Rep. Julia Brownley

Maddy summaryThis bill restricts how credit reporting companies share homebuyers' credit reports during mortgage applications. It prevents companies from sending these reports to third parties (like marketers) just because a lender requested them for a mortgage. Only specific entities can receive the reports: the mortgage lender who originated the loan, the company servicing the loan, or the bank holding the homebuyer's account. This directly protects homebuyers' privacy by limiting unauthorized sharing of their financial data.

Maddy summaryHR 7272, the Shining a Spotlight on Safer Communities Act, requires the Attorney General to submit annual reports to Congress starting in 2024, detailing how the Bipartisan Safer Communities Act's provisions (specifically sections 932 and 933 of title 18) are being implemented. These reports must include data on investigations, prosecutions, demographic information of defendants, and seized firearms or assets related to gun trafficking and straw purchasing. The bill mandates these reports for fiscal years 2024 through 2027, with a funding limit of $2 million annually for this reporting. It is a procedural bill focused solely on transparency and accountability for existing gun safety measures, not creating new policies.

This resolution expresses support for the designation of CTE (chronic traumatic encephalopathy) and RHI (repeated head impacts) Awareness Day. CTE is a brain condition thought to be related to repeated head injuries.

Maddy summaryHRES 990 is a non-binding resolution expressing the House of Representatives' support for fair treatment of paraprofessionals (like instructional assistants) and education support staff (such as clerical, custodial, and food service workers) in schools. It states these over 3 million frontline workers deserve livable wages, affordable health care, job security, paid leave, professional development, and safe working conditions. The resolution lists specific recommendations, including eligibility for family medical leave and protections against retaliation for reporting workplace issues. It does not create new laws but formally recognizes these staff as essential to school success and calls for policies addressing their current challenges.

Maddy summaryHR 7132 creates a federal grant program to help state and local governments, tribes, and Native Hawaiian organizations develop and implement housing plans. Grants fund both planning (creating strategies) and implementation (putting strategies into action) to increase housing supply and affordability while avoiding displacement of current residents. At least 10% of funds must support rural communities, and recipients must report annually on progress and submit final evaluations after three years. The program requires comprehensive plans addressing housing needs, land use reforms, and community engagement to expand housing options.

Maddy summaryHR 7127, the FAIR Act, establishes pay adjustments for federal employees in 2025. It increases base pay by 4% for most federal workers under statutory pay systems and for "prevailing rate" employees (like those in specific geographic areas), while raising locality pay rates by 3.4%. The bill directly affects all federal employees receiving pay under these systems, as it modifies their 2025 salary calculations. These changes are based on statutory formulas under Title 5 of the U.S. Code, with no new policy mechanisms beyond the specified percentage increases. The adjustments apply to pay rates in effect as of the end of fiscal year 2024.

Maddy summaryThis bill amends the Servicemembers Civil Relief Act (SCRA) to improve access to existing financial protections for active-duty service members, reservists, and their dependents. It requires military financial literacy training to include SCRA consumer protections (like interest rate limits), mandates notifications about these benefits at key service milestones (e.g., when entering service or being mobilized), and clarifies that creditors must apply the SCRA interest rate cap to *all* pre-service debts, not just specified ones. Creditors must also provide multiple submission methods (online, mail, fax) for servicemembers to submit required documents. These changes aim to make SCRA benefits easier to understand and utilize without creating new financial obligations.

Maddy summaryThe ACCESS Act of 2024 creates a federal grant program to help clinics and health care providers expand abortion and reproductive health services in states where abortion is legal (outside of life or health exceptions). It authorizes $200 million annually for fiscal years 2024-2028 to fund specific capacity-building activities, including facility expansions, hiring clinical staff, telehealth services, and culturally appropriate patient resources. Priority is given to providers in states experiencing the highest increases in out-of-state patients seeking abortion care. The bill directly supports health care entities serving patients who travel across state lines for services, aiming to reduce wait times and improve access for vulnerable communities.

Maddy summaryThe Complete Streets Act of 2024 requires states to establish programs that help local governments, transit agencies, and other eligible entities design and build transportation infrastructure accommodating all users, including pedestrians, cyclists, and public transit riders. States must provide technical assistance and grants for complete streets projects, with 5% of certain transportation funds allocated to these programs. The bill establishes design standards requiring features like protected bike lanes, accessible sidewalks, and appropriate lighting for all transportation projects, applying to new projects on Federal-aid highways within metropolitan areas. It mandates that states develop complete streets policies and prioritization plans to improve safety and accessibility, particularly in underserved communities, with compliance required by 2026 or 2029 for different project types.

Maddy summaryThe HOME Investment Partnerships Reauthorization and Improvement Act of 2024 reauthorizes and updates the HOME Investment Partnerships Program, which provides federal funds to states and local governments to develop affordable housing. The bill increases annual funding from $5 billion in 2024 to $6.08 billion in 2028, modifies eligibility requirements for participating jurisdictions, and eliminates a deadline for committing funds. It reforms homeownership resale restrictions, establishes a home loan guarantee program with $2 billion in initial funding (increasing with inflation), and enhances protections for tenants in small-scale affordable housing (defined as housing with no more than 4 rental units). These changes aim to make the program more flexible and effective in creating and preserving affordable housing options for low- and moderate-income households.