Rep. Doris O. Matsui

Maddy summaryThe Cruise Passenger Protection Act of 2025 establishes an Office of Maritime Consumer Protection within the Department of Transportation to oversee cruise passenger rights. It requires cruise lines to provide clear pre-booking summaries of key contract terms (including undisclosed costs, fees, and limitations on liability), invalidates pre-dispute arbitration clauses and class action waivers in contracts, and creates a toll-free complaint hotline and online system for passengers. The bill applies to passenger vessels carrying 250+ passengers that embark or disembark in the United States, mandating specific crime reporting requirements, victim assistance processes for passengers who are victims of crimes on board, and medical and security standards for vessels.

Maddy summaryThis bill adjusts health insurance subsidies by modifying the premium tax credit structure under the Internal Revenue Code. It replaces previous income thresholds with a sliding-scale formula, increasing subsidies for households earning between 150% and 400% of the federal poverty level - reducing their required premium payments as income rises within these tiers. The changes apply to tax years beginning after December 31, 2025, directly affecting middle-income individuals and families purchasing coverage through health insurance marketplaces. It also repeals specific provisions from a prior reconciliation law related to health care.

Maddy summaryHRES 619 is a non-binding resolution recognizing the disproportionate mental health challenges faced by minority communities in the U.S. and supporting "Minority Mental Health Awareness Month." It highlights specific disparities, such as higher rates of untreated mental health conditions among Black, Indigenous, Asian American, and Pacific Islander populations due to barriers like stigma, lack of culturally competent care, and systemic inequities. The resolution calls on the President to improve mental health care access that addresses racial, cultural, and social differences in minority communities. It does not create new laws or allocate funds but serves as a symbolic acknowledgment of these health disparities.

Maddy summaryThis bill removes a barrier preventing most low-income students from accessing SNAP benefits. It amends the Food and Nutrition Act to explicitly allow students enrolled at least half-time in recognized higher education programs to qualify for SNAP, reversing a prior exclusion. The key change eliminates the previous requirement that students meet specific exceptions (now deleted) and adds a new eligibility category under Section 3(m)(5). This directly affects low-income undergraduate and graduate students at colleges and training programs who were previously ineligible. The changes take effect January 2, 2026.

Maddy summaryThis bill authorizes $50 million annually for the Centers for Disease Control and Prevention (CDC) to conduct research on firearms safety and gun violence prevention, beginning in fiscal year 2026 through 2031. The funding is in addition to existing CDC appropriations and would support studies under the Public Health Service Act. It does not create new regulations or directly affect individuals, but aims to expand research into causes and prevention strategies for gun violence. The bill focuses solely on enabling CDC research, without proposing policy changes or restrictions.

Maddy summaryHR 4796, the Restoring Essential Healthcare Act, repeals a provision that blocked Medicaid payments to certain healthcare providers during a specific period. It directly affects Medicaid beneficiaries who received care from these providers between the enactment of the prior law (Public Law 119-21) and this bill's enactment. The key provision retroactively restores Medicaid payments for services already provided during that blocked period, treating the payment restriction as if it never existed. This change ensures eligible individuals and providers receive reimbursement for covered care delivered during the prohibited timeframe.

Maddy summaryThe Ethics in Energy Act of 2025 prohibits large electric and natural gas utilities from charging customers (ratepayers) for expenses related to political influence activities. It directly affects major covered utilities - defined as electric companies with high annual sales volumes or major natural gas companies - and their customers. Key provisions require these utilities to publicly report all political-related expenses (including lobbying, PR campaigns, or trade association dues) and prevent them from recovering such costs through customer bills. The Federal Energy Regulatory Commission must create rules within 18 months to enforce this, impose penalties (up to triple the expense amount for large violations), and distribute half of collected penalties as customer rebates.

Maddy summaryHR 4696 amends Section 249 of the Immigration and Nationality Act to update eligibility for a registry program that provides a pathway to legal status for long-term residents. It changes the requirement from entering the U.S. before January 1, 1972, to entering at least 7 years before the application date. This adjustment bases eligibility on a rolling 7-year window instead of a fixed historical cutoff, allowing more recent long-term residents to qualify. The bill directly affects individuals who entered the U.S. after 1972 but maintained continuous residence for at least seven years prior to applying.

Maddy summaryHR 4752, the Reducing Hereditary Cancer Act, requires Medicare to cover genetic testing for germline mutations in individuals with a family history of hereditary cancer or suspicious personal/family history. It mandates coverage for risk-reducing surgeries (like mastectomies or hysterectomies) when guided by evidence-based clinical guidelines, and increases the frequency of cancer screenings (such as mammograms, colonoscopies, and breast MRI) for Medicare beneficiaries confirmed to have hereditary cancer gene mutations - ensuring screenings occur at least annually. The bill applies to Medicare beneficiaries with specific high-risk profiles, aligning coverage with guidelines from recognized oncology organizations like the National Comprehensive Cancer Network. It does not change eligibility but modifies Medicare’s existing coverage rules to expand access to these preventive services.

Maddy summaryThe Healthy H2O Act creates a federal grant program to help rural households and small facilities (like child-care centers) install certified water filtration systems that remove health contaminants such as lead, arsenic, and PFAS. Eligible recipients must live in rural areas, have tested water containing contaminants, and meet income limits (under 150% of their state’s median nonmetropolitan household income). Grants cover the cost of purchasing, installing, maintaining, and testing certified point-of-use or point-of-entry filtration systems. The program requires annual reports to Congress analyzing water quality trends, filter effectiveness, and emerging needs in affected communities. This initiative addresses immediate drinking water safety gaps where long-term infrastructure projects cannot yet provide solutions.