relative to health care cost transparency.

HB 705 requires health insurance carriers in New Hampshire to publish specific cost data online in digital files, directly affecting insurers and making it easier for consumers to compare prices. The bill mandates three types of publicly accessible files: in-network provider rates (including negotiated prices), out-of-network allowed amounts, and prescription drug pricing (both current negotiated rates and historical average costs). All data must be updated monthly, include plain-language descriptions, and be free to access without login requirements. The law takes effect for plan years beginning January 1, 2026.