Rep. Kevin Hern

Maddy summaryHR 2808, the Homebuyers Privacy Protection Act, restricts how consumer reporting agencies share credit reports during mortgage applications. It prevents agencies from sending these reports to third parties unless the request is tied to a firm credit offer and the recipient has either the homebuyer’s explicit written consent or is directly involved in the mortgage (like the lender, loan servicer, or the homebuyer’s bank holding an active account). This directly affects homebuyers applying for residential mortgages by limiting unsolicited sharing of their credit information. The law amends the Fair Credit Reporting Act to strengthen privacy protections around mortgage-related credit data.

Maddy summaryHR 5142, the Home Health Stabilization Act of 2025, prevents payment cuts to Medicare home health providers for 2026 and 2027. It requires the Medicare Secretary to adjust payment rates to fully offset two planned negative adjustments (-4.059% and -5.0%) that would have reduced payments under the 2026 rate update rule. This ensures home health agencies receive full reimbursement for services during those years without further reductions based on prior payment formulas. The bill directly affects home health providers who rely on Medicare payments for patient care.

Maddy summaryThis bill prohibits Members of Congress, their spouses, and dependent children from owning or trading certain investments, including stocks, commodities, and derivatives (referred to as "covered investments"). It requires affected individuals to divest these investments within 90-180 days, with specific exemptions for Treasury bonds, diversified mutual funds, small business interests, and family trusts meeting strict conditions. Violations incur penalties of 10% of the investment's value plus disgorgement of profits, paid directly to the U.S. Treasury. The law applies to all covered individuals during federal service, with exceptions for investments acquired through inheritance or occupational trading (e.g., a spouse’s finance job).

Maddy summaryThis bill (HR 5080) is purely procedural - it changes the name of the Department of Defense to "Department of War" and the Secretary of Defense to "Secretary of War" for all existing legal references. It does not alter military operations, funding, or policy; it only updates terminology in laws, regulations, and official documents. The bill directly affects how federal agencies and documents refer to the military department but has no impact on actual defense functions or the public. It is a symbolic renaming with no concrete policy changes.

Maddy summaryThis bill designates the U.S. Postal Service facility at 201 West Oklahoma Avenue in Guthrie, Oklahoma, as the "Oscar J. Upham Post Office." It updates all official U.S. government references (laws, maps, documents) to use this new name for the specific post office location. The bill does not change postal services, funding, or operations - it is solely a ceremonial naming designation.

Maddy summaryHR 4788 would amend a 1932 District of Columbia law to allow Members of Congress (Senators and Representatives) to carry concealed firearms in Washington, D.C., if they hold a valid concealed carry license from a state where they are permitted to carry, or are otherwise legally allowed to carry concealed in their home state. The bill requires these members to not be federally prohibited from possessing firearms, to carry a valid state-issued license or proof of residency rights, and to present photo identification. This exception applies only to Members of Congress and does not alter D.C.'s general concealed carry laws for other individuals. The provision would take effect upon the bill's enactment.

Maddy summaryHR 4706 prohibits Chinese government-linked entities (including Chinese corporations, CCP-affiliated organizations, and entities controlled by China) from acquiring, leasing, or owning U.S. agricultural land or residential real estate. The bill requires such entities to sell all existing U.S. agricultural land holdings within one year (with a 180-day letter of intent deadline) and residential real estate holdings within one year, imposing daily fines of $100 per acre for agricultural land violations and $1,000 per residential unit. It also voids noncompete agreements between these entities and their employees. The law applies to all 50 states and territories, with enforcement by the Agriculture and Commerce Departments, and includes a 2-year temporary residential purchase ban ending in 2026 (extendable by the President).

Maddy summaryThis resolution elects Mr. Fine to the House Committee on Foreign Affairs and Mr. Garbarino as Chair of the House Committee on Homeland Security. It is a procedural measure assigning specific members to standing committees for the 119th Congress, directly affecting committee composition and leadership. The resolution does not create new policy but formalizes committee membership through House rules. (Note: This is a procedural resolution, not a substantive bill.)

Maddy summaryHR 1919, the "Anti-CBDC Surveillance State Act," prohibits the Federal Reserve from developing, testing, or issuing any central bank digital currency (CBDC) or similar digital assets. It specifically bans the Fed from offering direct financial products to individuals, maintaining individual accounts, or issuing CBDCs directly or indirectly through intermediaries like banks. The bill also blocks the Fed from using any digital asset for monetary policy and clarifies that physical currency's privacy protections remain intact. This policy directly affects the Federal Reserve System's ability to create or manage digital monetary tools.

Maddy summaryHR 4382 authorizes the U.S. Mint to produce commemorative coins for the 2028 Los Angeles Olympics/Paralympics and 2034 Salt Lake City Winter Olympics/Paralympics. It specifies gold, silver, and half-dollar coin designs with defined mintage limits (e.g., up to 100,000 $5 gold coins for each event), all bearing inscriptions like "2028" or "2034" and standard coin features. A surcharge ($5-$50 per coin) is added to sales, with all funds directed to the respective Olympic committees to support event hosting and legacy programs like youth sports. The bill ensures no net cost to the government by requiring surcharge revenues to cover all design, production, and marketing expenses before funds are disbursed.