Rep. Young Kim

Maddy summaryHR 7438 directs the U.S. Treasury to mint commemorative coins for the 2026 FIFA World Cup, including 100,000 $5 gold coins, 500,000 $1 silver coins, and 750,000 half-dollar coins. The coins will be sold to the public at face value plus surcharges ($35, $10, and $5 per coin, respectively), with all surcharge revenue paid to FWC2026 US, Inc. for U.S. soccer programs. These funds must support soccer initiatives, particularly in underserved communities and youth development, as specified in the bill. The coins are legal tender but will only be issued during 2026, with no net cost to the U.S. government.

Maddy summaryThe Clarity in Lending Act creates a "safe harbor" for small-dollar credit products ($3,500 or less) that meet specific requirements, protecting covered entities (banks, credit unions, and their contractors) from civil penalties and private lawsuits. It requires repayment terms longer than 45 days, fully amortized payments, no rollovers, and prohibits prepayment penalties, overdraft fees, and nonsufficient funds fees. The bill also clarifies the definition of "abusive" acts for the Bureau of Consumer Financial Protection, mandates a 180-day cure period before enforcement actions, and limits look-back periods for penalties. This legislation directly affects small-dollar lenders and the Bureau's enforcement practices while maintaining consumer protections.

Maddy summaryHR 758 aims to improve financial access in communities affected by bank branch closures, primarily targeting rural and underserved urban areas. It establishes a 3-year phase-in period for new financial institutions to meet federal capital requirements and reduces the leverage ratio for qualifying rural community banks (under $10 billion in assets) to 8% during this period. The bill also allows banks to request temporary deviations from approved business plans and expands agricultural loan authority for savings associations. Additionally, it mandates a federal study on barriers to new bank formation in underserved areas, with a report due to Congress within one year. The law directly affects community banks, their regulators, and residents in counties identified as "deeply affected" by branch closures.

Maddy summaryHR 7233, the Jenna Quinn Law of 2024, creates new federal grants to fund innovative child sexual abuse awareness and prevention programs. The bill authorizes the Secretary to award up to 5-year grants to schools, child-serving organizations, and other entities for projects that: (1) teach students age-appropriate abuse recognition and reporting, (2) train teachers and mandatory reporters, and (3) provide parents with prevention resources. Grantees must submit annual reports detailing participants, services, and outcomes. Additionally, the Comptroller General must evaluate the program's effectiveness and check for duplication with other federal efforts within five years, reporting findings to relevant congressional committees.

Maddy summaryThis bill names the U.S. Postal Service building at 333 West Broadway in Anaheim, California, as the "Dr. William I. 'Bill' Kott Post Office Building." It requires all federal documents, maps, and references to update the building's official name to honor Dr. Kott, a former Anaheim physician and community leader. The change applies immediately to all government records and communications involving the facility.

Maddy summaryThis bill designates the U.S. Postal Service facility at 517 Seagaze Drive in Oceanside, California, as the "Charlesetta Reece Allen Post Office Building." It updates all federal references in laws, maps, regulations, and documents to use this new name for the facility. The bill has no policy impact beyond renaming the building and altering official references. It was signed into law on November 25, 2024.

Maddy summaryThis bill designates the United States Postal Service facility at 28081 Marguerite Parkway in Mission Viejo, California, as the "Major Megan McClung Post Office Building." It changes all official references to this specific post office location to the new name. The bill directly affects the USPS facility and any government documents or records referencing it. This is a procedural naming resolution with no policy changes or financial impact.

Maddy summaryHR 1060 designates the United States Postal Service facility at 1663 East Date Place in San Bernardino, California, as the "Dr. Margaret B. Hill Post Office Building." The bill updates all federal references - such as in laws, maps, regulations, and official documents - to use this new name for the building. This is a procedural designation with no policy changes or direct impact on residents or services. The bill was passed by Congress and signed into law on November 25, 2024.

Maddy summaryThe Working Dog Commemorative Coin Act (HR 807) directs the U.S. Treasury to mint three types of commemorative coins honoring working dogs' service: $5 gold coins, $1 silver coins, and half-dollar coins with specific weight and composition requirements. Each coin will carry a surcharge ($35 for $5 coins, $10 for $1 coins, $5 for half-dollars) that will be paid directly to America's VetDogs to support their programs providing service dogs for veterans, the disabled, and others. The coins will be issued in 2027 with designs reflecting working dogs' roles in military, detection, therapy, and assistance work. The legislation specifies that all surcharge revenue must fund America's VetDogs' operations without creating new government programs. This is a commemorative measure focused on honoring working dogs' contributions through coin sales, with all surcharge funds going to a specific nonprofit organization.

Maddy summaryThis bill redesignates a United States Postal Service facility at 3500 West 6th Street, Suite 103 in Los Angeles, California, as the "Dosan Ahn Chang Ho Post Office." It directly affects the postal service location by changing its official name to honor Dosan Ahn Chang Ho, a Korean independence activist and community leader. The bill amends prior legislation to update references to the facility’s address and name in all federal records and documents. This is a ceremonial naming resolution with no policy changes to postal services or operations.