Rep. Josh Gottheimer

Maddy summaryHR 4335, the VA Loan Informed Disclosure Act of 2023, requires mortgage lenders to include specific information about VA home loan programs in standard mortgage disclosures. The bill amends the National Housing Act to mandate that lenders provide details on VA loans (guaranteed under Title 38) alongside other loan options, including assumptions about prevailing interest rates. This change directly affects lenders processing VA-guaranteed mortgages, ensuring borrowers receive clearer comparisons between VA loans and other financing. The law does not require lenders to verify borrower eligibility for VA loans, only to include the specified disclosure language.

Maddy summaryThe PRIDE Act of 2023 amends the Internal Revenue Code to replace gender-specific terms like "husband and wife" with gender-neutral language such as "married couple" or "spouses" across numerous tax code sections. This bill affects all legally married couples who file federal tax returns by updating language in over 30 sections of the tax code related to filing status, deductions, credits, and other tax matters. The bill is a language update that makes the tax code more inclusive without changing existing tax treatment for married couples. It does not alter tax rates, benefits, or policies, but ensures all provisions apply equally regardless of gender.

Maddy summaryThe HERO Act establishes a national data system to track suicides among public safety officers, including firefighters, EMTs, police, and telecommunicators, collecting detailed statistics by age, gender, occupation, and employment status (career, volunteer, or retired). It mandates annual reports to Congress and public availability of findings to identify suicide trends and effective interventions. The bill also funds peer-support wellness programs for fire/EMS departments, behavioral health programs for healthcare providers, and resources to train mental health professionals on treating public safety personnel. All data collection and program provisions include strict privacy safeguards to protect confidentiality and prohibit using suicide data to deny survivor benefits.

Maddy summaryThis bill reauthorizes the Virginia Graeme Baker Pool and Spa Safety Act by creating a federal grant program to improve swimming pool safety across the United States. The program provides funding to states, Indian Tribes, and qualified nonprofit organizations that have enacted swimming pool safety laws meeting federal standards. Grant recipients must use at least 25% of funds for hiring and training personnel to enforce safety standards and inspect pool drain covers, with the remainder for public education and swimming lessons (limited to 25% of that portion). The bill authorizes $5 million annually from 2024-2028 for these grants and a separate $5 million for public education campaigns, requiring annual reporting on program implementation and effectiveness.

Maddy summaryHR 4241, the Horse Transportation Safety Act of 2023, prohibits transporting horses between states or territories in multi-level motor vehicles (like certain livestock trailers with stacked levels). This directly affects commercial horse transporters moving animals across state lines. The bill adds a civil penalty of $100-$500 per horse per violation for knowingly violating this rule, with separate penalties for each horse transported. It amends the Horse Protection Act to address safety concerns related to transporting horses in vehicles not designed for such travel.

Maddy summaryHR 4263, the ADINA Act, requires drug manufacturers to clearly label human-use drugs containing major food allergens (like peanuts or shellfish) or ingredients derived from gluten-containing grains (such as wheat or barley). This affects drug producers and pharmacies by mandating that labels state the presence of these allergens and specify the exact gluten source if applicable. The law aims to inform consumers with allergies about potential risks in medications. It applies to all drugs meeting these criteria, with implementation beginning within two years of the bill's enactment.

Maddy summaryHR 3709, the Keeping Pets and Families Together Act, requires animal shelters (both public and private organizations contracted by local governments) to microchip dogs and cats before returning them to original owners, adopting them out, or transferring them to other shelters. The bill establishes a federal program that provides $5 million annually (2024-2028) through cooperative agreements to help these shelters implement microchipping. It mandates a 2028 report assessing the program's effectiveness and recommending whether to extend funding. This directly affects shelters that handle dog and cat adoptions or transfers, focusing on improving pet identification and reunification.

Maddy summaryHR 3698, the Feed Hungry Veterans Act of 2023, amends the Food and Nutrition Act of 2008 to expand eligibility for SNAP (Supplemental Nutrition Assistance Program) benefits to more veterans. It adds four new categories of veterans who can qualify: those with a "catastrophically disabled" status under military disability law, veterans under 65 receiving a pension under specific veteran benefits law, and those meeting existing high-disability rating thresholds. This change directly affects veterans who previously did not meet the program’s eligibility criteria but now qualify under these expanded definitions. The bill takes effect on October 1, 2023, making these eligibility changes operational for SNAP enrollment.

Maddy summaryHR 3519, the Hot Foods Act of 2023, amends the Food and Nutrition Act of 2008 to allow Supplemental Nutrition Assistance Program (SNAP) benefits to be used for hot foods or hot food products ready for immediate consumption at participating retailers. This change directly affects SNAP recipients who purchase such hot foods and retailers that sell them. The key provision removes the previous exclusion of hot foods from SNAP eligibility, while adding a limit that no more than 50% of a retailer's total gross sales from SNAP can come from hot foods. The bill clarifies that hot foods can be purchased for home or immediate consumption, aligning SNAP rules with current retail practices for prepared foods.

Maddy summaryThe SAFE Act of 2023 extends a 2018 law that prohibits slaughtering animals for human consumption to include horses, donkeys, and other equine animals, such as ponies. It amends Section 12515 of the Agriculture Improvement Act of 2018 by updating the language to replace "dog or cat" with "dog, cat, or equine" in both the section title and the main prohibition. This change directly affects the livestock industry and slaughter facilities by banning the processing of equines for food. The bill modifies existing law without adding new enforcement mechanisms, closing a gap in animal protection.