Rep. Kristine Howard

Maddy summaryHB 618, the Health Insurance Access Protection Act, prohibits health insurers from denying coverage or charging higher premiums based on a person's health condition, including preexisting conditions. This law applies to both individual and group health insurance policies, protecting enrollees and their dependents from discrimination in enrollment or pricing. The Insurance Department and Commissioner are tasked with enforcing these rules, and the bill includes penalties for insurers that violate the prohibitions.

Maddy summaryHB 755 requires health insurers in Pennsylvania (excluding grandfathered plans) to cover all preventive health services listed by the Insurance Department without cost-sharing, such as copays or deductibles. This directly affects insurers who must comply with the coverage rules and enrollees who gain access to preventive care like vaccinations and screenings at no extra cost. The bill empowers the Insurance Department to create and update the preventive services list through a public comment process (15+ business days) and enforce compliance with penalties for violations. It aligns with federal preventive care standards but allows Pennsylvania to adjust the list based on public input and evidence-based guidelines.

Maddy summaryHB 404 amends Pennsylvania's Insurance Company Law to extend health insurance coverage for children under family policies. It requires policies to cover dependent children up to age 26 (previously 19) and prohibits insurers from denying or restricting coverage based on a child's financial dependency, residency, marital status, school enrollment, or employment. The bill also allows group health plans to extend coverage for adult children up to age 29 if they meet specific conditions, such as not being married, having no dependents, and residing in Pennsylvania or attending school full-time. This affects all health insurance policies sold in Pennsylvania that provide dependent child coverage.

Maddy summaryHB 410 allows certain Pennsylvanians with disabilities, 100% service-connected veterans, and active-duty military members or their dependents living abroad to renew driver's licenses using their most recent photo and signature on file instead of providing new photos. The bill applies to individuals who qualify under existing disability plate rules (Section 1338), have a 100% service-connected disability certification, or are active military personnel or their dependents. Renewal using existing records is prohibited if no current photo/signature exists, if record changes (like name or eye color) are needed, or if the photo is over 16 years old. The law takes effect 33 months after enactment.

Maddy summaryHB 989 extends a 3-day "cooling-off period" for consumers who purchase goods or services priced at $25 or more through door-to-door sales, phone calls, or online platforms. It requires sellers to provide a bilingual receipt and a detachable cancellation form at the time of sale, clearly stating the right to cancel within three business days. Consumers must return merchandise in its original condition and notify sellers in writing to cancel, with sellers required to refund payments within 10 business days. This bill directly affects buyers in these specific sales scenarios and mandates new disclosure requirements for sellers under Pennsylvania's consumer protection law.

Maddy summaryHB 995 amends Pennsylvania law to require the Pennsylvania Emergency Management Agency (PEMA) to include provisions for protecting owned animals in the state's emergency management plan. The bill creates new funding for approved animal response teams to develop and maintain rescue capabilities, with PEMA allocating annual funds based on agency standards. It defines "owned animals" as pets, agricultural animals, or those under a Game Commission permit (excluding wildlife) and mandates that teams receiving funds maintain records for audit. The law takes effect 60 days after enactment.

Maddy summaryHB 1002 requires Pennsylvania public and private schools to notify parents or legal guardians when a student threatens suicide or is involved in bullying (as defined in state law). Schools must adopt a written policy for these notifications, keep records of each notification (exempt from public records requests), and provide parents with suicide prevention resources, including information on limiting access to firearms or medication. Students can request copies of their own records under this policy and, after graduating high school, ask for those records to be permanently removed. The bill takes effect for the 2026-2027 school year.

Maddy summaryHB 159 amends Pennsylvania law to strengthen penalties for illegally transporting, selling, importing, or releasing nonnative fish and wildlife. It directly affects individuals, businesses, or organizations handling nonnative species, including pet trade sellers, anglers, and conservation groups. The bill increases misdemeanor penalties: violations involving non-native fish become third-degree misdemeanors for negligence or first-degree for intentional acts, while violations with endangered/threatened species escalate to second-degree (negligent/intentional) misdemeanors. It clarifies that each animal, egg, or fish involved in a violation counts as a separate offense, intensifying consequences for repeated or large-scale violations. The changes aim to better protect Pennsylvania's ecosystems and native species from invasive threats.

Maddy summaryHB 982 requires that all Pennsylvania vehicle registration cards and driver's license applications include a clear statement about littering laws. The statement explains that littering from vehicles - such as dropping trash on roads, public property, or waterways - is illegal and can result in fines up to $300 or community service for litter pick-up. This applies to every vehicle owner and driver during registration or licensing, ensuring they acknowledge these rules at the point of application. The bill does not change existing littering penalties but mandates this notice to inform applicants about Section 3709 of the Vehicle Code.

Maddy summaryHB 969, the Responsible Outdoor Lighting Control Act, requires Pennsylvania state buildings and properties to adopt outdoor lighting that minimizes light pollution and glare. It mandates new outdoor lighting must be fully shielded (directing light downward to prevent upward scatter), limit color temperature to warmer tones (reducing blue light that disrupts ecosystems), and incorporate features like motion sensors or dimming controls. The Department of General Services must manage and enforce these standards for all state-owned facilities. The bill sets a model for private businesses and residents to follow in adopting responsible lighting practices.