Maddy summaryThis bill prohibits life, disability, and long-term care insurers from denying coverage, canceling policies, or increasing premiums based solely on a person's status as a living organ donor. It directly protects living organ donors by preventing insurance discrimination unrelated to actual health risks. The bill also requires the Health and Human Services Secretary to update public educational materials about organ donation benefits, risks, and insurance impacts within six months of enactment. These materials will include information on the new insurance protections established by the bill. The law relies on state insurance regulators for enforcement of the insurance provisions.
Sponsored bills
Maddy summaryHR 4620 amends federal law to include rioting as a form of racketeering activity under Title 18, United States Code. This change would allow prosecutors to charge individuals who organize or participate in riots as part of a larger criminal enterprise under federal racketeering laws. The bill specifically targets coordinated riot activities linked to organized crime, not isolated or spontaneous protests.
Maddy summaryThis bill amends the Family and Medical Leave Act (FMLA) and federal employee leave rules to clarify that recovery from organ donation surgery qualifies as a "serious health condition." It directly affects private-sector workers covered by the FMLA and federal civil service employees. The key change adds "including recovery from surgery related to organ donation" to the definitions of serious health conditions in both the FMLA and federal leave statutes. This ensures eligible employees can use their existing family and medical leave benefits to recover after donating an organ, without requiring new leave entitlements.
Maddy summaryHR 3095 requires the U.S. Postal Service to assign a single, unique ZIP Code to 74 specific communities across 16 states (including Canyon Lake, CA; Castle Pines, CO; and Estero, FL) within 270 days of the bill's enactment. This addresses current issues where these communities share ZIP Codes with neighboring areas, causing mail delivery confusion. The bill directly affects residents and businesses in these designated locations by simplifying mail routing. It creates a concrete administrative change without altering broader postal policies or funding.
Maddy summaryHR 4500, the HELP Act, exempts certain commercial vehicles transporting livestock, insects, or aquatic animals from federal hours-of-service rules and electronic logging device (ELD) requirements. This directly affects livestock haulers who operate covered vehicles, including when driving empty to pick up or return from deliveries. The bill removes two specific regulatory burdens: the mandatory rest periods under 49 U.S.C. § 311 and ELD tracking under 49 U.S.C. § 31137. It applies only to vehicles defined as "covered livestock hauling vehicles" under the law, which includes all commercial livestock transport for commercial purposes. The exemption aims to provide operational flexibility for this specific segment of the transportation industry.
Maddy summaryHR 1919, the "Anti-CBDC Surveillance State Act," prohibits the Federal Reserve from developing, testing, or issuing any central bank digital currency (CBDC) or similar digital assets. It specifically bans the Fed from offering direct financial products to individuals, maintaining individual accounts, or issuing CBDCs directly or indirectly through intermediaries like banks. The bill also blocks the Fed from using any digital asset for monetary policy and clarifies that physical currency's privacy protections remain intact. This policy directly affects the Federal Reserve System's ability to create or manage digital monetary tools.
Maddy summaryHR 4448, the Restoring Equal Opportunity Act, prohibits lawsuits alleging discrimination based on "disparate impact" in employment and housing. It amends the Civil Rights Act of 1964 and Fair Housing Act to ban claims where a neutral policy (like a test or screening rule) unintentionally disadvantages protected groups (such as race or gender), even if there was no discriminatory intent. The bill also nullifies specific federal regulations implementing civil rights laws, removing legal grounds for such claims under current enforcement rules. This directly affects employers, housing providers, and federal agencies that enforce civil rights laws, changing how discrimination claims can be brought in court.
Maddy summaryHR 4474, the Equal Shot Act of 2025, prohibits the Small Business Administration (SBA) from denying financial assistance - such as loans or guarantees - to firearm businesses solely because of their industry. It directly affects firearm manufacturers, distributors, trade associations, and affiliated entities like shooting ranges or training providers. The bill requires the SBA to treat these applicants equally under existing law, removing any policy that would block them based on their connection to firearms. This is a concrete policy change ensuring firearm-related businesses have the same access to SBA programs as other eligible applicants.
Maddy summaryThe Small Bank Holding Company Relief Act would raise the consolidated asset threshold for small bank holding companies to $25 billion, exempting them from certain federal banking regulations. The Federal Reserve must revise its policy statement to reflect this new threshold within 180 days of the bill's enactment. This change directly affects small banks and savings and loan holding companies with consolidated assets below $25 billion. The policy update aims to reduce regulatory burdens on smaller financial institutions.
Maddy summaryHR 4382 authorizes the U.S. Mint to produce commemorative coins for the 2028 Los Angeles Olympics/Paralympics and 2034 Salt Lake City Winter Olympics/Paralympics. It specifies gold, silver, and half-dollar coin designs with defined mintage limits (e.g., up to 100,000 $5 gold coins for each event), all bearing inscriptions like "2028" or "2034" and standard coin features. A surcharge ($5-$50 per coin) is added to sales, with all funds directed to the respective Olympic committees to support event hosting and legacy programs like youth sports. The bill ensures no net cost to the government by requiring surcharge revenues to cover all design, production, and marketing expenses before funds are disbursed.