Rep. Matt Cartwright

Maddy summaryHR 2757, the Puerto Rico Status Act, establishes a process for Puerto Rico to determine its political status through a plebiscite on November 2, 2025, offering three options: independence, sovereignty in free association with the United States, or statehood. If no option receives a majority in the initial vote, a runoff plebiscite would be held on March 8, 2026. The bill outlines transition processes for each option, including constitutional conventions, implementation steps, and provisions for citizenship, immigration, and economic benefits. It mandates bilingual voter education materials and requires oversight by the Elections Commission and the Attorney General to ensure fair representation of all options. This legislation directly affects Puerto Rico's residents by providing a structured process to choose their permanent political relationship with the United States.

Maddy summaryThe SAFE Banking Act of 2023 would protect banks and financial institutions that provide services to state-legal marijuana businesses and hemp-related businesses by preventing federal regulators from taking adverse actions against them solely for serving these businesses. It clarifies that income from state-legal marijuana businesses can be considered for mortgage applications, and requires regulators to update guidance on suspicious activity reports related to these businesses. The bill does not require financial institutions to serve these businesses, but ensures they won't face penalties for doing so. It extends similar protections to hemp-related businesses, which have faced banking challenges despite being federally legal under the 2018 Farm Bill.

Maddy summaryThis bill prohibits forced arbitration for race discrimination claims under federal, tribal, state, or local law. It makes pre-existing arbitration agreements unenforceable for disputes involving discrimination based on race, color, or national origin, allowing affected individuals to pursue cases in court instead. The law directly impacts employees, job applicants, and others facing alleged race discrimination who would otherwise be barred from court by mandatory arbitration clauses. It requires courts - not arbitrators - to decide if the law applies to a dispute, ensuring legal clarity for affected parties.

Maddy summaryThe Postal Police Reform Act of 2023 updates federal law to explicitly include "Postal Service police officers" alongside Postal Inspectors as authorized personnel for enforcing regulations on U.S. Postal Service property. It clarifies that the Postmaster General can establish and post rules for protecting postal property, with violations punishable by fines or up to 30 days in jail. This change directly affects USPS police officers (by formalizing their role), the Postmaster General (by expanding regulatory authority), and anyone on postal property who must follow posted rules. The bill makes existing enforcement procedures more explicit without altering penalties or creating new requirements.

Maddy summaryThis bill protects living organ donors from insurance discrimination by prohibiting life, disability, and long-term care insurers from denying coverage, raising premiums, or altering policy terms solely because someone donated an organ while alive. It also updates the Family and Medical Leave Act to include recovery from organ donation surgery as a qualifying health condition, allowing donors to take protected leave for this purpose. Additionally, the bill requires the Health and Human Services Secretary to update public educational materials about living donation benefits, risks, and insurance protections within six months of enactment. These changes directly affect living organ donors, insurers, employers, and healthcare systems by ensuring fair access to insurance and workplace leave.

Maddy summaryThe PREPARE Act establishes a new pre-disaster mitigation loan program for small businesses through the Small Business Administration (SBA). It authorizes $25 million annually from 2024 to 2028 to provide loans of up to $500,000 per business, enabling small businesses to fund projects that protect their property and operations from disaster damage (e.g., flood barriers or structural reinforcements). The SBA must conduct targeted outreach to businesses in economically distressed areas, offer technical assistance, and require borrowers to maintain insurance during loan terms. Annual reports will track program outcomes, including project types, cost savings avoided, and regional impacts, to evaluate effectiveness.

Maddy summaryThe Election Mail Act (HR 2987) establishes new requirements for handling mail-in ballots in federal elections to improve reliability and accessibility. It requires the Postal Service to process absentee ballots on the same day received, place postmarks indicating mailing dates on ballot envelopes, and treat election mail as first-class mail with free postage for completed ballots. The bill also mandates states to use intelligent mail barcodes on return envelopes, affix specific tags for ballot visibility, and adopt a uniform 7-day deadline for accepting mailed ballots postmarked on or before election day. These changes apply to federal elections, with most provisions taking effect for the 2024 election cycle. The bill includes additional provisions for the Postal Service to consult with Indian Tribes about voting barriers on tribal lands.

Maddy summaryThe Child Care for Working Families Act establishes a federal entitlement program providing subsidized child care for working families with children under age 6 who are not yet in kindergarten. It creates a sliding fee scale where families at or below 85% of State median income pay no copayment, while higher-income families pay up to 7% of their income based on income thresholds. The bill requires states to develop quality rating systems for child care providers and ensures providers receive sufficient funding to meet quality standards, including wages equivalent to elementary educators. It prioritizes access for underserved populations including children with disabilities, infants and toddlers, children experiencing homelessness, and families in low-income communities. The program is funded with $20 billion for fiscal year 2024 and subsequent years through 2029.

Forced Arbitration Injustice Repeal Act of 2023 or the FAIR Act of 2023 This bill prohibits a predispute arbitration agreement from being valid or enforceable if it requires arbitration of an employment, consumer, antitrust, or civil rights dispute.

Maddy summaryThis bill creates a federally chartered National Center for the Advancement of Aviation to develop the U.S. aviation and aerospace workforce. The Center will provide grants for education and training programs, including scholarships, internships, and curriculum development for middle schools, high schools, and colleges focused on aviation careers. It will specifically support underrepresented groups and veterans transitioning to aviation careers while coordinating with government agencies to avoid duplicating existing programs. The Center must operate as a non-profit entity, maintain tax-exempt status, and submit annual reports to Congress on its activities.