Rep. Dean Phillips

Maddy summaryHR 3238, the Affordable Housing Credit Improvement Act of 2023, updates the Low-Income Housing Tax Credit (LIHTC) program to increase the availability of affordable housing across the United States. The bill makes several key changes including increasing state funding formulas, modifying tenant eligibility rules to better serve vulnerable populations (such as domestic violence victims and students), and expanding credit eligibility for projects in rural and Native American communities. Specific provisions raise the credit for properties serving extremely low-income households, clarify rules around tenant income increases, and require housing providers to protect victims of domestic violence. The bill also updates terminology from "low-income" to "affordable" throughout the tax code and enhances program transparency through data sharing requirements. These changes aim to make the LIHTC program more effective at creating and preserving affordable housing units for low-income households nationwide.

Maddy summaryHR 3179, the Supporting Apprenticeship Colleges Act of 2023, provides federal grants to colleges offering construction and manufacturing apprenticeship programs. It funds two key initiatives: (1) Community Outreach Grants to help colleges recruit students and partner with employers, especially in rural areas and for underrepresented groups like first-generation, minority, and nontraditional students; and (2) Student Support Grants to improve retention through services like career advising, mental health resources, and childcare. The bill allocates $5 million annually (2024-2028) for these programs, with each college receiving up to $500,000 per grant. It directly affects apprenticeship colleges, their students, and local employers by expanding access to skilled trades careers.

Maddy summaryThe Invest to Protect Act of 2023 establishes a federal grant program for local law enforcement agencies with fewer than 200 officers (including counties, municipalities, and tribal governments) to fund training and support services. Grants cover de-escalation training, mental health resources, evidence-based safety training (such as handling domestic violence or mental health crises), and recruitment/retention incentives like signing bonuses, retention bonuses (up to 20% of salary), and stipends for graduate education in mental health or social work. The bill requires a streamlined grant application process (under two hours), public disclosure of bonus amounts, and annual audits to prevent misuse of funds.

Maddy summaryThe HELPER Act of 2023 creates a new FHA mortgage insurance program specifically for first responders and K-12 teachers. It allows eligible first-time homebuyers in these professions to secure mortgages with 100% financing (no down payment required) for purchasing or repairing a primary residence. To qualify, applicants must be employed as law enforcement, firefighters, paramedics, or K-12 teachers, have completed housing counseling, and meet specific employment history requirements (e.g., 4 years in the role or disability-related release). The program authorizes $660,000 for fiscal year 2024 and $160,000 annually through 2030, with authority expiring after 5 years.

Maddy summaryHR 2689, the Trust in Government Act of 2023, requires federal agencies to modernize service delivery by creating online tools and reducing paperwork for citizens. It directly affects the public interacting with agencies, mandating specific changes like fully online passport renewals (State Department), expanded IRS electronic filing options (Treasury), centralized online permitting (Interior), simplified SNAP/WIC enrollment (Agriculture), and Social Security document uploads (HHS). Key provisions eliminate physical document requirements where possible, introduce telehealth for workers' compensation (Labor), and establish a single digital platform for veterans' services (VA). Agencies must certify compliance to the Office of Management and Budget (OMB) within 180 days, with quarterly reports to Congress on progress. The law aims to improve public perception of government interactions by making services more efficient and accessible.

Maddy summaryThe Words Matter Act of 2023 replaces the outdated term "mental retardation" with "intellectual disability" across numerous federal laws and regulations. It amends over 20 provisions in the U.S. Code, Social Security Act, and other statutes - including healthcare, disability programs, and legal definitions - to update terminology used in areas like nursing home care, criminal justice, and federal grants. The bill explicitly states this is a purely linguistic change, not a policy shift, and does not alter eligibility, benefits, or program requirements for individuals with intellectual disabilities. It affects all federal programs and legal references that previously used the terms "mental retardation," "mentally retarded," or "developmentally disabled."

Maddy summaryThis bill removes a restriction that previously barred people in jail or prison while awaiting trial from receiving Medicaid health benefits. It directly affects individuals in custody pending legal proceedings by allowing states to provide Medicaid coverage for their medical care during this time. The bill also allocates $50 million in planning grants to help states develop systems to enroll these individuals, recruit healthcare providers who can serve them, and establish electronic billing for services provided in correctional facilities or through outpatient care. Key provisions require states to assess healthcare needs, eliminate policy barriers, and create plans to increase provider participation in Medicaid for this population.

Maddy summaryThis bill creates federal grants for school districts to provide emergency opioid overdose treatment (like naloxone) in public and private elementary and secondary schools. It requires schools to have trained staff (such as nurses or designated personnel), maintain accessible supplies of the medication, and confirm their state has liability protections for staff using it during an emergency. The law directly affects K-12 schools by mandating specific emergency protocols for opioid overdoses. It does not change state laws but requires schools to verify existing state protections before receiving funds.

Maddy summaryThe SAFE Banking Act of 2023 would protect banks and financial institutions that provide services to state-legal marijuana businesses and hemp-related businesses by preventing federal regulators from taking adverse actions against them solely for serving these businesses. It clarifies that income from state-legal marijuana businesses can be considered for mortgage applications, and requires regulators to update guidance on suspicious activity reports related to these businesses. The bill does not require financial institutions to serve these businesses, but ensures they won't face penalties for doing so. It extends similar protections to hemp-related businesses, which have faced banking challenges despite being federally legal under the 2018 Farm Bill.

Maddy summaryThis bill prohibits forced arbitration for race discrimination claims under federal, tribal, state, or local law. It makes pre-existing arbitration agreements unenforceable for disputes involving discrimination based on race, color, or national origin, allowing affected individuals to pursue cases in court instead. The law directly impacts employees, job applicants, and others facing alleged race discrimination who would otherwise be barred from court by mandatory arbitration clauses. It requires courts - not arbitrators - to decide if the law applies to a dispute, ensuring legal clarity for affected parties.