Rep. Ritchie Torres

Maddy summaryThis bill, titled the Disaster Aid Without Delay Act of 2026, would prevent the Secretary of Homeland Security from using policies that set fixed dollar limits on how quickly disaster relief money can be spent. It directly affects the Federal Emergency Management Agency by stopping it from requiring additional approvals or delaying payments when spending reaches certain arbitrary amounts. The law defines monetary thresholds as any fixed dollar requirement that conditions or delays fund disbursement, ensuring disaster assistance can be released without artificial spending caps.

Maddy summaryHRES 1107 is a House resolution urging the President to issue a proclamation flying the U.S. flag at half-staff to honor Rev. Jesse Jackson. The resolution recognizes his civil rights leadership, including founding the Rainbow PUSH Coalition and his presidential campaigns in 1984 and 1988, which advanced racial equality and economic justice. This symbolic gesture directly affects the President (as the one who would issue the proclamation) and the public, who would observe the flag at half-staff.

Maddy summaryThis bill, the PrEP Access and Coverage Act of 2026, requires most health insurance plans to cover HIV prevention medication without charging patients any out-of-pocket costs. It directly affects people with private insurance, government health programs like Medicare and Medicaid, military health care, and the Indian Health Service. The law mandates that insurance companies cannot require pre-approval for these medications, cannot charge deductibles or copayments for them, and cannot deny or charge higher premiums for life, disability, or long-term care insurance based on someone taking HIV prevention medication. The bill also creates a new public education campaign to increase awareness about HIV prevention options and provides federal funding to states and community organizations to expand access to these services.

Maddy summaryHR 7856, the Fair Housing for Survivors Act of 2026, amends the Fair Housing Act to explicitly prohibit housing discrimination based on being a survivor of domestic violence, sexual assault, or severe trafficking in persons. It adds "survivor of domestic violence, sexual assault, or severe trafficking" as a protected class in the law, alongside existing categories like race or national origin. This means landlords, housing providers, and programs cannot deny housing, evict, or otherwise discriminate against individuals due to their status as a survivor. The bill directly affects survivors who face housing barriers, including those with protective orders, shelter histories, or past evictions linked to abuse.

Maddy summaryHRES 1106 is a non-binding House resolution honoring the life and legacy of Rev. Jesse Louis Jackson, Sr., a prominent civil rights leader and activist. The resolution recognizes his lifelong work in advancing equality through organizations like Operation PUSH, his leadership in the anti-apartheid movement, and his historic presidential campaigns in 1984 and 1988. It expresses condolences to his family and calls on all Americans to continue his legacy of promoting civil rights and unity. As a commemorative resolution, it does not create new laws or affect any policies.

Maddy summaryThis bill, known as the Direct File Act of 2026, would establish a government-run online system allowing taxpayers to prepare and file their individual income tax returns for free. The legislation prohibits the Treasury Department from entering into agreements that restrict its ability to provide tax preparation or filing services, and it voids any existing contracts with such restrictions. The program would use IRS data to simplify filing, include customer support, be available in multiple languages, and allow users to file even if they are not required to. It also enables taxpayers in participating states to file state and local returns alongside their federal returns, with funding provided to states that meet certain standards.

Maddy summaryThe DISCLOSE Act of 2026 aims to increase transparency in election spending and prevent foreign influence. It expands the ban on foreign money to cover federal, state, and local elections, including ballot initiatives and judicial nominations, and criminalizes using corporations to conceal these funds. The bill mandates that organizations spending over $10,000 on campaign-related activities, such as independent expenditures or judicial nomination advocacy, disclose their beneficial owners and top donors. Additionally, it establishes new "Stand By Every Ad" disclaimers for political communications, requiring the highest-ranking official to approve the message and, for certain ads, list their top funders. These provisions directly affect non-candidate organizations, individuals involved in political and judicial nomination spending, and foreign nationals.

Maddy summaryHR 7740, the African American History Act of 2026, authorizes $4 million annually for the National Museum of African American History and Culture to develop educational resources and support teaching about African American history. The bill directs the museum to create digital and print materials, provide teacher training, and expand access to curriculum resources for K-12 and college classrooms. It requires annual reports to Congress on fund usage and expires in 2030. This program directly affects educators and students by enhancing classroom materials and professional development on African American history.

Maddy summaryThis bill, known as the Promoting Innovation in Blockchain Development Act, modifies federal law to include digital assets like cryptocurrencies within the existing legal framework for money laundering. It directly affects individuals and organizations involved in blockchain technology by expanding the definition of what constitutes currency under the Racketeer Influenced and Corrupt Organizations Act. The key provision adds language recognizing that digital value substitutes for traditional currency, ensuring these assets are covered by current anti-money laundering regulations. This change aims to clarify legal protections and compliance requirements for the growing blockchain industry without altering other parts of the law.

Maddy summaryHRES 1080 is a symbolic resolution recognizing and celebrating Black History Month 2026, focusing on its theme "A Century of Black History Commemorations." It highlights historical figures and events central to Black history, including Carter G. Woodson’s founding of Negro History Week (the precursor to Black History Month), Juneteenth, and key moments like the 1865 Charleston commemoration. The resolution emphasizes how Black history commemorations counter historical erasure and affirm Black contributions to U.S. history, referencing figures like Mary McLeod Bethune and W.E.B. Du Bois. As a ceremonial resolution, it has no binding effect but aims to raise awareness of Black achievements through official recognition.