Maddy summaryHB 5566 amends Michigan's Credit Reform Act to exempt businesses providing earned wage access services from being classified as "regulated lenders." This directly affects companies offering short-term advances on earned wages (like early paycheck access), removing them from certain financial regulations. The key provision adds a new definition in the law stating that "regulatory lender" does not include entities licensed under Michigan's Earned Wage Access Services Act. This change reduces regulatory burdens for these specific businesses by excluding them from the act's requirements for lenders.
Rep. Will Bruck
Sponsored bills
Maddy summaryHB 5561 amends Michigan's Occupational Code to exempt licensed earned wage access services from standard collection agency regulations when collecting debts related to their core services. Specifically, it adds an explicit exemption in the definition of "collection agency" for businesses operating under the Earned Wage Access Services Act. This means these services no longer need separate collection agency licensing for debts tied to their earned wage access offerings. The bill directly affects businesses providing short-term wage access (like early paycheck access) that are already licensed under the Earned Wage Access Services Act. The exemption simplifies regulatory requirements for these specific providers without altering broader collection practices.
Maddy summaryHB 5562 amends Michigan's Consumer Financial Services Act to add the "Earned Wage Access Services Act" to the list of financial licensing acts requiring state regulation. This change directly affects companies offering earned wage access services (like apps allowing workers to access earned wages early), requiring them to obtain licenses under the same framework as other financial service providers. The bill modifies Section 2 of the act by explicitly including earned wage access services in the definition of "Financial licensing acts," aligning them with existing regulatory requirements. This is a definitional update without creating new rules or fees, ensuring these services fall under the state's financial licensing oversight.
Maddy summaryThis bill amends Michigan's property tax laws to clarify how disabled veterans and their surviving spouses qualify for tax exemptions on their homes. It establishes specific criteria for eligibility based on U.S. Department of Veterans Affairs ratings and outlines a streamlined process where exemptions granted after January 1, 2025, remain in effect without needing annual reapplication. The legislation also introduces an audit program to verify eligibility every three years and defines clear rules for prorating tax exemptions when property ownership changes during the year.
Maddy summaryThis House Resolution officially designates the week of April 18-25, 2026, as Lineman Appreciation Week in Michigan to honor electrical lineworkers. The measure recognizes the vital role these professionals play in maintaining the state's power grid and responding to emergencies, while acknowledging the hazardous conditions they face. By adopting this resolution, the legislative body aims to publicly express gratitude for the dedication and sacrifice of linemen who keep essential services running for communities across the state.
Maddy summaryHB 5843 is a supplemental appropriations bill that allocates state funds for various departments and agencies in Michigan for the fiscal year ending September 30, 2026. The legislation specifically includes funding to support a state veterans cemetery located in the Upper Peninsula. This bill works in conjunction with HB 5844 to establish the necessary financial resources for these operations.
Maddy summaryThis Michigan bill proposes a new 6% excise tax on specific services purchased for use within the state, starting in January 2027. The tax applies to service providers with a physical or economic presence in Michigan, who must register with the Department of Treasury and collect the tax from customers, while out-of-state providers without such a presence would require the customer to pay the tax directly. Services already subject to existing sales or use taxes are exempt from this new fee, and the law establishes registration requirements, monthly filing deadlines, and penalties for non-compliance. Revenue generated from the tax will be distributed according to provisions outlined in the act, which also creates specific funds for administrative purposes.
Maddy summaryThis bill authorizes the Michigan veterans affairs agency to establish a state veterans cemetery in the Upper Peninsula. It requires the agency to conduct a feasibility study to identify a suitable location and ensure the site qualifies for federal funding grants. The legislation allows the agency to purchase or designate state-owned land for the cemetery and creates a dedicated fund to manage money for the project's design, land preparation, and ongoing operation. Additionally, the bill cannot take effect unless it is passed together with a companion bill, HB 5843.
Maddy summaryThis bill proposes an amendment to the Michigan state constitution to permanently extend a property tax relief measure for homeowners who sell their primary residences. Currently, selling a home triggers a full reassessment of its value, which often leads to a significant spike in property taxes for the new owner; this change would allow the new owner to keep the lower taxable value established under the existing cap rules. The relief applies only to homes that are continuously owned and used as a principal residence, meaning the tax advantage ends if the property is sold for investment purposes or converted to a non-residential use. By removing the automatic reset of taxable value upon transfer, the bill aims to reduce the financial burden on families moving between primary homes.
Maddy summaryHB 5407 expands property tax exemptions for surviving spouses of disabled veterans in Michigan. It modifies existing law to include surviving spouses who receive dependency and indemnity compensation from the U.S. Department of Veterans Affairs (under 38 USC 1310-1318), in addition to those already covered. The exemption applies to homestead property owned by the surviving spouse without requiring reapplication after 2025, continuing as long as they don’t remarry. This directly affects eligible surviving spouses of veterans who died while receiving VA disability benefits.