Small Bank Holding Company Relief Act

The Small Bank Holding Company Relief Act would raise the consolidated asset threshold for small bank holding companies to $25 billion, exempting them from certain federal banking regulations. The Federal Reserve must revise its policy statement to reflect this new threshold within 180 days of the bill's enactment. This change directly affects small banks and savings and loan holding companies with consolidated assets below $25 billion. The policy update aims to reduce regulatory burdens on smaller financial institutions.