Maddy summaryThe "Louisa Carman Medical Debt Relief Act" prevents credit reporting agencies from including paid medical debt or medical debt under $500 in credit reports, regardless of when the debt was incurred. It prohibits medical creditors and debt collectors from reporting medical debt to credit agencies for services provided after the law takes effect. The bill requires a 180-day waiting period before collection actions can begin and mandates a 30-day notice with a clear payment deadline before starting collections. Additionally, it protects patients by prohibiting debt collection during pending insurance appeals and requiring credit bureaus to remove debt information if an appeal is pending or the debt is paid.
Sponsored bills
Maddy summaryThe "Real Estate Consumer Protection Enhancement Act" (S 3192) establishes clearer definitions and duties for different types of real estate agents and brokers in New Jersey. The bill requires written agency disclosure before services begin, mandates specific duties including loyalty, confidentiality, and disclosure of material information, and sets requirements for property condition disclosures in residential transactions. It also establishes specific signage requirements at open houses and updates continuing education requirements to include specific hours on agency topics for real estate licensees. This legislation directly affects real estate brokerage firms, agents, and consumers involved in real estate transactions across the state.
Maddy summaryThis bill allows New Jersey school districts to enter into lease and purchase agreements for electric school buses with terms extending to the vehicles' service life (rather than the current 10-year maximum for fossil fuel buses). It authorizes the New Jersey School Boards Association to serve as a government aggregator to help school districts obtain electric school buses, charging infrastructure, and related maintenance services through competitive contracting. The bill specifically permits competitive contracting for electric school buses, on-site charging infrastructure, and related services, which were not previously explicitly included in the list of allowable specialized procurement. School districts can now use this approach for electric buses while maintaining the existing 10-year limit for fossil fuel buses.
Maddy summaryThe "Louisa Carman Medical Debt Relief Act" (S 2806) prevents consumer reporting agencies from including paid medical debt or medical debt under $500 in credit reports, regardless of when the debt was incurred. It also prohibits medical creditors and debt collectors from reporting medical debt to credit bureaus for services provided after the bill takes effect. The bill requires a 180-day waiting period before collection actions can begin after the first bill is sent, and mandates a 30-day notice to patients before initiating collection efforts. Additionally, it protects patients during pending insurance appeals by banning collection communications and requiring removal of debt information from credit reports if an appeal is active or the debt is paid.
Maddy summaryThis bill removes the requirement for teacher candidates in New Jersey to pass a basic skills test (such as the Praxis Core) to obtain certain teaching certificates. Specifically, it eliminates the need for candidates seeking a certificate of eligibility, certificate of eligibility with advanced standing, provisional certificate, or standard instructional certificate to complete a Commissioner-approved test of basic reading, writing, and math skills. The change directly affects individuals pursuing teaching certification in the state by streamlining the certification process. It repeals the existing law requiring these tests, making certification more accessible for educators meeting other standard qualifications. The bill takes effect immediately upon enactment.
Maddy summaryThis bill (S 360) allows taxicabs, limousines, and ride-sharing services (like Uber or Lyft) to provide paratransit transportation for people with disabilities for a two-year period. It amends New Jersey law to remove the current exclusion of these services from the definition of "paratransit," which previously limited such services to government-run or contracted providers. This change directly affects residents with disabilities who rely on specialized transportation under the Americans with Disabilities Act. The key mechanism is updating legal definitions in transportation statutes to include these providers as eligible for paratransit service.
Maddy summaryThis bill allows New Jersey school districts to enter into longer-term contracts for electric school buses, extending lease and purchase terms to match the service life of the vehicles (instead of the current 10-year limit for fossil fuel buses). It specifically authorizes the New Jersey School Boards Association to serve as a government aggregator to help school districts obtain electric school buses and related charging infrastructure through competitive contracting. The bill amends existing school contracting laws to explicitly include electric school buses in the list of specialized equipment where competitive contracting can be used instead of public bidding. This change aims to support school districts in transitioning to electric fleets by making it easier to secure long-term contracts for these vehicles and infrastructure.
Maddy summaryThis bill amends New Jersey's Urban Enterprise Zone (UEZ) program to allow qualifying municipalities to use funds from the Enterprise Zone Assistance Fund for transportation infrastructure projects. It revises the definition of "qualified assistance fund expenses" to explicitly include costs for constructing, repairing, upgrading, or maintaining roads, bridges, public transit facilities, and related debt service. Previously, such projects were limited to corridors within enterprise zones; this change broadens eligibility to all transportation infrastructure improvements statewide. The policy directly affects UEZ program municipalities seeking to fund transportation projects using state assistance funds.
Maddy summaryThis bill creates two new burglary offenses: home invasion burglary (a second-degree crime subject to the No Early Release Act) and residential burglary (a third-degree crime). Home invasion burglary occurs when someone enters a residence without permission and either causes bodily injury or is armed with a weapon, requiring offenders to serve 85% of their sentence without parole. Residential burglary occurs when someone enters a residence without permission without the additional elements of injury or weapon. The bill also permits waiver of juvenile cases to adult court when juveniles commit burglary of a residence while in possession of a firearm.
Maddy summaryS 3491 establishes legal protections for patients and healthcare providers accessing or providing reproductive health care (including abortion) and gender-affirming health care services in New Jersey. The bill defines "legally protected health care activity" as services lawful in New Jersey, regardless of where the patient resides, and creates criminal penalties for interfering with access to these services (such as obstructing facilities, intimidating patients, or recording individuals without consent). It also prohibits New Jersey from extraditing people for providing or seeking these services, protects patient privacy regarding these services, and specifies that fertilized eggs, embryos, or fetuses cannot have independent legal rights under New Jersey law. The bill applies to all individuals seeking or providing these services within New Jersey, including those traveling from states with restrictions on reproductive or gender-affirming care.