(1) Existing law requires a person engaged in a trade or business who negotiates primarily in Spanish, Chinese, Tagalog, Vietnamese, or Korean, before entering into specified contracts or agreements, to deliver to the other party a translation of the contract or agreement in the language in which the contract or agreement was negotiated, including a loan or extension of credit secured other than by real property, or unsecured, for use primarily for personal, family, or household purposes. This bill would specify that "loan or extension of credit" includes a contract or agreement to finance or secure a bail bond or immigration bond for the release of a detained individual. (2) Existing law, the Consumers Legal Remedies Act, makes unlawful certain acts identified as unfair methods of competition and unfair or deceptive acts or practices undertaken by a person in a transaction for the sale or lease of goods or services to a consumer, and defines "services" and "consumer" for purposes of those provisions. This bill would include within the definition of "services" the securing or financing of a bail bond or immigration bond for the release of an individual from detention and would define "consumer" to include an individual who, for the purpose of their release or another person's release from detention, seeks or acquires services to finance or secure a bail bond or immigration bond. (3) Existing law, the Rosenthal Fair Debt Collection Practices Act, prohibits debt collectors from engaging in unfair or deceptive acts or practices in the collection of consumer debts and defines "consumer debt" and "consumer credit" for purposes of that act. This bill would include within the definition of "consumer debt" money owing from a transaction for services to finance or secure a bail bond or immigration bond for the release of a detained individual. (4) Existing law requires a creditor to deliver to a person a specified notice before the person is obligated on a consumer credit contract, and defines "consumer credit contract" for those purposes to include loans or extensions of credit secured by other than real property, or unsecured, for use primarily for personal, family, or household purposes. This bill would specify that "loans or extensions of credit" includes an agreement or contract between an individual and another party to finance or secure a bail bond or immigration bond for the release of an individual from detention. (5) This bill would declare that the changes are declaratory of existing law and would make a legislative finding to that effect.
Sponsored bills
This measure would proclaim January 23, 2020, as Maternal Health Awareness Day, to draw attention to the efforts that have improved maternal health in California and to highlight the need for continued improvement of maternal health for all women.
Existing law makes an insurer that is responsible for reasonable towing and storage charges, as defined, liable to the person providing those services and requires that fees charged for towing and storage be reasonable. This bill would make technical, nonsubstantive changes to that provision.
This measure, among other things, would declare that California is a Reproductive Freedom State for All and provide that the Legislature is committed to guaranteeing the constitutionally protected right to an abortion and supporting efforts to increase access to the best available reproductive and pregnancy-related care for women and pregnant individuals.
This measure would proclaim January 13, 2020, as Korean American Day.
This measure would honor the late Reverend Dr. Martin Luther King, Jr. and commemorate Dr. Martin Luther King, Jr. Day.
Existing law, the California Residential Mortgage Lending Act, regulates the business of making residential mortgage loans and servicing residential mortgage loans. Existing law prohibits a person from engaging in these activities without first obtaining a license from the Commissioner of Business Oversight. This bill would make nonsubstantive changes in these provisions.
Existing law authorizes a person who owns or possesses private property to cause the removal and storage of a vehicle parked on that property, as specified. Existing law requires a motor carrier of property, including a tow truck, to obtain a permit from the Department of Motor Vehicles. Existing law prescribes certain consumer protection requirements for facilities that store towed and impounded vehicles, including, among others, a requirement that those facilities be accessible during prescribed normal business hours, that they accept prescribed forms of payment, and that they not charge a fee for certain transactions. This bill would require the Department of the California Highway Patrol to convene an advisory working group that includes representatives from the department, the towing industry, the insurance industry, and other stakeholders to study the feasibility of developing and maintaining a registry of towing companies operating in the state. The bill would require the advisory working group to report its findings and recommendations, and any appropriations that may be necessary to implement those recommendations, to the Assembly Committee on Transportation and the Senate Committee on Transportation on or before May 1, 2021, and would repeal these provisions on January 1, 2022.