Rep. Mike Haridopolos

Maddy summaryHR 940 (FAIR Exams Act) requires federal banking regulators to deliver final examination reports to financial institutions within 60 days after an exit interview or when additional information is provided. It creates an Office of Independent Examination Review led by a presidentially appointed Director to handle appeals of material supervisory determinations, including investigating complaints and reviewing exam procedures. Financial institutions gain the right to request an independent review of exam findings within 60 days, with the Director making final recommendations to regulators within 60 days, and prohibits retaliation for using these appeal rights. The bill directly affects all federally regulated banks, credit unions, and their representatives subject to federal examinations.

Veterans' Assuring Critical Care Expansions to Support Servicemembers Act of 2025 or the Veterans' ACCESS Act of 2025 This bill addresses the administration of the Veterans Community Care Program (VCCP) and other Department of Veterans Affairs (VA) health care matters. Among other provisions regarding the VCCP, the bill establishes in statute access standards that determine when a veteran is eligible to receive non-VA care through the VCCP, requires the VA to notify veterans regarding their eligibility for care within two business days after the VA is aware the veteran is seeking care, and extends the deadline for the submittal of claims under the VCCP by health care entities and providers. The VA must address its mental health treatment programs by establishing a standardized screening process to determine whether a veteran satisfies criteria for priority or routine admission to a mental health residential rehabilitation treatment program or a program for residential care for mental health and substance abuse disorders, tracking the performance of medical facilities and Veterans Integrated Service Networks in meeting the requirements for mental health treatment screenings and timely admission to treatment programs under such screenings, and establishing an appeal process for when a veteran is denied admission to a covered treatment program or is accepted into a program but not offered bed placement in a timely manner. Additionally, the VA must establish an online self-service module for veterans to request and manage appointments, track referrals, and appeal and track decisions related to requests for care.

Maddy summaryThe Greenlighting Growth Act (HR 3343) eases financial reporting requirements for emerging growth companies (EGCs) during initial public offerings (IPOs) and subsequent acquisitions. It exempts EGCs from presenting historical financial statements of acquired companies for periods before their IPO, as long as they only show financial data from their earliest audited period following the IPO. This applies to SEC filings under both the Securities Act of 1933 and the Securities Exchange Act of 1934, specifically removing the need to include pre-IPO financial records required under SEC rules (17 CFR 210.3-05 and 210.8-04). The bill directly affects EGCs - typically newer, smaller companies with under $1 billion in annual revenue - by reducing administrative burdens when going public or acquiring other businesses.

Maddy summaryHR 4486, the Microplastics Safety Act, requires the FDA (within the Department of Health and Human Services) to study the health impacts of microplastics in food and water. The study must identify major exposure pathways and examine effects on children's health, the endocrine system, cancer, chronic illness, and reproductive health. The FDA must submit a report to Congress within one year of the bill's enactment, detailing the study's findings and recommending potential legislative or administrative actions. This bill does not impose new regulations or bans but mandates a federal study to inform future policy decisions.

Maddy summaryHR 1919, the "Anti-CBDC Surveillance State Act," prohibits the Federal Reserve from developing, testing, or issuing any central bank digital currency (CBDC) or similar digital assets. It specifically bans the Fed from offering direct financial products to individuals, maintaining individual accounts, or issuing CBDCs directly or indirectly through intermediaries like banks. The bill also blocks the Fed from using any digital asset for monetary policy and clarifies that physical currency's privacy protections remain intact. This policy directly affects the Federal Reserve System's ability to create or manage digital monetary tools.

Maddy summaryThis bill extends funding deadlines for sport fish restoration and recreational boating programs through 2031, updating prior expiration dates. It clarifies funding for interstate fisheries commissions and adds new definitions for alternative marine fuel infrastructure, including facilities dispensing fuels derived from recycled oils or plant materials. The bill also establishes a 3% tax rate (down from 10%) for portable, electronically-aerated bait containers sold by manufacturers. These changes primarily affect recreational boaters, sport fishing programs, and facilities seeking to install alternative fuel infrastructure.

Maddy summaryThe Small Bank Holding Company Relief Act would raise the consolidated asset threshold for small bank holding companies to $25 billion, exempting them from certain federal banking regulations. The Federal Reserve must revise its policy statement to reflect this new threshold within 180 days of the bill's enactment. This change directly affects small banks and savings and loan holding companies with consolidated assets below $25 billion. The policy update aims to reduce regulatory burdens on smaller financial institutions.

Maddy summaryHR 4382 authorizes the U.S. Mint to produce commemorative coins for the 2028 Los Angeles Olympics/Paralympics and 2034 Salt Lake City Winter Olympics/Paralympics. It specifies gold, silver, and half-dollar coin designs with defined mintage limits (e.g., up to 100,000 $5 gold coins for each event), all bearing inscriptions like "2028" or "2034" and standard coin features. A surcharge ($5-$50 per coin) is added to sales, with all funds directed to the respective Olympic committees to support event hosting and legacy programs like youth sports. The bill ensures no net cost to the government by requiring surcharge revenues to cover all design, production, and marketing expenses before funds are disbursed.

Maddy summaryHR 4363, the Defend Girls Athletics Act, requires public K-12 schools and colleges to certify annually that they comply with Executive Order 14201, which mandates keeping men out of women's sports. Schools must submit written compliance certifications by August 15 each year (for K-12) or July 1 (for colleges), with states reporting non-compliant agencies to the federal government. Schools or colleges failing to certify or violating the rule risk losing federal education funding, including returning unobligated funds and becoming ineligible for future federal support. The bill directly affects all public schools and colleges receiving federal education funds by tying their eligibility to adherence to this sports participation requirement.

Maddy summaryHR 4370, the SAMS Act of 2025, codifies five existing executive orders into law to strengthen U.S. mineral supply chains. It gives legal force to orders focused on securing critical minerals (like lithium and rare earths) for national security and economic resilience, directly affecting federal agencies implementing these strategies. Key provisions require agencies to follow these established policies - addressing reliance on foreign mineral sources, supporting domestic mining, and prioritizing national security in mineral processing - without creating new regulations. The bill does not alter current mineral policies but formally enshrines them as binding federal requirements.