Rep. John Hunt

Maddy summaryHB 705 requires health insurance carriers in New Hampshire to publish specific cost data online in digital files, directly affecting insurers and making it easier for consumers to compare prices. The bill mandates three types of publicly accessible files: in-network provider rates (including negotiated prices), out-of-network allowed amounts, and prescription drug pricing (both current negotiated rates and historical average costs). All data must be updated monthly, include plain-language descriptions, and be free to access without login requirements. The law takes effect for plan years beginning January 1, 2026.

Maddy summaryHB 1315 imposes fines on individuals under 21 who violate tobacco and nicotine product laws. It directly affects minors (ages 12-20) who use, possess, or purchase these products in violation of existing regulations. The bill creates a civil penalty of up to $100 per offense, or up to 20 hours of community service, or mandatory education programs for underage violations. This replaces previous juvenile justice classifications for these offenses, treating them as minor violations rather than delinquency cases. The law takes effect January 1, 2027.

Maddy summarySB 485 establishes rules for hemp-derived products containing cannabinoids (like delta-8 THC) by defining them and setting a strict limit: products must contain no more than 0.3% THC on a dry weight basis. It creates a licensing system through the Liquor Commission for businesses selling these products, requiring retailers, suppliers, and wholesalers to obtain licenses. The bill also imposes a tax on wholesale sales of these products and prohibits sales of any hemp-derived product exceeding the 0.3% THC threshold. This directly affects hemp product businesses and the Liquor Commission, which will enforce licensing, regulations, and tax collection under existing law.

Maddy summaryHB 1481 allows restaurants with on-premises alcohol licenses to obtain a special "Restaurant Delivery License" ($250 annual fee) to deliver alcoholic drinks made with distilled alcohol for take-out. To qualify, deliveries must include food prepared by the restaurant, occur during business hours in permitted areas, and use sealed containers labeled with the restaurant’s name, drink description, and alcohol content (ABV). Deliveries must be made by employees aged 21+ who get a signed receipt from customers (excluding visibly intoxicated or underage individuals), and the bill prohibits deliveries to schools, libraries, parks, or public venues. This creates a new framework for alcohol delivery while maintaining existing rules about consumption and resale.

Maddy summaryHB 705 requires health plans (including insurers and pharmacy benefit managers) to publish specific cost data in machine-readable files on their public websites. It mandates disclosure of in-network provider rates, out-of-network allowed amounts, billed charges for services, and historical net prices for prescription drugs. The bill defines key terms like "historical net price" (the actual price paid by health plans after rebates) and "machine-readable file" (digital data easily processed by computers). This transparency measure directly affects consumers seeking cost information and providers needing to understand billing structures. Health plans must update these files regularly to meet the new disclosure requirements.

Maddy summaryHB 499 makes minor technical corrections to existing insurance laws, primarily fixing drafting errors or inconsistencies in current statutes. It directly affects insurance regulations and the agencies responsible for enforcing them, ensuring the laws operate as intended without creating new requirements. The bill does not change policy substance but clarifies language to prevent confusion or unintended application in insurance law administration.

Maddy summarySB 52 updates New Hampshire's default rules for trusts that lack specific instructions. It replaces the previous automatic inheritance rule with a new requirement: distributions to minors or incapacitated beneficiaries now need a court order, rather than being automatic. This directly affects trust creators, trustees, and beneficiaries in New Hampshire who establish or manage trusts without detailed provisions. The law takes effect on September 13, 2025.

Maddy summaryThis bill sets new lending limits for New Hampshire depository banks (commercial banks taking deposits). It prohibits banks from lending more than 20% of their capital and surplus to any single borrower, with a possible 25% limit if the excess loan is fully secured by U.S. government obligations meeting specific value requirements. The bill also requires new state banks to submit detailed 3-5 year capital and business plans for approval, including capital adequacy explanations and financial projections. Additionally, existing banks must seek commissioner approval before making major changes to their business plans within the first 3-5 years of operation. These changes aim to strengthen bank safety and soundness by controlling risk exposure.

Maddy summaryHB 242 modifies licensing rules for brew pubs in New Hampshire. It directly affects businesses that produce and sell beer on-site, changing how they operate under state law. The bill updates requirements for brew pub licenses, though specific procedural details aren't provided in the available context. It became law after passing committees and receiving the governor's signature, taking effect on August 30, 2025.