Sen. Dave Craven

Maddy summarySB 426, the Student Borrowers' Bill of Rights, requires the North Carolina Commissioner of Banks to license and regulate student loan servicers operating in the state, directly affecting borrowers who took out loans for education at North Carolina institutions or for in-state school expenses. The bill mandates that all student loan servicers (excluding banks, credit unions, state entities, and certain educational institutions) obtain a license through the Nationwide Multistate Licensing System, ensuring fair treatment and clear accountability. It establishes a Student Loan Ombudsman position to handle borrower complaints and defines key terms like "servicer" and "overpayment" to clarify protections. The law aims to prevent unfair practices by standardizing servicer conduct and providing borrowers with a formal complaint pathway.

Maddy summarySB 312, the "Stars and Stripes Commitment Act," requires all North Carolina public schools (including charter, regional, and laboratory schools) to schedule daily recitation of the Pledge of Allegiance within one hour of the start of the school day, display U.S. and North Carolina flags in classrooms when available, and provide age-appropriate instruction about the flag and pledge. It also mandates that State Board of Education and local school governing body meetings begin with the Pledge of Allegiance. The bill explicitly states these requirements do not compel any student, staff, or attendee to stand, salute, or recite the Pledge. The law applies beginning with the 2025-2026 school year.

Maddy summarySB 320 creates an additional retirement allowance for North Carolina state and local law enforcement officers who retire after meeting specific service and age requirements. Eligible officers with at least 30 years of service (or 55+ with 5+ years) under age 62 can choose between two calculation methods for their annual allowance: one based on their current pay rate and service, or one based on their pay rate at 30 years of service. The allowance, paid monthly from state funds, stops upon the officer’s death, reaching age 62 (for the first method), or meeting a time-based condition (for the second method). This change supplements retirement income without affecting other retirement benefits or salary increases.

Maddy summaryNorth Carolina's SB 296 requires state and local governments to use iron and steel products manufactured in the United States for public works projects funded by state money. This applies to permanent materials like structural steel, pipes, and construction components, but includes exceptions when U.S. products are unavailable (e.g., insufficient supply, 20%+ cost increase), or when foreign materials cost less than 0.1% of the total project cost. The bill excludes electrical components (except poles) and does not apply to Department of Transportation projects already covered by federal Buy America rules. It takes effect July 1, 2026, for contracts awarded after that date.

Maddy summarySB 261, the Energy Security and Affordability Act, removes a mandated interim timeline for carbon reduction by North Carolina's major electric utilities (those serving 150,000+ customers) and introduces an alternative cost recovery method for ongoing construction of base load power plants. The bill requires these utilities to achieve a 70% reduction in carbon dioxide emissions by 2030 (from 2005 levels) and carbon neutrality by 2050, with the Utilities Commission developing a Carbon Plan by 2026 for achieving these goals. It specifies that new solar energy must come from 45% third-party power purchase agreements for small solar facilities (80 MW or less) and 55% utility-owned or purchased sources, including for solar paired with storage. This bill directly affects North Carolina's largest electric utilities and the Utilities Commission, altering their regulatory framework for emissions and infrastructure costs.

Maddy summarySB 226 expands eligibility for death benefits under North Carolina's Public Safety Employees' Death Benefits Act to include firefighters who die from specific cancers. It adds any cancer diagnosed after January 1, 2022, that qualified a firefighter for benefits under the Firefighters' Cancer Insurance Program (or its predecessor, the Health Benefits Pilot Program) to the list of cancers presumed to be "killed in the line of duty." This means firefighters receiving cancer benefits under the program will automatically qualify for death benefits if they later die from that cancer. The bill also permanently establishes the Cancer Insurance Program as the successor to the pilot program and allocates $2 million annually for related death benefits starting July 1, 2025.

Maddy summarySB 264 requires all North Carolina public schools - including traditional, charter, regional, and laboratory schools - to display the U.S. and North Carolina flags in every classroom and near each school's main entrance, while scheduling daily recitation of the Pledge of Allegiance. The bill also mandates age-appropriate instruction about the flags' historical significance and the pledge's meaning. Schools may not compel students or staff to stand, salute, or recite the pledge. Funding of $1 million (one-time) and $100,000 annually is provided to purchase flags, with displays only required if flags are available through donations or purchase.

Maddy summarySB 240 establishes the NCSTARS Grant Program to fund community colleges partnering with public schools and local businesses to create work-based learning programs for students aged 16+ in apprenticeships or preapprenticeships. It provides matching grants of up to $500,000 per year per community college, requiring a 3:1 state-to-local funding match for program costs like student stipends, travel, and staff. The program prioritizes applications modeling the Surry-Yadkin Works FLEET program and mandates annual reports on participation and outcomes. Total funding of $4.75 million is allocated for the 2025-2026 fiscal year, supporting the program through 2028-2029.

Maddy summarySB 195, the "Protect Campus Survivors Act," exempts personally identifiable student disciplinary records at North Carolina's public colleges and universities from being disclosed as public records under state law. It defines these records as any materials containing student identifiers (like names, addresses, or social security numbers) related to disciplinary investigations, making them confidential even if federal law (FERPA) might permit disclosure. This applies to all UNC system institutions, community colleges, and their disciplinary processes. The bill takes effect upon enactment, affecting how schools handle and share such records with the public. It does not change federal privacy rules but ensures these specific records remain private under North Carolina's public records law.

Maddy summarySB 43 removes the requirement for safety inspectors to check tinted windows during vehicle inspections in North Carolina. Instead, it adds a $10 fee for inspectors to use a light meter if tint is detected and mandates that drivers with tinted windows must roll down their driver-side window (or passenger-side if an officer approaches from that side) when approached by law enforcement. The bill directly affects drivers with tinted windows and inspection stations, changing how window tint is handled during safety checks and police interactions. It becomes effective December 1, 2025.