Rep. David Kustoff

Business of Insurance Regulatory Reform Act of 2024 This bill limits the authority of the Consumer Financial Protection Bureau over entities that are regulated by a state insurance regulator. Specifically, the bureau is prohibited from pursuing enforcement against any person regulated by a state insurance regulator and offers a consumer financial product or service, to the extent that the person is engaged in the business of insurance. If a person engaged in the business of insurance is regulated by a state insurance regulator but is otherwise subject to the bureau's enforcement authority, the bureau must construe its authority narrowly.

Maddy summaryHR 6926, the Safe and Open Streets Act, makes it a federal crime to intentionally block public roads or highways to disrupt the movement of goods or commerce. The bill adds a specific offense under federal law for purposefully obstructing, delaying, or affecting commerce by blocking roads, with penalties including fines or up to five years in prison. It directly affects individuals who block roads to interfere with transportation or delivery of goods, such as during protests or demonstrations. The law updates existing statutes to clarify and strengthen penalties for this specific type of obstruction, without changing broader traffic or protest laws.

Maddy summaryHRES 946 is a symbolic House resolution recognizing "Gold Shield Families" - defined as the families of fallen police officers, firefighters, EMTs, correction officers, emergency dispatchers, and emergency service providers who died in the line of duty. The resolution formally honors their sacrifices and resilience, affirming that their hardships should not be forgotten. It includes no new funding, regulations, or policy changes; instead, it serves as a commemorative gesture expressing national gratitude. The resolution directs that a copy be sent to the President and made public to publicly recognize these families' contributions.

Maddy summaryHRES 939 is a symbolic resolution designating December 16, 2023, as "National Wreaths Across America Day." It expresses congressional support for the Wreaths Across America project, which places wreaths at veterans' graves nationwide. The resolution honors the project’s 32-year tradition, volunteers, patriotic escort units (including motorcycle, law enforcement, and first responder groups), and the trucking industry that transports wreaths to over 4,000 locations. It does not create new laws or programs but formally recognizes the efforts to "Remember, Honor, and Teach" about veterans' service. The resolution directly affects no individuals or entities through legal mandate, serving only as a ceremonial acknowledgment.

Maddy summaryHR 6734 prohibits the use of federal funds to finalize, implement, or enforce the Bureau of Alcohol, Tobacco, Firearms, and Explosives' (ATF) proposed rule (2022R-17) defining "engaged in the business as a dealer in firearms." This bill directly affects the ATF by blocking funding for this specific regulatory rule, which was proposed in August 2023. The legislation does not create new requirements but prevents federal resources from being used to advance this particular ATF regulation.

Maddy summaryThis bill establishes tax relief for qualified residents of Taiwan earning income in the United States by reducing tax rates on interest, dividends, and royalties to 10% or 15% (instead of the standard 30%). It also exempts certain wages and income from entertainment activities under $30,000 from U.S. taxation. To qualify, individuals must meet specific residency requirements, and entities must demonstrate substantial business activity in Taiwan. The bill modifies withholding tax procedures to implement these new rates and requires reciprocal tax benefits from Taiwan to be in place.

Maddy summaryHRES 894 is a non-binding House resolution condemning the rise in antisemitic incidents following the October 7, 2023, Hamas attacks. It specifically references a 388% surge in U.S. antisemitic incidents reported by the ADL Center on Extremism since that date. The resolution formally states that "anti-Zionism is antisemitism" and calls on leaders to combat all forms of antisemitism globally. It does not create new laws or policies but serves as a symbolic expression of support for Jewish communities. The resolution was introduced by Rep. Kustoff and referred to relevant committees.

Maddy summaryThis bill requires U.S. Customs and Border Protection (CBP) to obtain fingerprints from noncitizen children under 14 years old if officers suspect they are trafficking victims upon entering the U.S. It also creates a new federal crime for adults (18+) who knowingly use a minor for entry without being a relative or guardian, punishable by fines or up to 10 years in prison. The bill mandates sharing fingerprints collected under this provision with the Department of Health and Human Services for unaccompanied minors and requires CBP to report monthly data on trafficking-related apprehensions and annual data on fingerprinting to Congress. These provisions directly affect CBP officers, unaccompanied children, and individuals suspected of exploiting minors for entry.

Maddy summaryThe Southern Border Transparency Act of 2023 (HR 6523) requires U.S. Customs and Border Protection (CBP), the Department of Homeland Security (DHS), and U.S. Citizenship and Immigration Services (USCIS) to publish specific immigration data online. It mandates monthly reports on parole grants at ports of entry (including numbers by nationality and family status), quarterly reports on processing outcomes for aliens encountered at the southern border (disaggregated by nationality, demographics, and processing paths), and annual reports on parolees (including employment status and status changes). These reports must be posted on agency websites and submitted to relevant congressional committees. The bill directly affects federal agencies responsible for border processing and aims to increase public and congressional transparency about immigration enforcement practices at the southern border.

Maddy summaryH.J.Res. 66 disapproves a specific rule issued by the Consumer Financial Protection Bureau (CFPB) regarding small business lending under the Equal Credit Opportunity Act (Regulation B). The resolution, if passed, would prevent this CFPB rule from taking effect by declaring it "have no force or effect." The rule in question (88 Fed. Reg. 35150) aimed to clarify how lenders must evaluate small business loan applications under existing equal credit laws. This disapproval directly affects the CFPB's regulatory authority and would block the rule's implementation for small business lenders and financial institutions.