Rep. Troy A. Carter

Maddy summaryHR 4717 creates a refundable tax credit of up to 10% of a home's purchase price (capped at $15,000) for first-time homebuyers purchasing a principal residence in the United States. The credit is subject to limitations based on modified adjusted gross income (phased out if income exceeds 150% of the area median income) and home price relative to area median purchase prices in the buyer's location. Homebuyers must meet age requirements (at least 18 years old), not have owned a home in the past three years, and purchase with a federally backed mortgage. The credit is subject to a four-year recapture period if the home is sold within that timeframe, and taxpayers may transfer the credit to their mortgage lender as a down payment or closing cost assistance.

Maddy summaryHR 4744 establishes a federal grant program to fund community-based mental wellness and resilience initiatives. It provides planning grants (up to $250,000) and program grants (up to $500,000 annually for four years) to local coalitions - groups formed by representatives from at least five community sectors like schools, health services, faith organizations, and businesses. These coalitions must use a public health approach to identify community strengths and risks, build social connections, and implement evidence-based programs addressing mental wellness for all ages. The bill authorizes $36 million over five years (2025-2029), with 20% reserved for rural areas, and requires grantees to develop strategic plans and report on outcomes by 2030.

Maddy summaryThe Partner with Korea Act creates a new visa category for South Korean nationals to work in specialty occupations in the U.S., with an annual cap of 15,000 visas. Employers must file an attestation with the Department of Labor, which the Secretary of Labor must certify before the visa is approved. The visa limit applies only to the principal worker and excludes spouses or children. This bill directly affects South Korean workers seeking specialty jobs and U.S. employers hiring them under this new category.

Maddy summaryThe Keep Kids Covered Act extends continuous health coverage under Medicaid and CHIP for children. It requires states to maintain coverage for children under age 6 for six years (previously one year) and for children under age 19 for two years (previously one year), without requiring reapplication. Former foster youth will now remain covered until age 26. States must also annually update contact information for enrolled children and inform them about their coverage status and remaining eligibility period.

Maddy summaryHR 4734, the "Hands Off Our Social Security Act," prohibits federal actions that would alter Social Security benefits, data handling, workforce levels, office locations, or communication systems without explicit congressional approval. It directly protects Social Security beneficiaries and the Social Security Administration (SSA) by banning unauthorized changes to benefits, data mining, privatization, staff cuts, office closures, or reduced phone/in-person services. Key provisions require Congress to approve any modifications to benefits, workforce reductions, or office closures, and mandate the SSA to maintain existing communication channels. The bill also mandates annual GAO audits to ensure compliance with these restrictions. This legislation focuses on preserving current Social Security operations and access, not creating new benefits or altering eligibility.

Maddy summaryH.J. Res. 108 proposes a constitutional amendment to remove legal immunity for federal officials, including the President, from criminal prosecution for actions taken while performing official duties. It would prohibit the President from granting pardons to themselves and eliminate the defense that "official authority" excuses violations of federal or state law (with limited exceptions for certain congressional actions). If ratified, this amendment would require Congress to pass implementing laws to enforce these changes. The proposal is currently in the House Judiciary Committee and requires approval by three-fourths of state legislatures to become part of the Constitution.

Maddy summaryHR 4606, the Ally’s Act, requires private health insurance plans (including employer-sponsored plans and individual coverage) to cover hearing implants and related services. It directly affects people with hearing loss who need cochlear implants, bone conduction devices, or external sound processors, as determined by a physician or audiologist. The bill mandates coverage for devices, maintenance, repairs, upgrades every 5 years, hearing assessments, surgery, and rehabilitation - without separate cost-sharing or stricter limits than other medical services. Insurers cannot deny coverage if a provider deems the service medically necessary. The law applies to all applicable health plans and takes effect for plan years beginning January 1, 2026.

Maddy summaryHR 4621, the 320th Barrage Balloon Battalion Gold Medal Act, authorizes a single gold medal to honor the 320th Barrage Balloon Battalion - a segregated African-American unit that served during the D-Day invasion in World War II. The medal, struck by the U.S. Mint, will be presented by Congress and displayed at the Smithsonian Institution, with bronze duplicates available for sale to cover costs. The bill recognizes the unit’s role in deploying barrage balloons to protect Allied troops from air attacks on Omaha Beach and their overall contributions to the D-Day success. It does not create new laws or affect any policies, as it is purely a commemorative gesture for historical recognition.

Maddy summaryThis bill prohibits life, disability, and long-term care insurers from denying coverage, canceling policies, or increasing premiums based solely on a person's status as a living organ donor. It directly protects living organ donors by preventing insurance discrimination unrelated to actual health risks. The bill also requires the Health and Human Services Secretary to update public educational materials about organ donation benefits, risks, and insurance impacts within six months of enactment. These materials will include information on the new insurance protections established by the bill. The law relies on state insurance regulators for enforcement of the insurance provisions.

Maddy summaryThis bill amends the Family and Medical Leave Act (FMLA) and federal employee leave rules to clarify that recovery from organ donation surgery qualifies as a "serious health condition." It directly affects private-sector workers covered by the FMLA and federal civil service employees. The key change adds "including recovery from surgery related to organ donation" to the definitions of serious health conditions in both the FMLA and federal leave statutes. This ensures eligible employees can use their existing family and medical leave benefits to recover after donating an organ, without requiring new leave entitlements.