Rep. Julia Brownley

Beaches Environmental Assessment and Coastal Health Act of 2025 or the BEACH Act of 2025 This bill reauthorizes through FY2029 and expands an existing program of the Environmental Protection Agency (EPA) that awards grants to states and local governments to (1) monitor the water quality of coastal recreational waters adjacent to beaches or similar points of access that are used by the public; and (2) notify the public, local governments, and the EPA when the water is not safe for recreational activities. Specifically, the bill expands the program to allow the EPA to award grants for identifying sources of contamination (i.e., pathogens) for coastal recreation waters. It also allows grants to be used for monitoring and notification of contamination in (1) shallow waters upstream from recreational waters, and (2) recreational waters on beaches.

Boundary Waters Wilderness Protection and Pollution Prevention Act This bill protects and preserves approximately 225,504 acres of federal land and waters in a specified area in the Rainy River Watershed of Superior National Forest in Minnesota from certain mining, such as sulfide-ore copper mining. (The area is upstream from the Boundary Waters Canoe Area Wilderness.) Specifically, the bill withdraws those acres from  entry, appropriation, and disposal under the public land laws; location, entry, and patent under the mining laws; and operation of the mineral leasing, mineral materials, and geothermal leasing laws. However, the Forest Service is authorized to permit the removal of sand, granite, iron ore, and taconite from national forest system lands within such area if the removal is not detrimental to the water quality, air quality, and health of forest habitat within the Rainy River Watershed. Land or interest in land within such area that is acquired by the United States must be immediately withdrawn in accordance with this bill.

Community Protection and Wildfire Resilience Act This bill establishes a wildfire resilience grant program within the U.S. Fire Administration (USFA), expands an existing U.S. Forest Service (USFS) wildfire risk reduction grant program, and requires the USFA and Government Accountability Office (GAO) to produce various reports and resources relating to wildfire resilience. Specifically, the bill requires the USFA to award grants to state or local governments, tribes, volunteer fire departments, or groups thereof for developing a community protection and wildfire resilience plan or carrying out projects that support strategies described in such a plan.  Also, under current law, the USFS’s Community Wildfire Defense Grant program provides grants to at-risk communities for implementing wildfire risk reduction, including reducing hazardous fuels and restoring fire-adapted ecosystems, but excluding activities such as construction and home hardening (e.g., roof upgrades, fire-resistant siding). The bill expands the eligible project types to include construction or modification of a structure to increase fire-resistance and modification of a structure or the adjacent area to reduce exposure to contact with wildfire.  Additionally, the bill requires the USFA to develop and publish a map depicting communities at risk from wildfire. The USFA must also provide a report evaluating and ensuring public entities have radio communication capabilities adequate for wildfire management. The bill also requires the GAO to publish a study on potential certification for community protection and wildfire resilience plans, and a report assessing impediments for federal wildfire resilience programs.

Maddy summaryThis bill repeals a limitation that previously restricted tax deductions for homeowners who suffered property damage from disasters. It directly affects homeowners who experience casualty losses (like from floods or storms) by allowing them to deduct those losses on their federal taxes. The key change removes a specific rule in tax law (Section 165(h)(5) of the Internal Revenue Code), meaning homeowners can now claim full deductions for qualifying disaster-related property damage. The change applies to losses incurred in taxable years starting after December 31, 2024.

This bill increases the annual limit on the tax credit for qualified railroad track maintenance expenses (also referred to as the short line railroad tax credit) and expands eligibility for claiming the credit. Under current law, the tax credit is limited each tax year to $3,500 multiplied by the sum of the number of miles of railroad track owned or leased by the taxpayer (miles owned or leased) and the number of railroad track miles assigned to the taxpayer by a Class II or III railroad (miles assigned). This bill increases the annual limit to $6,100 multiplied by the sum of miles owned or leased and miles assigned. The $6,100 amount used in the calculation of the tax credit limit is adjusted for inflation for tax years beginning after 2025. The bill also expands eligibility for the tax credit to include gross expenses for maintaining railroad tracks owned or leased as of January 1, 2024. Under current law, the tax credit is limited to gross expenses for maintaining railroad tracks owned or leased as of January 1, 2015.

Maddy summaryThis bill establishes a tax on imported oil and natural gas based on the methane emissions from their production in the exporting country. The tax amount is calculated using the same emissions charges that would apply to U.S. producers under Clean Air Act rules, scaled to the volume of the imported product. It aims to incentivize foreign producers to reduce methane emissions by making high-emission imports more expensive, while giving U.S. producers with lower emissions a competitive advantage. The tax would apply to imports after December 31, 2025, and includes provisions for international cooperation to align methane standards globally.

Maddy summaryHR 485, the Muhammad Ali Congressional Gold Medal Act, authorizes Congress to award a gold medal in recognition of Muhammad Ali's lifetime contributions to sports, civil rights, and humanitarian causes. The bill directs the Treasury Secretary to strike the medal and present it to Ali's widow, Lonnie Ali, following his death in 2016. It also permits the sale of bronze duplicates to cover costs, with proceeds going to the U.S. Mint. This is a commemorative measure with no policy impact, solely honoring Ali's legacy through a symbolic medal.

Maddy summaryHR 507, the Veterans Member Business Loan Act, amends the Federal Credit Union Act to explicitly include loans made to veterans as qualifying "member business loans" under credit unions. This change directly affects veterans seeking business financing through federal credit unions, allowing them to access these loans under the same framework as other small business borrowers. The key mechanism is adding a new definition category ("made to a veteran") to the existing eligibility criteria for business loans, using the standard military definition of "veteran" from Title 38, U.S. Code. The bill does not create new funding or programs but expands existing credit union lending options to include veterans. This definition change takes effect six months after the bill's enactment.

Maddy summaryHR 429, the Rosie the Riveter Commemorative Coin Act, authorizes the U.S. Treasury to mint and sell three types of commemorative coins ($5 gold, $1 silver, and half-dollar) to honor women who worked on the U.S. home front during World War II. The coins will be sold at face value plus surcharges ($35 for gold, $10 for silver, $5 for half-dollar), with all surcharge revenue directed to the Rosie the Riveter Trust to support the Rosie the Riveter WWII Home Front National Historical Park and related educational programs. The coins must be issued between January 1, 2028, and December 31, 2028, in specified quantities (50,000 gold, 400,000 silver, 750,000 half-dollar), with all costs covered by the sales revenue to avoid net government expense.

Maddy summaryHR 423 would change bankruptcy law to allow private student loan debt to be discharged (forgiven) in bankruptcy cases. It amends a section of the Bankruptcy Code that currently makes most student loans non-dischargeable, specifically removing the exception for private loans by revising the language around loan programs. This change would directly affect borrowers with private student loans who file for bankruptcy after the law takes effect. The bill applies only to bankruptcy cases filed on or after its enactment date, not to existing cases.