Maddy summaryHB 5562 amends Michigan's Consumer Financial Services Act to add the "Earned Wage Access Services Act" to the list of financial licensing acts requiring state regulation. This change directly affects companies offering earned wage access services (like apps allowing workers to access earned wages early), requiring them to obtain licenses under the same framework as other financial service providers. The bill modifies Section 2 of the act by explicitly including earned wage access services in the definition of "Financial licensing acts," aligning them with existing regulatory requirements. This is a definitional update without creating new rules or fees, ensuring these services fall under the state's financial licensing oversight.
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Maddy summaryHB 5564 amends Michigan's garnishment law to clarify rules for withholding wages or salary (referred to as "periodic payments"). It requires plaintiffs to send regular payment statements to defendants and garnishees (like employers), sets strict deadlines for default judgments, and establishes a 28-day cure period for employers who miss garnishment requirements. The bill specifically excludes earned wage access services (like paycheck advance apps) from these garnishment rules, as noted in section 13(d). This update aims to streamline the process for all parties involved in wage garnishments while ensuring transparency and reducing errors.
Maddy summaryThis legislative resolution officially designates April 29, 2026, as the 85th anniversary of the International Peace Memorial located on Belle Isle in Detroit. The measure serves as a symbolic gesture to honor the monument's history as a tribute to peace and friendship between the United States and Canada. It does not alter laws or allocate funding but instead directs the House to acknowledge the date and send copies of the resolution to relevant officials.
Maddy summaryThis bill amends Michigan's property tax laws to clarify how disabled veterans and their surviving spouses qualify for tax exemptions on their homes. It establishes specific criteria for eligibility based on U.S. Department of Veterans Affairs ratings and outlines a streamlined process where exemptions granted after January 1, 2025, remain in effect without needing annual reapplication. The legislation also introduces an audit program to verify eligibility every three years and defines clear rules for prorating tax exemptions when property ownership changes during the year.
Maddy summaryThis bill modifies Michigan's auto insurance laws to allow drivers to keep their selected coverage levels, such as personal injury protection and collision, in effect for up to seven years if they stay with the same insurance company. It also updates provisions regarding health insurance exclusions by requiring insurers to offer premium discounts when a household has qualified health coverage that covers car accident injuries, while setting a 2027 deadline for these specific rules to expire. The legislation ties its effectiveness to the passage of three companion bills, meaning it will not become law unless those related measures are also approved.
Maddy summaryThis bill modifies Michigan's Enterprise Zone Act to clarify tax exemptions for properties located in Renaissance or HOPE zones, ensuring these areas receive specific tax relief. It explicitly states that casinos and their associated facilities, such as hotels and retail stores, are excluded from these exemptions. The legislation also outlines how any remaining specific taxes not covered by the exemption must be distributed among the local taxing units that originally imposed them. This change is contingent upon the passage of two related companion bills, HB 5852 and HB 5856, before it can take effect.
Maddy summaryThis bill (HB 4599) amends Michigan's criminal code to address gift card fraud by adding Section 3a to existing statutes (MCL 752.1081-752.1087). It directly affects individuals who commit gift card fraud, such as stealing or selling stolen gift card numbers. The bill creates specific criminal penalties for these offenses but does not provide details on the exact penalties or scope in the given context. The bill passed the House on September 9, 2025, with strong support, and was referred to the Civil Rights, Judiciary, and Public Safety Committee. The context provided does not include the specific provisions or who is affected beyond the general fraud focus.
Maddy summaryHB 4598 expands Michigan's Organized Retail Crime Act to specifically address new tactics used in theft. It adds provisions criminalizing the acquisition, alteration, or use of stolen gift cards (subsections i(i)-(iii)), fraudulent wireless device purchases (subsections h), and manipulating fire exit alarms (subsections g) as organized retail crime. The bill makes these acts felonies punishable by up to 5 years in prison, $5,000 fines, or both, and requires offenders to pay restitution to retailers and forfeit stolen merchandise. This directly affects retailers (through enhanced protections) and individuals committing these expanded theft methods, while clarifying that property representation as stolen is sufficient for prosecution.
Maddy summaryThis bill designates April 2026 as Limb Loss and Limb Difference Awareness Month in Michigan to highlight the experiences of people affected by limb loss or limb difference. The resolution aims to raise public awareness about the approximately 5.6 million Americans living with limb loss and the 500,000 new cases that occur annually. It encourages education, support for families and caregivers, and recognition of veterans who have lost limbs while serving or after retirement. The measure does not create new laws or funding but serves as a symbolic declaration to promote understanding of the challenges and needs of this community.
Maddy summaryThis bill prohibits businesses from charging fees to veterans or their families for obtaining military discharge records, specifically form DD214. It amends Michigan's consumer protection act to ban compensation for providing or assisting in obtaining this document, while allowing accredited government agencies, recognized veterans' organizations, and federal accredited individuals to receive payment for related services. The legislation also requires clear disclosures in advertisements for veterans' benefit events and prohibits businesses from guaranteeing specific benefit outcomes. The law applies to anyone engaged in trade or commerce but excludes state, county, city, and federal officials acting in their official capacities.