INSURANCE/PROPERTY: Creates a mandatory pre-suit claim review process relative to residential property insurance

This bill allows the Louisiana Citizens Property Insurance Corporation to include a mandatory pre-suit claim review process in its residential property insurance policies. Under this new system, policyholders can have disputes about coverage or claim values resolved through the Division of Administrative Law before filing a lawsuit in court. The bill authorizes the corporation to contract with the administrative law division to handle these proceedings, which will follow the same legal rules as if they were filed in a state court. This change aims to provide a structured alternative for resolving insurance claim disagreements without immediately resorting to the judicial system.