Rep. Yvette D. Clarke

Maddy summaryHR 3851, the Access to Breast Cancer Diagnosis Act of 2023, requires most health insurance plans (including group and individual coverage) to cover diagnostic and supplemental breast exams without any out-of-pocket costs like copays or deductibles. This applies to medically necessary exams used to evaluate abnormalities detected during screening (diagnostic) or to screen high-risk individuals without abnormalities (supplemental), following National Comprehensive Cancer Network guidelines. Plans may still require prior authorization for these exams, and state laws providing stronger protections remain in effect. The law takes effect for plan years beginning January 1, 2024.

Maddy summaryThe Menstrual Equity For All Act of 2023 requires free menstrual products to be available at no cost in public schools, colleges, correctional facilities, and federal buildings. It makes menstrual products covered by Medicaid, prohibits taxes on these products, and provides funding through social services programs to help low-income individuals access menstrual products. The bill directly affects students (K-12 and college), incarcerated people, homeless individuals, employees (in businesses with 100+ workers), Medicaid beneficiaries, and people receiving Temporary Assistance for Needy Families (TANF). Key provisions include amending school funding to require free products, creating college grant programs for menstrual product distribution, and adding menstrual products to Medicaid coverage and social services programs.

Maddy summaryHR 3561, the PATIENT Act of 2023, requires hospitals, health insurance plans, and pharmacy benefit managers to publicly disclose detailed pricing information for healthcare services and drugs. Hospitals must publish standard charges for 300+ shoppable services, including gross charges, payer-specific negotiated rates, and discounted cash prices, with updates required annually. Health plans must provide real-time information on in-network rates, cost sharing, deductibles, and prior authorization requirements for covered services. The bill establishes enforcement mechanisms, including civil monetary penalties for non-compliance, with fines ranging from $300 per day for small hospitals to $5 million for large hospitals that fail to comply with the transparency requirements.

Maddy summaryHR 3589, the Affordability is Access Act of 2023, requires health insurance plans to cover FDA-approved over-the-counter birth control without cost-sharing (like copays or deductibles). It directly affects millions of people who use contraception, particularly low-income individuals and those in areas with limited access to reproductive health services ("contraceptive deserts"). The bill clarifies that existing insurance coverage rules under the Affordable Care Act apply to over-the-counter contraceptives, and directs the FDA to expedite reviews for over-the-counter status. Retailers must not block access to these products but may refuse sales if payment isn’t provided.

Maddy summaryThe FAMILY Act (HR 3481) would establish a national paid family and medical leave insurance program administered by the Social Security Administration. Eligible workers would receive wage replacement benefits (up to 85% of average earnings, with a maximum of $4,000 monthly) for up to 60 caregiving days per 12-month benefit period for qualifying reasons like caring for a sick family member, personal serious health conditions, or responding to domestic violence. The program would be funded through 0.2% payroll taxes from employees and employers (with self-employed individuals paying 0.4%), with benefits coordinated with existing state programs. The law includes protections against employer retaliation for taking leave and requires employers to maintain health coverage during leave periods.

Maddy summaryHR 3432, the Telemental Health Care Access Act of 2023, expands Medicare coverage for mental and behavioral health services delivered via telehealth. It removes geographic restrictions that previously limited telehealth coverage to rural areas and explicitly adds "behavioral health services" to the list of covered telehealth services under Medicare Part B. The bill requires the Secretary of Health and Human Services to submit a report within one year on utilization of these services, including recommendations on fraud prevention and funding needs for oversight. This change directly affects Medicare beneficiaries seeking remote mental/behavioral health care and the providers who deliver it.

Maddy summaryThe Medicare for All Act would establish a single-payer national health insurance program providing comprehensive coverage to all U.S. residents without cost-sharing. It would replace current private insurance and government programs like Medicare and Medicaid with a unified system covering all medically necessary services including hospital care, prescription drugs, mental health services, reproductive care, long-term care, and preventive services. The bill prohibits private insurers from offering duplicate coverage and requires providers to participate without charging patients for covered services. Implementation would occur over a two-year transition period, with a "Medicare Transition Buy-In" option allowing people to enroll before full implementation.

Maddy summaryThis bill changes Medicare coverage for colorectal cancer screenings. It eliminates out-of-pocket coinsurance costs for these screenings starting in 2026, requiring Medicare to cover 100% of the cost instead of the previous 85% for that year. The change applies to all subsequent years and directly affects Medicare beneficiaries seeking routine colorectal cancer screenings. The key provision amends Medicare Part B to remove the coinsurance requirement for these specific preventive services.

Maddy summaryThis bill would allow diapers to be counted as qualified medical expenses under federal tax law, enabling low-income families with infants and toddlers to use pre-tax funds from health savings accounts, dependent care benefits, and flexible spending arrangements to cover diaper costs. It also prohibits states and localities from imposing sales tax on diaper purchases. These changes directly benefit families who spend up to 14% of their income on diapers - over 5 million children in low-income households face this burden. The policy aims to reduce financial strain by expanding access to tax-advantaged spending for a basic need.

Maddy summaryHR 3208 establishes a voluntary on-the-job training program within the Department of Homeland Security (DHS) to prepare current DHS employees (not currently in cybersecurity roles) for cybersecurity positions. The program, led by the DHS Director with input from the Under Secretary for Management, will develop a curriculum using existing training materials and align with national cybersecurity education standards, incorporating methods like online courses, in-person sessions, and supervised on-the-job learning. DHS must submit annual reports to Congress for seven years detailing participant numbers, cybersecurity job placements for graduates, success metrics, and program effectiveness. Additionally, the Under Secretary for Management will track cybersecurity staffing gaps, encourage employee participation through policies like service agreements, and connect program completers with cybersecurity career opportunities within DHS.