exempts the first property transfer from real estate transfer taxes. The bill proposes $20 million in state grants for infrastructure (roads, water, sewer) with limits of $1 million per municipality and $5 million per county, though no funding source is identified. It directly affects local governments that establish these zones and future homeowners who must live in the properties they purchase.

Topics ✓ Budget & TaxesSupports Budget & TaxesExempts first property transfer from real estate tax and allocates $20M state grants for infrastructure, providing tax relief and funding for affordable housing development.95% confidence ✓ HousingSupports HousingCreates Housing Opportunity Zones with $20M grants for affordable workforce housing infrastructure, exempts first transfer taxes, and mandates owner-occupancy to encourage development.95% confidence ✓ TransportationSupports TransportationBill allocates $20M for infrastructure grants including roads, directly funding transportation infrastructure projects as part of housing development.95% confidence ✓ VeteransSupports VeteransBill title explicitly references 'homes for homeland heroes' grant program, directly linking to veterans' housing needs. No contradictory language found in summary.85% confidence

Sub-Topics Affordable Housing Homeownership Zoning

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failed · New Hampshire · House Jan 8, 2026

HB 572: establishing the "partners in housing" program, an initiative under the housing champions fund to assist municipalities, counties, and developers in building workforce housing, and making an appropriation therefor.

HB 572 establishes the "Partners in Housing" program, a low-interest loan and grant program under the Housing Champions Fund to help municipalities, counties, and developers build workforce housing. The program prioritizes single-family starter homes, duplexes, small apartment buildings, and "missing middle housing" on municipally-owned land suitable for residential development, with $2 million of the $10 million total funding specifically allocated for this initiative. Municipalities can identify suitable public land for housing development, which would be added to a statewide list prioritized for program funding, and projects must include at least 20% affordable units for 20 years. The program also includes expedited review processes for qualifying projects to speed up development. The bill appropriates $10 million for the Housing Champions Fund, with $500,000 designated for program administration.

Topics ✓ Budget & TaxesSupports Budget & TaxesBill allocates $10M in state funds (including $2M specifically) for workforce housing program under Housing Champions Fund, directly advancing state budget spending on public housing initiatives.95% confidence ✓ HousingSupports HousingEstablishes low-interest loans/grants for workforce housing development, prioritizes affordable housing types with $2M allocated from $10M fund.95% confidence

Sub-Topics Appropriations Affordable Housing Homeownership Housing Finance

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in committee · New Hampshire · Senate Jan 7, 2026

SB 175: relative to the use of covenants by municipalities.

SB 175 allows municipalities to enforce valid private covenants (like neighborhood rules set by homeowners' associations) but prohibits them from requiring or encouraging such covenants as a condition for zoning or land use approvals. The bill specifically exempts workforce housing developments from this prohibition, permitting municipalities to require covenants for these projects under separate rules. This directly affects municipalities (which must adjust their approval processes), developers (especially for workforce housing), and property owners with existing covenants. The law takes effect 60 days after passage, creating clear boundaries for when covenants can be enforced versus when they cannot be mandated.

Topics ✓ HousingSupports HousingExempts workforce housing developments from covenant restrictions, facilitating affordable housing projects by allowing municipalities to require covenants for these specific developments.92% confidence

Sub-Topics Affordable Housing Land Use Zoning

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failed · New Hampshire · House Mar 11, 2026

HB 1713: relative to zoning conformity and redevelopment standards.

HB 1713 establishes new standards for affordable housing development in New Hampshire by revising zoning laws. It defines "eligible housing" for low-income (80% or less of median area income) and moderate-income (80%-140% of median area income) residents, and authorizes the transfer of surplus state-owned property to the New Hampshire Housing Finance Authority for affordable housing projects. The bill requires affordability restrictions on housing developed on transferred properties, including rules for occupancy, resale, and mixed-income housing. This directly affects state agencies managing surplus property, the Housing Finance Authority, and low/moderate-income residents seeking affordable housing options.

Topics ✓ HousingSupports HousingEstablishes zoning standards for affordable housing, defines income eligibility, authorizes state property transfer to Housing Finance Authority for affordable projects.95% confidence

Sub-Topics Affordable Housing Property Development Zoning

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died · New Hampshire · House Feb 9, 2026

HB 1008: relative to modifying innovative land use controls, requirements, and appeals.

HB 1008 clarifies the definition of "inclusionary zoning" to include voluntary incentives like density bonuses or streamlined applications that encourage affordable housing development. It expands local government options for promoting affordable housing and creates a new process allowing developers to propose alternative compliance methods for inclusionary zoning requirements. If a planning board disagrees with an applicant's alternative solution, the bill permits third-party review under existing law. This directly affects municipalities establishing housing policies and developers seeking to build affordable units under local ordinances. The changes take effect 60 days after enactment.

