Rep. Monica De La Cruz

Maddy summaryThis bill ensures that U.S. Border Patrol agents and Customs and Border Protection (CBP) officers who remain on duty during a government shutdown receive their salaries. It appropriates funds from the Treasury for fiscal year 2025 to cover their pay during any shutdown period beginning after the bill's enactment. The provision specifically applies to CBP personnel who are not furloughed under standard shutdown protocols. It directly affects federal workers in CBP’s Border Patrol and Office of Field Operations during government funding gaps.

Maddy summaryThis bill ensures military personnel, civilian Defense workers, and supporting contractors continue receiving pay during government funding gaps in fiscal year 2025. It provides temporary funding from existing Treasury reserves to cover salaries for active-duty troops, reservists, Defense civilians, and contractors supporting military operations until Congress passes a full budget or by January 1, 2026. The measure directly affects all active-duty service members, reserve components, and their civilian/contractor support staff across the military. It does not create new policies but guarantees uninterrupted pay during budget implementation delays.

Maddy summaryThis bill modifies tax reporting rules for gig economy platforms (like Uber or DoorDash) by reinstating a pre-American Rescue Plan threshold. It requires third-party payment platforms to report income to the IRS only if a gig worker earns over $20,000 in a year or completes more than 200 transactions. This directly affects low-earning gig workers who would no longer receive tax forms for smaller earnings. The change simplifies reporting for platforms and reduces administrative burden on workers with minimal income from these platforms.

Maddy summaryThe JUDGES Act of 2025 authorizes the creation of new federal district court judgeships across multiple jurisdictions to address rising caseloads. It specifies adding 1-2 new judges to 11 federal districts in 2025, with additional judgeships phased in through 2035 across California, Texas, Florida, New York, and other states. The bill also establishes temporary judgeships for Oklahoma's eastern district with specific vacancy rules, authorizes funding for these positions through 2035, and requires GAO reports on judicial caseload methodologies and detention space needs. This legislation directly affects federal courts in 15 states by increasing judicial staffing to address a 30% rise in filings since 1990, as noted in the bill's findings.

Maddy summaryThis bill adds a new tax provision (Section 139J) to the Internal Revenue Code, excluding interest income from certain rural and agricultural loans from taxable income for qualifying lenders. It directly affects banks, insurance companies, and farm credit entities that provide loans secured by rural or agricultural property (including qualifying single-family homes in rural areas), while excluding loans to foreign adversary entities (like those linked to China, Russia, or Iran). The law requires lenders to report on how this tax exclusion impacts loan interest rates, with a Treasury report due to Congress within five years. The policy change aims to reduce lenders' tax burden on these specific loans, potentially lowering costs for borrowers in rural communities.

Federal Firearms Licensee Protection Act of 2025 This bill modifies criminal penalties for an offense involving the theft of a firearm from a licensed importer, manufacturer, or dealer, or from their business premises. Specifically, the bill does the following: increases from 10 to 20 years the maximum prison term, and creates a 3- or 5-year mandatory minimum prison term for an offense that occurs during the commission of a burglary or robbery. An attempt to commit an offense is subject to the same penalties as a substantive offense.

Maddy summaryHR 1652, the "Rectifying UDAAP Act," refines how the Consumer Financial Protection Bureau (CFPB) enforces rules against "unfair, deceptive, or abusive acts or practices" (UDAAP) in consumer financial products. It requires the CFPB to define "abusive" practices within 180 days, clarifying that such acts must either intentionally interfere with consumer understanding or take unreasonable advantage of consumer confusion or reliance. The bill also mandates a 180-day "cure period" when companies self-identify violations and adds a "good-faith effort" defense for covered entities facing penalties. Additionally, it limits the CFPB’s ability to seek civil penalties for conduct predating the most recent compliance rating. This bill directly affects financial institutions subject to CFPB oversight by altering enforcement procedures and standards.

Maddy summaryThis bill awards a Congressional Gold Medal to the 761st Tank Battalion (known as the "Black Panthers"), the first predominantly Black armored unit in World War II's European Theater. It recognizes their combat service from 1944-1946, including key roles in the Battle of the Bulge and breaking the Siegfried Line, despite facing racial prejudice during and after the war. The medal will be displayed at the National Museum of African American History and Culture, with bronze duplicates available for sale to cover costs. The bill commemorates the battalion's 130,000 enemy casualties inflicted, 50% casualty rate, and their 1978 Presidential Unit Citation. It does not create new laws or affect current policies.

Maddy summaryHR 1575, the "No American Land for Communist China Act," prohibits the People's Republic of China government and businesses with 25% or more Chinese government ownership from purchasing real estate adjacent to specific federal lands. The bill directly affects Chinese government agents and Chinese-affiliated businesses seeking to buy property near lands managed by the Departments of Interior, Defense, Agriculture (Forest Service), and Energy, as well as Indian country. Key provisions require the President to take necessary actions to block such purchases, defining "covered Federal lands" broadly to include national parks, military bases, and tribal lands. The law aims to prevent foreign government influence over land near sensitive U.S. properties through a clear purchase restriction.

Maddy summaryThis bill allows physical therapists to use temporary replacement staff (locum tenens) under Medicare, similar to how physicians currently can. It directly affects physical therapists providing outpatient services and Medicare beneficiaries relying on those services. The key change modifies Medicare rules to apply the same provisions for physical therapy services as are already used for physician services. This means physical therapists can more easily fill temporary staffing gaps without disrupting patient care. The amendment applies to services provided after the bill's enactment date.