Rep. Raul Ruiz

Maddy summaryH.J. Res. 108 proposes a constitutional amendment to remove legal immunity for federal officials, including the President, from criminal prosecution for actions taken while performing official duties. It would prohibit the President from granting pardons to themselves and eliminate the defense that "official authority" excuses violations of federal or state law (with limited exceptions for certain congressional actions). If ratified, this amendment would require Congress to pass implementing laws to enforce these changes. The proposal is currently in the House Judiciary Committee and requires approval by three-fourths of state legislatures to become part of the Constitution.

Maddy summaryHR 4606, the Ally’s Act, requires private health insurance plans (including employer-sponsored plans and individual coverage) to cover hearing implants and related services. It directly affects people with hearing loss who need cochlear implants, bone conduction devices, or external sound processors, as determined by a physician or audiologist. The bill mandates coverage for devices, maintenance, repairs, upgrades every 5 years, hearing assessments, surgery, and rehabilitation - without separate cost-sharing or stricter limits than other medical services. Insurers cannot deny coverage if a provider deems the service medically necessary. The law applies to all applicable health plans and takes effect for plan years beginning January 1, 2026.

Maddy summaryHR 4493, the Climate Health Emergency Act of 2025, requires the Secretary of Health and Human Services to declare a public health emergency specifically for climate-related health risks under existing law. This bill directly affects the federal public health system by mandating this emergency declaration, based on findings that climate change drives over half of recent public health emergencies (like extreme weather and disease spread). The key mechanism is the formal declaration under the Public Health Service Act, aiming to mobilize federal resources and improve coordination for climate-driven health threats. It focuses on addressing the growing health impacts linked to climate change, as identified in congressional findings.

Maddy summaryThe SUPPLY Act establishes a federal program to insure second loans (additional financing) for building accessory dwelling units (ADUs) on single-family properties. This insurance, administered by the Department of Housing and Urban Development, covers up to 30% of a standard one-unit home loan amount or 100% of the property value after construction (with potential increases based on 50% of projected rental income). Homeowners seeking to add ADUs - such as backyard cottages, converted basements, or detached units - can use this insurance to secure financing, with a government premium of up to 1% annually. The bill also requires Fannie Mae and Freddie Mac to purchase and securitize these insured loans, potentially expanding access to ADU financing.

Maddy summaryHR 4497, the Extreme Heat Emergency Act of 2025, amends the Stafford Act to explicitly include "extreme heat" in the definition of a "major disaster" alongside events like floods and droughts. This change would allow communities experiencing severe, life-threatening heatwaves to qualify for federal disaster assistance under existing Stafford Act programs. The bill directly affects local governments and residents in areas hit by extreme heat events that meet the new definition, enabling them to access federal aid previously unavailable for heat emergencies. It does not create new programs or funding but adjusts eligibility criteria for current disaster relief mechanisms.

Maddy summaryThis bill prohibits Medicare from paying for orthotics or prosthetics delivered directly to patients without in-person training from a qualified provider (a "drop shipment"), ensuring beneficiaries receive proper fitting and use instructions. It expands the list of healthcare providers who can prescribe these devices to include physical therapists, occupational therapists, orthotists, and prosthetists. The bill also specifically requires Medicare to cover replacements for custom-fitted orthotics and custom-fabricated orthotic devices, aligning with existing rules for prosthetic replacements. These changes aim to improve patient safety and access to properly fitted devices under Medicare.

Maddy summaryThis bill establishes a program to insure second mortgages (loans taken out after the primary mortgage) for financing accessory dwelling units (ADUs) on single-family properties. The Secretary of Housing and Urban Development must create the program within two years, setting loan limits (up to 30% of a standard mortgage amount or 100% of the property's after-construction value, with potential increases based on 50% of projected rental income) and requiring borrowers to own the property and apply for insurance. It also allows Fannie Mae and Freddie Mac to purchase and securitize these insured loans, unless the Federal Housing Finance Agency determines market risks require a prohibition. The program requires the Secretary to submit annual reports to Congress on its implementation starting one year after enactment.

Maddy summaryHR 4526, the Waste and Illegal Property Eradication (WIPE) Act, authorizes the Department of Defense to use mobile solid waste disposal systems for destroying illicit contraband like counterfeit goods, unauthorized military equipment, narcotics, and classified materials. It prohibits the use of open-air burn pits for disposing of such items or hazardous waste, replacing that method with the new systems. The bill adjusts funding by adding $8.95 million to Army procurement for these disposal systems while reducing the same amount from Army operations funding previously allocated for burn pit use in contingency operations. This directly affects military installations, border security operations, and partner security forces relying on these disposal methods.

Maddy summaryThis bill establishes federal worker heat protection standards to prevent heat-related illness and injury. It requires employers to provide a workplace free from heat stress hazards, including access to cool water, scheduled rest breaks, shaded cooling areas, and training on heat illness symptoms. The Secretary of Labor must create these standards within one year, incorporating evidence-based practices like engineering controls (e.g., ventilation), administrative measures (e.g., adjusted schedules), and employer-paid personal protective equipment. The law directly affects all employers in high-heat work environments - such as construction, agriculture, and manufacturing - and strengthens whistleblower protections for workers reporting safety violations.

Maddy summaryThe Cool Corridors Act of 2025 expands the existing Healthy Streets program to fund tree planting, shade structures, and green infrastructure along transportation corridors - like bus stops, transit hubs, and school zones - to reduce heat exposure. It directly affects communities facing extreme heat and limited tree canopy (especially low-income or historically underserved areas), as well as state/local transit agencies, schools, and environmental groups. Key provisions include requiring projects to prioritize heat-vulnerable regions, mandate annual reporting on temperature reduction and equity outcomes, and ensure tree planting doesn’t obstruct traffic safety. The bill also extends program funding through 2030 and mandates coordination with agencies like the EPA and Forest Service.