Rep. Dana Henry

Maddy summaryThis bill directs the Louisiana Department of Insurance to create a free, public online dashboard that displays property and casualty insurance data. The tool is designed for homeowners and car owners to view average premiums, price changes, and insurer activity by ZIP code or parish. Insurers must submit necessary data every six months, while the dashboard will aggregate this information to protect private and confidential details. The department is required to launch an initial version within twelve months and complete full implementation within twenty-four months.

Maddy summaryThis bill allows the Louisiana Citizens Property Insurance Corporation to include a mandatory pre-suit claim review process in its residential property insurance policies. Under this new system, policyholders can have disputes about coverage or claim values resolved through the Division of Administrative Law before filing a lawsuit in court. The bill authorizes the corporation to contract with the administrative law division to handle these proceedings, which will follow the same legal rules as if they were filed in a state court. This change aims to provide a structured alternative for resolving insurance claim disagreements without immediately resorting to the judicial system.

Maddy summaryThis bill establishes the Dream Starter Act to create a new assistance program for first-generation homebuyers in Louisiana who lack generational wealth or prior homeownership experience. The program will provide forgivable loans to help eligible applicants cover down payments, closing costs, mortgage insurance, and interest rate buy-downs when purchasing a principal residence. To qualify, applicants must meet first-time homebuyer criteria, complete approved homebuyer education and financial counseling, and commit to living in the home for a specified period. The Louisiana Housing Corporation will administer the program, manage a dedicated state fund, and submit annual reports on participation and outcomes to the legislature.