Sen. Elizabeth Warren

Maddy summaryS 2191, the AMMO Act, creates new federal regulations for ammunition sales. It requires background checks before selling ammunition to non-licensees, limits bulk purchases to 100 rounds of .50 caliber or 1,000 rounds of other caliber within a 5-day period, and mandates written certification from purchasers. Licensed dealers must keep records of ammunition sales for two years and display signage about these requirements. The bill establishes penalties for violations, including fines up to $250,000 for repeated offenses. These changes apply to all licensed ammunition dealers and purchasers in the United States.

Maddy summaryThis bill prohibits federal agencies from entering contracts with firearm dealers who have been linked to crime through gun tracing. Specifically, dealers with 25 or more firearms traced to crimes within 2 of the last 3 years (as tracked by the ATF) are listed annually and barred from federal contracts for three years. Federal agencies must avoid such contracts, though the Defense or Homeland Security secretaries may request limited national security waivers, which require immediate congressional notification. The law aims to restrict federal spending with dealers frequently involved in crime-linked firearms, without altering gun ownership laws.

Maddy summaryThis bill extends the time for same-sex couples legally married before September 16, 2013, to file for tax refunds they missed because they filed separately instead of jointly. It applies to couples who filed individual returns for tax years ending before that date but could have filed joint returns if same-sex marriage recognition had been in effect. The bill extends the deadline for claiming refunds on those returns until the standard tax filing deadline for the year the bill becomes law. It specifically covers changes to marital status under tax law and does not affect other tax filings or claims.

Maddy summaryThis bill updates the Internal Revenue Code to replace gendered terms like "husband and wife" with neutral language such as "married couple" or "spouse" across 31 tax code sections. It directly affects all married taxpayers filing federal income taxes, as it modernizes terminology in provisions covering joint returns, deductions, estate taxes, and other tax filings. The key mechanism is a comprehensive linguistic revision - amending phrases like "his spouse" to "the individual's spouse" - to ensure the tax code reflects all married couples equally without specifying gender. This is a procedural update to language only, with no changes to tax rates, benefits, or eligibility.

Maddy summaryThe Algorithmic Accountability Act of 2025 requires companies that deploy automated decision systems for critical areas like employment, housing, healthcare, and financial services (known as "covered entities") to conduct impact assessments before and after deployment. These assessments must evaluate fairness, privacy, security, and potential negative impacts on consumers, particularly for protected groups like racial minorities, women, and people with disabilities. Covered entities must document these assessments and submit annual summary reports to the Federal Trade Commission, which will make anonymized versions publicly available in a searchable online repository. The law applies to companies with over $50 million in annual revenue or those handling data for over 1 million consumers. The goal is to increase transparency and accountability around automated decision systems that significantly affect people's lives.

Maddy summaryThis bill makes it illegal to distribute online digital instructions (like 3D printer files) that can automatically program a 3D printer to create a firearm or complete a firearm receiver. It directly affects individuals who share such files online, including those creating or distributing "ghost gun" schematics. The key mechanism prohibits the internet distribution of these specific digital files under federal law, aiming to prevent untraceable firearms. This addresses the concern that 3D-printed guns lack serial numbers, making them difficult for law enforcement to trace after crimes.

Maddy summaryS 2154, the Protecting Kids from Gun Marketing Act, prohibits gun manufacturers, dealers, and importers from marketing firearms or firearm-related products to minors (under 18) in ways designed to appeal to them. Key provisions ban marketing tactics like using cartoon characters, offering branded merchandise (e.g., hats, toys) to minors, or designing products specifically for children. The Federal Trade Commission (FTC) must create enforceable rules within one year, and violations will be treated as deceptive practices under existing law. Enforcement includes FTC actions, lawsuits by state attorneys general, and private lawsuits by affected individuals, with the FTC required to report enforcement plans and outcomes to Congress.

Maddy summaryThe Women’s Health Protection Act of 2025 (S 2150) prohibits state laws that impose unnecessary restrictions on abortion access before fetal viability. It directly affects patients seeking abortion care and health care providers (including clinics, hospitals, and medical professionals), banning requirements like mandatory in-person visits, location-based travel barriers, or restrictions on telemedicine that don’t apply to comparable medical procedures. The bill overrides conflicting state laws, requires courts to consider factors like cost and travel burden when evaluating restrictions, and establishes federal enforcement through lawsuits to stop violations. It focuses on ensuring access to abortion services without burdens that hinder care, while allowing post-viability abortions only when necessary to protect a patient’s life or health.

Maddy summaryThe MASS Act (S 2156) provides federal grants to states to implement or maintain state-level firearms and dealer licensing systems. It requires states to establish thorough background checks for all license applicants, safety training for first-time license holders, and dealer licensing for businesses selling more than 10 firearms annually. The bill also mandates processes for extreme risk protection orders (allowing family members to petition for temporary firearm removal) and requires surrender of firearms when licenses are revoked or under such orders. States must use grant funds for these specific requirements and submit annual reports on implementation.

Maddy summaryThis bill directs FinCEN (the Financial Crimes Enforcement Network) to request specific financial data from banks and other financial institutions within one year. The goal is to develop an advisory identifying how homegrown extremists and domestic terrorists obtain firearms, and how the gun market is exploited to fuel gun violence. FinCEN must consult with the FBI, ATF, and gun sellers before gathering data, and must issue the advisory within 540 days - or if insufficient data is collected, submit a detailed report to Congress explaining the gaps. The bill directly affects financial institutions (by requiring data sharing) and indirectly impacts gun sellers (through consultation).