Rep. Michael Guest

Maddy summaryThis bill restricts how credit reporting companies share homebuyers' credit reports during mortgage applications. It prevents companies from sending these reports to third parties (like marketers) just because a lender requested them for a mortgage. Only specific entities can receive the reports: the mortgage lender who originated the loan, the company servicing the loan, or the bank holding the homebuyer's account. This directly protects homebuyers' privacy by limiting unauthorized sharing of their financial data.

Maddy summaryThis non-binding resolution urges the U.S. State Department to redesignate Nigeria as a "Country of Particular Concern" (CPC) for systematic religious freedom violations under the International Religious Freedom Act, and to appoint a Special Envoy for Nigeria and the Lake Chad region. It cites U.S. Commission on International Religious Freedom (USCIRF) recommendations, reports of ongoing violence against Christian communities (including church attacks and kidnappings), and Nigeria’s blasphemy laws as justification. The resolution specifically requests the Secretary of State to immediately redesignate Nigeria as a CPC and the President to appoint a Special Envoy with direct reporting to the Secretary. It does not create new law but expresses congressional intent for U.S. diplomatic action. (3 sentences)

Maddy summaryThis bill appropriates over $15 billion in supplemental funding for U.S. security assistance to Israel following attacks in Israel. It includes specific allocations such as $5.2 billion for Israel's Iron Dome, David's Sling, and Iron Beam defense systems, as well as funds for military personnel, operations, and equipment across all branches of the military. The bill requires the Secretary of Defense and Secretary of State to submit regular reports to Congress detailing security assistance provided to Israel and designates all funding as "emergency requirements" under federal law. This funding directly supports U.S. security assistance programs with Israel to respond to regional security threats.

Maddy summaryHR 7101, the FTC REDO Act, rescinds the Federal Trade Commission's (FTC) January 2024 rule targeting auto retail scams and prohibits the FTC from finalizing future auto retail rules without meeting specific requirements. Before proposing new rules, the FTC must conduct a quantitative study on deceptive practices, consumer testing on new mandates, and an economic analysis of costs/benefits - each subject to 30 days of public comment and independent peer review. These studies must demonstrate evidence of unfair practices, show new rules enhance consumer protection without unduly burdening businesses, and compare the proposed rule to less burdensome alternatives. The bill directly affects the FTC's rulemaking process for auto retail, impacting how regulations on dealerships, disclosures, and consumer protections are developed.

Maddy summaryHR 7182, the Defend Our Borders From Armed Invaders Act, would authorize the National Guard to stop individuals attempting to cross the U.S. border from Mexico by land if they are clearly carrying weapons. This bill amends federal law to explicitly allow the National Guard to take necessary actions against such individuals without requiring special federal approval. It directly affects National Guard operations along the U.S.-Mexico border and targets only those crossing with weapons, not all border crossers. The law overrides existing restrictions on National Guard use for domestic border security under 18 U.S.C. § 1385.

Maddy summaryThis bill repeals a law (18 U.S.C. § 1715) that previously prohibited mailing firearms without a license. It directly affects the U.S. Postal Service, firearm sellers, and individuals mailing firearms by preventing the Postal Service from creating rules that would block firearm mailings or require disclosure of sensitive records like sales receipts or firearm serial numbers. Key provisions include removing the existing ban on mailing firearms and prohibiting the Postal Service from imposing new restrictions on firearm mailings or demanding customer transaction data. The bill ensures that firearm mailings can proceed without these specific federal restrictions, while applying to ongoing legal cases under the repealed law.

Maddy summaryHR 7171, the Distribution Transformer Efficiency and Supply Chain Reliability Act of 2024, prevents the Department of Energy from finalizing rules requiring liquid-immersed or dry-type distribution transformers to meet efficiency standards stricter than "trial standard level 2" (as outlined in a 2023 proposed rule). The bill also mandates that any finalized rule implementing "trial standard level 1" or "level 2" efficiency standards cannot take effect for at least 10 years after the rule's finalization date. This directly affects transformer manufacturers and utilities by delaying stricter efficiency requirements and providing extended compliance timelines. The bill aims to stabilize the supply chain for these critical grid components by limiting near-term regulatory changes.

Maddy summaryHRES 977 is a symbolic resolution recognizing National Board Certified Teachers (NBCTs), with over 137,000 educators holding this credential nationwide. It supports designating National Board Certified Teacher Week, acknowledges NBCTs' role in improving student achievement (especially in high-need schools), and encourages schools and states to promote NBCT growth and provide support. The resolution highlights that NBCTs are linked to higher student learning gains, greater teacher retention, and increased earnings for students - though it does not create new policies or funding. It is a non-binding statement of appreciation, not a legislative change.

Maddy summaryHR 6918 blocks a specific federal regulation that would have restricted funding for pregnancy centers. It prohibits the Health and Human Services Secretary from finalizing, implementing, or enforcing a proposed rule (described in a Federal Register notice) affecting pregnancy center funding. The bill directly affects pregnancy centers - defined as organizations supporting maternal and fetal life and providing services like counseling, pregnancy testing, and material support (e.g., diapers, baby clothes). This is a procedural measure preventing a regulatory change, not creating new programs or altering existing funding.

Maddy summaryHR 7044, the "Woman’s Right To Know Act," requires abortion providers to give patients a specific 24-hour in-person informed consent form before performing an abortion. The form must detail the unborn child’s gestational age, medical risks of the procedure, and developmental milestones (like heartbeat presence), and must be signed by the patient, provider, and a witness. Providers who fail to comply face civil penalties of $100,000-$250,000 per violation or lawsuits from patients seeking damages, including triple the abortion cost. Exceptions apply if compliance poses immediate life-threatening risks to the patient. The bill directly affects abortion providers and patients seeking abortion services, mandating specific disclosure requirements and enforcement mechanisms.