Rep. Will Bruck

Maddy summaryHB 5908 amends Michigan's existing riot laws to establish mandatory minimum sentences for specific criminal acts. The bill requires that anyone convicted of violating certain sections of the Riot Act must receive a prison term of at least 10 years, while other related offenses carry a maximum sentence of five years. This legislation directly impacts individuals charged with rioting and related crimes by ensuring they face a set minimum punishment rather than a judge's discretion. The changes take effect 90 days after the bill is officially signed into law.

Maddy summaryThis resolution designates May 2026 as Motorcycle Safety Awareness Month in Michigan to promote safer riding practices among the state's 228,926 registered motorcycle owners. The measure encourages riders to wear protective gear, maintain their vehicles properly, and follow traffic laws while also urging other drivers to be more vigilant when sharing the road with motorcycles. As a symbolic gesture rather than a law with enforceable penalties, the bill aims to raise public awareness about the importance of defensive driving and rider education. It was introduced by Representative Gregory Alexander and adopted by the House of Representatives to highlight the shared responsibility of all road users in preventing crashes and fatalities.

Maddy summaryThis bill designates the week of May 4-10, 2026, as Maternal Mental Health Awareness Week in Michigan. It aims to highlight the importance of recognizing postpartum depression and other maternal mental health issues among women of all backgrounds. The resolution encourages the public and healthcare providers to share information about warning signs and available resources during this designated period. By setting aside this specific time frame, the bill seeks to reduce stigma and promote awareness rather than implementing new laws or funding changes.

Maddy summaryThis resolution officially designates May 2026 as National Lyme Disease Awareness Month within the state of Michigan. The measure aims to increase public attention on Lyme disease, a tick-borne illness that can cause serious health issues if left untreated. By declaring this specific time frame, the bill seeks to encourage awareness and support for those affected by the condition. Copies of the resolution will be sent to the Michigan Lyme Disease Association to further promote the initiative.

Maddy summaryHB 5568 amends Michigan's 1966 interest rate law (MCL 438.31) to explicitly exempt "earned wage access services" from the 7% annual interest cap. This means providers of early paycheck access services (like apps or employer programs that let workers withdraw earned wages before payday) can charge rates outside the standard limit. The bill directly affects workers who use these services and the companies offering them. It clarifies an existing exemption under the law without changing the 7% cap for other loans.

Maddy summaryHB 5569 exempts licensed earned wage access services from Michigan's criminal usury law (MCL 438.41-438.42). This bill adds Section 1a to the existing law, clarifying that the criminal usury regulations do not apply to businesses operating under the earned wage access services act. It directly affects providers of short-term wage advances - such as those offering early access to earned pay - by removing them from criminal usury penalties. The change simplifies regulatory compliance for these services without altering other aspects of the usury law.

Maddy summaryHB 5563 amends Michigan's consumer credit law to exempt licensed earned wage access services from being classified as "regulated persons" under debt collection rules. This means businesses offering early wage access (allowing workers to receive part of their earned wages before payday) are not subject to standard debt collection regulations for their core wage access operations. The exemption specifically applies to activities conducted under the earned wage access services act, separating these services from traditional debt collection oversight. The bill requires another related bill (HB 5558) to become law before it takes effect.

Maddy summaryHB 5560 exempts "earned wage access services" (like apps allowing workers to access earned wages before payday) from Michigan's standard wage and fringe benefit laws, as defined in the separate "earned wage access services act." This exemption applies only to services complying with that specific act, removing them from the scope of the existing 1978 wage law (MCL 408.471-408.490). The bill is conditional, requiring the enactment of HB 5558 first before taking effect. It directly affects providers of these early-wage access services, allowing them to operate under different rules than traditional wage payment systems.

Maddy summaryHB 5565 amends Michigan's Deferred Presentment Service Transactions Act to exempt licensed earned wage access services from requiring a separate license under that law. This directly affects companies offering early paycheck access services (like instant cash advances on upcoming wages), allowing them to operate under their existing earned wage access licenses instead of obtaining additional permits. The key provision adds a specific exemption in Section 11, clarifying that these services are not subject to the standard licensing requirements for check-cashing or short-term loan businesses. The change removes a regulatory barrier for these financial products, streamlining their legal operation in Michigan. (Note: The bill's effective date depends on another related bill, HB 5558, passing.)

Maddy summaryHB 5567 amends Michigan's Regulatory Loan Act to exempt earned wage access services from its regulations. Specifically, it adds a new exemption for businesses operating under a license issued by the earned wage access services act, meaning these services would no longer be treated as loans under the current law. This change would directly affect providers of earned wage access services (such as employers or third-party apps offering early wage access) by removing requirements like licensing under the Regulatory Loan Act. The bill's implementation is contingent on another related bill (HB 5558) being enacted.