Maddy summaryThis bill establishes a new regulatory framework for earned wage access services in Vermont, requiring companies that provide early access to employees' unpaid wages to register with the state's financial regulator. The law mandates that these providers offer services on a nonrecourse basis, meaning they cannot sue consumers or use debt collectors to recover funds if employees do not repay the advanced wages. Key provisions include requiring clear written disclosures about service terms and fees, prohibiting mandatory charges for accessing earned wages, and banning late fees or penalties on outstanding amounts. The bill also ensures consumers can cancel their participation at any time without fees and must receive a free option for accessing their funds.
Sponsored bills
Maddy summaryThis bill creates the Affordable Heat Act, which establishes a Clean Heat Standard to reduce greenhouse gas emissions from heating in Vermont's residential, commercial, and industrial sectors. The program requires energy companies and heating fuel sellers to earn tradeable clean heat credits by delivering low-carbon heating technologies, efficiency improvements, or weatherization services to customers. The Public Utility Commission will manage the credit system and ensure the program protects low-income households and minimizes costs for all energy users.
Maddy summaryThis bill aims to make housing more affordable by reducing zoning restrictions and regulatory barriers that limit where and how people can build homes. It directly affects local governments, developers, and residents by establishing statewide standards for residential zoning. Key provisions include requiring duplexes and small apartment buildings in areas with municipal water and sewer, limiting parking requirements to one space per unit, and allowing accessory dwelling units under the same rules as single-family homes. The legislation also prohibits deed restrictions that limit dwelling size or parking, requires municipalities to report new zoning rules to the state, and strengthens enforcement of fair housing laws.