Topics ✓ HousingSupports HousingBill clarifies inclusionary zoning to include voluntary incentives like density bonuses, expands local options for affordable housing, and creates alternative compliance processes for developers.90% confidence

Sub-Topics Affordable Housing Land Use Zoning

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died · New Hampshire · House Aug 20, 2026

HB 1786: relative to creating a state assessment on non-homestead luxury second homes to fund statewide housing development programs and address housing shortages and making appropriations therefor.

HB 1786 imposes a semi-annual state assessment on residential properties valued over $1 million that are not used as a primary residence (luxury second homes), directly affecting owners of such properties. The revenue generated funds statewide housing development programs, including $15 million for workforce training in building trades and municipal grants for housing production. Key provisions include creating a dedicated fund for demolishing vacant buildings, expanding tax credits for housing infrastructure, and establishing a commission to study state financing for housing. The bill aims to address New Hampshire's housing shortage by leveraging new revenue to support affordable housing construction and workforce development.

Topics ✓ Budget & TaxesSupports Budget & TaxesImposes tax on luxury second homes to fund housing programs, directly advancing fiscal allocation for essential services under Budget & Taxes.95% confidence ✓ HousingSupports HousingBill funds housing development via luxury home tax, allocates $15M for workforce training and municipal grants, and creates dedicated fund for vacant building demolition.95% confidence ✓ Labor & EmploymentSupports Labor & EmploymentBill allocates $15M for workforce training in building trades, directly advancing labor and employment through skills development for construction jobs.90% confidence

Sub-Topics Affordable Housing Property Development Property Taxes Workforce Development

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signed · New Hampshire · House Jul 9, 2026

HB 1103: allowing municipalities to utilize community revitalization tax relief credits on a wider variety of properties and structures.

HB 1103 expands tax relief credits for municipalities by allowing them to apply community revitalization tax credits to more property types. Specifically, it enables tax credits for converting existing office, commercial, or industrial buildings to residential use, and for new residential construction meeting affordability standards. Properties must be located in designated housing opportunity or residential conversion zones, with tax relief lasting up to 11 years if workforce housing is created. This directly affects property owners and municipalities seeking to incentivize housing development in targeted areas. The bill amends New Hampshire’s tax code to broaden eligibility beyond current standards, effective April 1, 2027.

Topics ✓ Budget & TaxesSupports Budget & TaxesExpands tax credits for affordable housing conversions, reducing municipal tax burden and promoting fiscal responsibility through targeted relief for workforce housing.90% confidence ✓ HousingSupports HousingExpands tax credits for converting commercial properties to residential use and new affordable housing, directly increasing housing supply and affordability standards.95% confidence

Sub-Topics Tax Incentives Affordable Housing Historic Preservation Property Taxes

died · New Hampshire · House Mar 4, 2026

HB 1613: directing the department of business and economic affairs to produce a report detailing methods to increase lending practices for housing developments that help persons with disabilities.

HB 1613 directs New Hampshire's Department of Business and Economic Affairs to produce a report by November 1, 2026, on methods to encourage financial institutions to increase lending for housing developments designed for people with disabilities. The report must identify specific incentives like tax credits, loan guarantees, and regulatory strategies, after consulting with at least five lenders (including community banks) and disability advocates. It does not create new laws or provide funding but will recommend legislative changes to support accessible housing development. The bill affects housing developers seeking financing and lenders through potential future policy adjustments based on the report's findings.

Topics ✓ HousingSupports HousingDirects report to increase lending for disability housing developments, advancing affordable housing access for vulnerable groups through financial incentives and stakeholder consultation.85% confidence

Sub-Topics Affordable Housing Property Development Tags People with Disabilities

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failed · New Hampshire · House Mar 11, 2026

HB 1764: establishing community workforce housing targets, special assessment provisions, and a revolving loan fund for workforce housing development.

HB 1764 sets annual workforce housing targets for New Hampshire municipalities (cities, towns, and unincorporated areas) based on factors like available land, infrastructure access, and proximity to jobs. Municipalities failing to meet 50% of their cumulative target by 2028 must review zoning barriers and develop improvement plans, and may face a special property tax on high-value properties ($1.5M+). The tax revenue funds a revolving loan program offering below-market-rate financing to developers for workforce housing projects and related infrastructure upgrades. This bill directly affects local governments and housing developers by creating accountability measures and new funding streams for affordable housing.

Topics ✓ Budget & TaxesSupports Budget & TaxesImposes special property tax on high-value properties ($1.5M+) to fund workforce housing loan program, directly allocating tax revenue to essential housing development.90% confidence ✓ HousingSupports HousingSets mandatory workforce housing targets, funds development via revolving loan program, and imposes tax on high-value properties to support housing growth.95% confidence

Sub-Topics Property Tax Revenue Affordable Housing Property Taxes Zoning

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