Rep. Jimmy Patronis

Maddy summaryThe SCAM Act requires online platforms that display paid advertisements (like social media sites) to verify advertiser identities, implement scam detection systems, and remove fraudulent ads within 24 hours of confirmation. It directly affects platforms that accept payment for ads, targeting scams such as fake giveaways, romance scams, and AI impersonations that cost consumers $195 billion in 2024 (per FTC data). Key mechanisms include mandatory identity checks for advertisers, active monitoring systems, and a 72-hour investigation window for reported scams. The law aims to reduce fraud by shifting responsibility to platforms, with enforcement by the FTC and state attorneys general.

Maddy summaryThis bill modifies tax credit rules to help businesses recover after disasters. It allows businesses operating in designated disaster areas to treat certain unused tax credits (carryforwards) as transferrable credits against current tax liability, rather than letting them expire. Specifically, it applies to taxpayers making eligible expenditures for business operations in areas with a major disaster declaration after December 31, 2023, or a state-declared disaster meeting specific criteria. The change affects businesses in affected zones by providing immediate tax relief for qualifying expenses incurred within two years of the disaster declaration. It does not involve energy policy or new funding, but adjusts existing tax credit rules for disaster recovery.

Maddy summaryThe Save for Success Act (HR 7393) amends the tax code to allow distributions from 529 college savings plans to be used for first-time homebuyers' housing expenses, such as purchasing a principal residence, closing costs, and mortgage payments. It directly affects individuals using 529 plans who qualify as first-time homebuyers - defined as those with no ownership of a principal residence in the past three years. The key provision expands the list of qualified expenses under 529 plans beyond education costs to include home purchases, while maintaining the "first-time homebuyer" definition from existing tax law. This change takes effect for distributions made after December 31, 2026.

Maddy summaryThis bill permanently changes U.S. standard time zones by reducing the offset from UTC by 30 minutes across all regions. It amends the 1918 Calder Act to adjust time zone differences (e.g., changing "4 hours" to "3.5 hours" for the Eastern Time Zone) and repeals the 1966 Uniform Time Act, which currently governs daylight saving time rules. The change directly affects all U.S. time zones, shifting local times earlier by 30 minutes without altering daylight saving time schedules. The policy change takes effect 90 days after enactment, implementing a permanent adjustment to standard time.

Maddy summaryThis bill prevents state or local governments from banning or restricting energy connections (like installation, modification, or access) based on the type or source of energy, such as electricity, natural gas, or renewable fuels. It directly affects consumers choosing energy providers and energy companies seeking to offer services. The key provision prohibits local laws, regulations, or policies that limit energy services sold in interstate commerce, covering all energy types listed in the bill’s definitions. It does not create new programs but limits regulatory authority at the state or local level. The law aims to ensure open access to diverse energy sources without source-based restrictions.

Maddy summaryThis bill (HR 7313) designates the U.S. Postal Service facility at 3135 1st Avenue North in St. Petersburg, Florida, as the "Poul Hornsleth Post Office." It updates all federal references - such as maps, documents, and regulations - to use the new name for this specific location. The bill has no policy impact beyond renaming the post office and does not affect any individuals or create new requirements. It is a procedural measure to honor Poul Hornsleth through official designation.

Maddy summaryThe Make Elections Great Again Act (HR 7300) would require voters to present photo identification to cast ballots in person or by mail for federal elections, with limited exceptions for religious objections or military voters. It would establish new requirements for proving U.S. citizenship during voter registration, including documentary proof of citizenship and proof of state residency. The bill would change mail-in ballot procedures by requiring voters to request mail-in ballots (rather than universal mail-in voting), implementing barcode tracking for mail-in ballots, and setting strict deadlines for ballot receipt. These provisions would apply to all states for federal elections held in 2027 or later, affecting how voters register, vote in person, and submit mail-in ballots for federal office elections.

Safeguard American Voter Eligibility Act or the SAVE America Act This bill requires individuals to provide documentary proof of U.S. citizenship when registering to vote, and requires photo identification to vote, in federal elections. Specifically, the bill prohibits states from accepting and processing an application to register to vote in a federal election unless the applicant presents documentary proof of U.S. citizenship. The bill specifies what documents are considered acceptable proof of U.S. citizenship, such as identification that complies with the REAL ID Act of 2005 that indicates U.S. citizenship. Further, the bill (1) prohibits states from registering an individual to vote in a federal election unless, at the time the individual applies to register to vote, the individual provides documentary proof of U.S. citizenship; and (2) requires states to establish an alternative process to demonstrate U.S. citizenship. Each state must take affirmative steps on an ongoing basis to ensure that only U.S. citizens are registered to vote, which shall include establishing a program to identify individuals who are not U.S. citizens using information supplied by certain sources. Additionally, states must remove noncitizens from their official lists of eligible voters. The bill (1) provides for a private right of action for certain violations, and (2) establishes criminal penalties for certain offenses. Individuals voting in federal elections must present an eligible photo identification document. An individual who votes by absentee ballot must submit a copy of their identification document with both the request for, and the submission of, the absentee ballot.

Maddy summaryThis bill requires the Small Business Administration (SBA) to annually analyze risks across all loans guaranteed under its 504 program, which provides long-term financing for small business real estate and equipment purchases. The SBA must submit detailed reports to Congress by December 1 each year, including risk analyses by industry, loan size, borrower type (e.g., new businesses), loan age, and default management. Reports must also include public data on development companies handling loans, loan defaults, and enforcement actions. The bill directly affects the SBA’s oversight of the 504 program and the development companies administering these loans.

Maddy summaryThis bill creates a tax credit for businesses selling products made with U.S.-grown cotton. The credit equals 24% of the cotton's market value if processed only in the U.S. or in countries with U.S. trade deals, or 18% for other processing locations. To qualify, cotton must be digitally traced from U.S. farms to finished products and certified by the USDA as meeting origin requirements. It directly affects clothing and textile manufacturers selling qualifying products in the U.S. market.