Rep. Alexander X. Mooney

Maddy summaryHRES 341 is a nonbinding resolution expressing the House's support for maintaining cash as a viable payment option. It highlights that 18.6% of U.S. households (nearly 6 million) rely solely on cash due to lack of bank access, privacy concerns, and risks associated with digital payments like data breaches. The resolution cites legal tender status under U.S. Code and Federal Reserve Chair Powell's testimony emphasizing cash's critical role for unbanked and low-income communities. It does not create new laws but urges businesses to accept cash to protect consumer privacy and financial security.

Maddy summaryThis bill prohibits financial institutions (like banks and credit card processors) from using special transaction codes that separately identify firearm or ammunition sellers. It directly affects gun retailers and the financial services they use, ensuring these businesses are treated the same as other merchants for payment processing. The key provision amends the Truth in Lending Act to ban covered entities from categorizing firearm transactions differently, requiring uniform handling of all business types. This changes how payment systems classify transactions but does not alter gun ownership laws.

Maddy summaryHR 2991, the TEACH Act of 2023, modifies federal education law to tie funding to school firearm policies and create grants for defensive training. It prohibits the Department of Education from funding schools that restrict firearm possession beyond existing federal limits (Section 2(b)), and directs the Secretary to award competitive grants using ESEA funds for "defensive training programs" focused on firearm use for school safety (Section 3(a)). These programs include training on carrying, using, and storing firearms on school property to protect students from intruders (Section 3(e)(1)). The bill directly affects schools receiving federal education funds by requiring them to allow firearm possession for training or face funding restrictions, and prioritizes grant applications from entities supporting Second Amendment rights.

Maddy summaryThis bill protects living organ donors from insurance discrimination by prohibiting life, disability, and long-term care insurers from denying coverage, raising premiums, or altering policy terms solely because someone donated an organ while alive. It also updates the Family and Medical Leave Act to include recovery from organ donation surgery as a qualifying health condition, allowing donors to take protected leave for this purpose. Additionally, the bill requires the Health and Human Services Secretary to update public educational materials about living donation benefits, risks, and insurance protections within six months of enactment. These changes directly affect living organ donors, insurers, employers, and healthcare systems by ensuring fair access to insurance and workplace leave.

Maddy summaryHR 2933, the Federal Insurance Office Elimination Act, removes the Federal Insurance Office (FIO) and its director position from the Department of the Treasury. The bill updates references to the FIO in the Dodd-Frank Act and the Economic Growth, Regulatory Relief, and Consumer Protection Act to instead reference the Treasury Secretary or other entities, without altering the Treasury Secretary’s existing insurance authority. This change streamlines federal insurance oversight by eliminating a dedicated office while maintaining the Treasury’s role in insurance policy matters.

Maddy summaryHR 2928, the Responsible Borrower Protection Act of 2023, blocks the Federal Housing Finance Agency (FHFA) and mortgage enterprises (Fannie Mae and Freddie Mac) from implementing specific changes to mortgage credit fees announced in January 2023. The bill directly affects mortgage borrowers and lenders by reversing a pricing framework update that would have altered fees for single-family mortgages. It prohibits the FHFA from enforcing the January 2023 pricing changes detailed in FHFA's announcement and related lender letters. The bill clarifies that enterprises may still use risk-based pricing for mortgage fees, but the specific fee adjustments from the 2023 framework are canceled. This is a direct policy change to mortgage fee structures, not a broader reform.

Maddy summaryThis bill prohibits the use of federal funds to develop or deploy autonomous weapons systems that lack meaningful human control for nuclear weapon launches or target selection. It directly affects federal agencies, particularly the Department of Defense, by banning spending on such systems for nuclear purposes. The key provision requires human oversight over target selection and launch decisions, aligning with existing U.S. policy and international law requiring human control in nuclear command. The bill does not ban autonomous systems generally but specifically restricts their use in nuclear contexts where human judgment is mandated.

Maddy summaryHR 2906, the "Reject Latinx Act," prohibits U.S. federal executive agencies from using the terms "latinx" or "latin-x" (or variations) in any official public document. This applies to all documents produced on or after a 30-day effective date following the bill's enactment. The bill directly affects federal agencies responsible for creating public-facing communications, such as reports, forms, or websites. It does not restrict the terms in private or non-governmental contexts. The law mandates this language change for all new agency documents but does not require altering existing documents.

Maddy summaryHRES 323 (submitted April 25, 2023) is a ceremonial House resolution commemorating the 62nd anniversary of the 1961 Bay of Pigs invasion and honoring members of the Assault Brigade 2506 (Brigada de Asalto 2506). It specifically remembers veterans who died, were imprisoned, or suffered during the operation, and calls for continued U.S. support for Cuban democracy. As a non-binding resolution, it has no legal effect but formally recognizes the historical event and its participants. The resolution focuses on historical remembrance rather than proposing new policies or affecting current legislation.

Farm Credit Administration Independent Authority Act This bill specifies that the Farm Credit Administration (FCA) is the sole regulator of the Farm Credit System (FCS) and establishes reporting requirements for FCS institutions. Specifically, the bill states that the FCA is the sole and independent regulator of the FCS and exempts entities that are supervised by the FCA from the Equal Credit Opportunity Act (ECOA). (The bill addresses a proposed rule by the Consumer Financial Protection Bureau [CFPB] that would implement provisions of the ECOA by requiring covered financial institutions, including FCS lenders, to collect and report to the CFPB data on credit applications for small businesses, including the principal owner's race, sex, and ethnicity.) The bill also requires FCS institutions to (1) request that loan applicants and borrowers that are small farmers disclose information identifying their race, sex, and ethnicity; and (2) annually report the collected information to the FCA. If an FCS institution customer does not voluntarily report the requested information, the FCA may not require the institution to use other means to deduce the information.