Rep. Stephanie Young

Maddy summaryHB 5046 modifies Michigan's foreclosure law to clarify the process for recording deeds after a property sale and streamline how homeowners can redeem their property. It requires that deeds from foreclosure sales be recorded with the county register of deeds within 20 days, and if not recorded on time, the redemption period begins when the deed is filed. The bill specifies the exact redemption amount homeowners must pay (including the bid price, interest, and fees) and mandates that purchasers provide an affidavit detailing this amount and the redemption deadline. This affects homeowners seeking to reclaim their property, buyers at foreclosure sales, and county offices responsible for property records.

Maddy summaryHB 5045 amends Michigan's Housing Development Authority Act to clarify procedures for redeeming foreclosed properties. It requires sellers to record deeds within 20 days of a sale, specifying redemption timelines and interest accrual starting from the recording date (not the sale date). Property owners or their heirs can redeem land within six months by paying the bid amount plus interest, with the register of deeds handling redemption documentation and fees. The bill directly affects property owners seeking redemption, purchasers of foreclosed properties, and county registers of deeds managing these transactions. These changes aim to streamline redemption processes and reduce confusion in housing foreclosure cases.

Maddy summaryHB 4703 requires health insurers in Michigan to cover group prenatal care services for policyholders. This directly affects health insurers offering coverage in the state and pregnant individuals seeking prenatal care. The bill defines "group prenatal care services" as evidence-based, group-based visits that include health assessments, social support, education, and peer interaction in a family-centered setting. Insurers must now provide this coverage for group prenatal care under their health insurance policies.

Maddy summaryThis bill extends the state of energy emergency in Michigan by an additional 77 days, effective July 1, 2026. The measure allows the sale of E15 fuel in several counties where current regulations previously restricted it to lower vapor pressure gasoline. By suspending these fuel requirements, the extension aims to increase fuel supply options and help manage rising gas prices for consumers and businesses. The resolution requires approval from both the House and Senate before being sent to the Governor.

Maddy summaryHB 4864 updates Michigan's definition of "elevated blood lead level" (EBL) for children under 6 years old. It lowers the threshold from 20 micrograms per deciliter (ug/dL) to 10 ug/dL for case management purposes, aligning with current CDC guidelines. This change directly affects young children in Michigan who undergo blood lead testing, ensuring earlier identification of lead exposure. The bill modifies the Public Health Code's existing definition without creating new programs or funding.

Maddy summaryHB 4704 requires Michigan's medical assistance program (like Medicaid) to cover group prenatal care services starting from its effective date. This directly affects pregnant individuals enrolled in Michigan's medical assistance program by making evidence-based group prenatal care available at no extra cost. The bill defines "group prenatal care" as a series of visits in a group setting that includes health assessments, social support, education, and peer interaction in a family-centered environment. The Michigan Department of Health and Human Services must add this coverage to the program under Section 109t of the Social Welfare Act.

Maddy summaryHouse Bill 5254 proposes to modify the maximum interest rate allowed for medical debt. It seeks to achieve this by amending Section 3 of the Michigan Consumer Protection Act. While the bill aims to impact consumers with medical debt and the entities that collect it, the provided text primarily details existing definitions of unfair trade practices within the act and does not include the specific language for the proposed interest rate modification.

Maddy summaryHB 5255, the "Medical Debt Protection Act," limits how medical debt can be collected in Michigan, directly affecting patients with medical debt and large healthcare providers (with $20 million+ annual revenue) or medical debt buyers. It prohibits charging interest or late fees for 90 days after a bill is due and caps annual interest at 3% on medical debt. The bill bans aggressive collection tactics like wage garnishment for patients qualifying for financial assistance under a healthcare facility's policy, and requires medical debt buyers to follow strict rules, including not using prohibited collection actions and returning debt if a patient qualifies for financial aid.

Maddy summaryThis bill creates a new legal cause of action in Michigan allowing individuals to sue anyone who deprives them of rights protected by the U.S. Constitution while acting under the authority of the law. It establishes that victims of such civil rights violations can seek redress in court, while also defining specific rules for when judges can be held personally liable and limiting the types of relief available against them. The legislation sets a two-year time limit for filing these lawsuits and permits courts to award reasonable attorney fees to successful plaintiffs, though it preserves existing defenses like sovereign immunity and qualified immunity.

Maddy summaryThis bill establishes a new Office of American Freedmen Affairs within the Michigan Department of Civil Rights to support descendants of individuals emancipated from slavery. The office would be led by a five-year director appointed by the governor and tasked with researching disparities, advising state leaders on policies, and improving access to resources for this community. Key duties include developing economic opportunities, assisting with genealogy and historical research, and submitting annual reports on the social and economic conditions of American Freedmen in the state.