Rep. Eric Ager

Maddy summaryThis bill, titled Reagan's Law, aims to improve access to prosthetic and orthotic devices for North Carolinians with limb loss or limb difference by requiring most health benefit plans to cover these devices and related care. Key provisions mandate that plans cover all materials, instruction, and repairs for prosthetics and orthotics, allow for multiple devices based on medical needs, and prohibit denying claims for these devices that would otherwise be covered for non-disabled individuals seeking similar medical treatment. The legislation also requires insurers to provide coverage for device replacements when medically necessary due to changes in the insured's condition or device damage, without limiting coverage based on the device's age or useful lifetime. Additionally, the bill repeals state requirements for health plans to cover emergency care that duplicates federal law, aligning state regulations with federal standards.

Maddy summaryHB 121 provides local boards of education with additional flexibility in adopting their school calendars. It removes the current state-mandated earliest opening date for students (the Monday closest to August 26) and the latest closing date (the Friday closest to June 11). This change allows local boards to determine the specific opening and closing dates for public schools under their authority. The bill directly affects public schools and students in North Carolina and would apply starting with the 2025-2026 school year.

Maddy summaryHouse Bill 515, the North Carolina Economic Abuse Prevention Act, creates a new legal framework to protect survivors of domestic violence and children in foster care from "coerced debt." It defines coerced debt as debt incurred through duress, intimidation, or undue influence and provides pathways for individuals to notify creditors of such debt using specific documentation. Upon receiving adequate documentation, creditors must pause collection efforts while reviewing the claim. The bill also establishes that a person who causes another to incur coerced debt is civilly liable to the claimant for the debt amount, attorney's fees, and costs.

Maddy summaryHouse Bill 520 aims to protect North Carolina citizens and businesses from deceptive telemarketing practices, particularly those involving misleading caller ID. The bill establishes that a telephone number is the property of the subscriber and prohibits telephone solicitors from misrepresenting the origin of a call or transmitting misleading caller identification information. It also prevents telephone carriers from knowingly providing subscriber numbers to entities that will violate these provisions. Individuals who receive calls in violation of the misleading caller ID rules can sue for civil damages, including an additional $10,000 fine for each knowing violation. Knowing violations of the caller ID provision are also classified as a Class H felony.

Maddy summaryHB 94 allows disabled veterans and their unremarried surviving spouses to prequalify for the disabled veteran property tax homestead exclusion. This means individuals can apply to determine their eligibility for the tax benefit before they purchase a permanent residence. Applicants submit a prequalification form with their disability certification, and the county assessor must notify them of their eligibility within 30 days. The bill aims to help taxpayers and lenders account for this tax relief when making home purchase decisions. After prequalification, a separate application for the exclusion is still required once a permanent residence is acquired.

Maddy summaryHB 681 directs the Commission for Mental Health, Developmental Disabilities, and Substance Use Services to update state rules for outpatient opioid treatment programs (OTPs). The bill aims to align these rules more closely with federal regulations governing medications for opioid use disorder, affecting patients receiving treatment and the OTPs providing care. Key changes include removing home environment stability as a criterion for take-home medication and prohibiting administrative discharge due to continued substance use or missed doses. It also reduces the frequency of required drug tests, removes observed testing, and allows OTPs to administer methadone to non-enrolled patients. The Commission must engage with clients and providers for input and publish the proposed amended rules by July 1, 2025.

Maddy summaryHouse Bill 81 requires insurance institutions and agents to obtain written consent from applicants and policyholders before collecting, receiving, selling, or using vehicle telematics data. The bill mandates that individuals be notified how their telematics data will be used and that they can revoke consent at any time. Insurers must provide a reasonable means for individuals to revoke consent, which must be actioned within 24 hours. A violation of these provisions would be considered an unfair trade practice, with the act becoming effective October 1, 2025.

Maddy summaryHB 627 requires local governments to allow the construction of at least one accessory dwelling unit (ADU) for each single-family home in residential zones, aiming to increase affordable housing options. The bill prohibits local governments from imposing certain restrictions, such as minimum parking requirements, banning long-term rentals of both units, or setting maximum ADU sizes under 800 square feet. However, local governments may still regulate aspects like setbacks or require ADUs to be smaller than the primary dwelling. Local governments must adopt regulations by January 1, 2027, or ADUs will be permitted without any local limitations.

Maddy summaryHB 934, the "Artificial Intelligence Regulatory Reform Act," establishes new regulations related to artificial intelligence and deepfakes. The bill creates a new criminal offense for the unlawful creation or distribution of "deepfakes" - images or videos created to deceive - without consent, when done to cause harm or influence an election. It also grants civil liability immunity to developers of artificial intelligence products when a "learned professional" uses their product to provide services. Under this provision, the learned professional would be solely responsible for any damages to their client resulting from errors generated by the AI product. This legislation affects individuals who create or distribute deepfakes, as well as AI product developers, licensed professionals, and their clients.

Maddy summaryHB 976 enacts the Uniform Partition of Heirs Property Act, establishing specific procedures for dividing or selling real property commonly owned by relatives, referred to as "heirs property." This bill affects cotenants involved in partition proceedings for such property. It requires courts to first determine if the property qualifies as heirs property and then mandates a fair market value appraisal. A key provision allows cotenants who wish to retain the property to buy out the interests of those who requested a sale, based on the determined value.