Maddy summaryThis bill modifies documentation requirements for licensed residential mortgage lenders, brokers, and servicers in West Virginia by updating how they must record loan fees or points. The key provision requires these financial institutions to create written documentation proving a reasonable, tangible net benefit to borrowers when charging loan origination fees, investigation fees, or points in a refinancing or additional loan within 24 months of an existing loan. This documentation must be kept in the loan file to demonstrate that the new loan terms provide clear advantages to the borrower. The changes apply to all licensed residential mortgage lenders, brokers, and servicers operating in West Virginia and focus on maintaining clearer records of fee justifications rather than altering fee amounts or borrower rights.
Sen. Bill Hamilton
Sponsored bills
Maddy summaryThis bill clarifies procedures for local government bodies in West Virginia to conduct late meetings and file late reports when necessary. It also revises how reduced property tax levy rates are calculated when property appraisals result in a projected tax increase of one percent or more. The law requires these bodies to automatically reduce their levy rates proportionately to offset assessment increases, unless they hold a public hearing and demonstrate that the increase is necessary. Under the new rules, local governments can raise rates above the reduced level only if total tax revenues do not exceed the previous year's amount by more than ten percent, with specific notice requirements for public hearings. The bill directly affects county commissions and municipalities by standardizing how they handle property tax adjustments and public notification processes.
Maddy summarySB 697 regulates access points to West Virginia state highways for commercial, industrial, and agricultural properties. It requires new access points to get approval from the Commissioner of Highways before opening, while automatically treating existing entrances (established before July 1, 2016) as legally valid unless safety hazards are identified. The bill mandates safety reviews for existing entrances if accident reports or traffic surveys show significant risks, allowing the Commissioner to order changes at state expense. It also requires "no parking" signage or yellow markings for wide entrances (>50 feet) on highways with speed limits over 45 mph, applying to both pre-2016 and newer access points. This directly affects landowners, businesses, and rural operations relying on highway access.
Maddy summaryThis Senate Concurrent Resolution requests the Joint Committee on Government and Finance to investigate the reasons behind the decline of eastern gray fox populations in West Virginia and develop strategies to stabilize and increase their numbers. The bill directs the committee to study ecological factors, economic impacts on trappers, and potential causes for the population decrease since the early 2000s. The committee must submit findings and recommendations to the Legislature by the 2027 regular session, including any proposed legislation needed to address the issue. Funding for the study, report preparation, and potential legislation drafting will come from existing legislative appropriations to the committee.
Maddy summaryThis Senate resolution formally recognizes the dedicated public service of Honorable Michael Andrew Woelfel, a former West Virginia State Senator. The bill honors his career as a prosecutor, juvenile court referee, university professor, and legislator who served three consecutive terms in the Senate. It expresses the Senate's appreciation for his contributions to West Virginia citizens and directs the Clerk to send a copy of the resolution to Woelfel. This is a commemorative measure with no policy changes or budgetary impact.
Maddy summaryThis Senate Concurrent Resolution requests a study by the Joint Committee on Government and Finance to examine whether hunters in West Virginia should be required to buy an additional upland game bird stamp when purchasing a standard hunting license. The proposed stamp would apply to hunters targeting species like ruffed grouse, bobwhite quail, and ring-necked pheasant specifically within wildlife management areas. The resolution includes preliminary data suggesting a $10 stamp could generate about $37,000 in revenue if half of the approximately 7,300 licensed hunters purchased it, with funds potentially used to stock more game birds. The committee is asked to report its findings and any legislative recommendations by the 2027 regular session, with study costs covered through existing legislative appropriations.
Maddy summaryThis Senate resolution formally recognizes the dedicated public service of Honorable Charles Houston Clements, a former West Virginia state senator. The bill honors Clements for his legislative career, including his service as Chair of the Transportation and Infrastructure Committee and his decision not to seek reelection in 2026. It expresses the Senate's appreciation for his commitment to serving West Virginia citizens and directs the Clerk to send a copy of the resolution to Clements.
Maddy summaryThis legislative resolution asks the Joint Committee on Government and Finance to investigate the ongoing water quality and infrastructure problems in southern West Virginia, especially in McDowell and Wyoming counties. The study will examine causes of poor water quality, potential contamination sources, the condition of existing water systems, and whether state agencies are properly regulating the situation. The committee is required to report its findings and recommendations to the legislature by the 2027 session, with costs covered by legislative funding.
Maddy summarySB 927 clarifies that West Virginia's Commissioner of Agriculture has exclusive authority to regulate bees, bee equipment, and apiaries statewide, removing potential conflicts with local governments. The bill defines key terms like "apiary" (a location where bees are kept), "bee equipment" (hives, tools, etc.), and "honey bee pests" (diseases like Varroa mite) to create a uniform regulatory framework. It directly affects beekeepers, agricultural operations relying on pollination, and landowners with apiaries by standardizing rules for inspections, disease control, and equipment management. The bill aims to strengthen pollinator protection and support beekeeping's economic role in agriculture through clear, statewide rules.
Maddy summarySenate Resolution 50 requests the Joint Committee on Government and Finance to study the Public Service Commission's effectiveness in regulating public utilities. The resolution asks the committee to examine how well the commission regulates utility rates, reviews rate increase requests, maintains transparency in its processes, and ensures utility service reliability for West Virginia residents and businesses. The study will also consider whether commission members should be elected rather than appointed. The committee must report its findings and recommendations to the Senate by January 1, 2027. This resolution does not change any laws but initiates a review of the commission's current operations.