Rep. Sharice Davids

Maddy summaryThis bill increases federal student loan limits for graduate and professional students. Starting July 1, 2026, it sets a $50,000 annual limit and a $200,000 total aggregate limit (beyond undergraduate borrowing) for unsubsidized Federal Direct Stafford loans. These changes directly affect graduate and professional students pursuing advanced degrees who rely on federal loans for education costs. The provisions aim to provide higher borrowing capacity for these students' educational expenses under the Higher Education Act.

ePermit Act This bill establishes requirements related to digitizing environmental reviews conducted under the National Environmental Policy Act of 1969 (NEPA). The Council on Environmental Quality (CEQ) must develop, publish, and iteratively update data standards for the collection and curation of certain data related to environmental reviews. CEQ must also design, test, and build prototype tools for environmental reviews. Additionally, CEQ must publish guidance to assist relevant agencies in implementing such standards as well as certain minimum functional requirements, such as data sharing that enables automated transfer of relevant data among federal agencies. Federal agencies responsible for environmental reviews or authorizations must implement the data standards and such minimum functional requirements. To the maximum extent practicable, CEQ and such agencies must iteratively develop and maintain a unified interagency data system consisting of interconnected federal agency systems and shared services for environmental reviews and authorizations, including a common interactive, digital, cloud-based authorization portal. Within a year, CEQ must oversee a pilot of shared services for environmental reviews and authorizations, including the portal. To the maximum extent practicable, CEQ must develop and implement the unified interagency data system by December 1, 2027.

Maddy summaryThis bill extends and increases tax credits for sustainable aviation fuel (SAF) producers. It raises the credit rate from 20 cents to 35 cents per gallon for certain SAF facilities and from $1.00 to $1.75 per gallon for others, while requiring SAF to meet ASTM International standards and exclude palm oil or petroleum-derived sources. The credit period is extended from ending in 2029 to 2033, applying to fuel produced after December 31, 2025. The bill directly affects SAF producers meeting these specific criteria, aiming to incentivize cleaner fuel production for the aviation industry.

Maddy summaryThe Bipartisan Health Insurance Affordability Act extends and modifies premium tax credit rules to make health insurance more affordable for people with household incomes up to 700% of the poverty line, with specific provisions for different income tiers. The bill requires pharmacy benefit managers to pass through 100% of rebates to health plans, establishes transparency requirements for drug pricing, and creates mechanisms to prevent fraud in health insurance exchanges. It also extends the annual open enrollment period for 2026 and allows qualified Exchange enrollees to establish health savings accounts, with options to prepay annual premiums or direct part of their premium tax credit into a health savings account.

Maddy summaryThis bill creates a new tax deduction for first-time homebuyers who save for down payments in specially designated accounts. It allows a deduction of up to $10,000 ($20,000 for joint filers) for cash contributions to these accounts, with the deduction phasing out for single filers earning over $150,000 or joint filers over $236,000. Contributions must be used exclusively for down payments or closing costs on a first home, and withdrawals not used for this purpose incur a 20% tax penalty. The deduction applies to taxable years beginning after December 31, 2025.

Maddy summaryHR 6524, the HIRE Act, extends the Work Opportunity Tax Credit (WOTC) through 2030 and adds a new provision to incentivize hiring individuals receiving Social Security disability benefits. The bill directly affects employers who hire people certified as eligible for disability insurance benefits under the Social Security Act within 60 days before employment. Key provisions include modifying the tax credit to cover "qualified social security disability insurance beneficiaries" and requiring certification by a local agency for eligibility. The changes apply to new hires beginning work after December 31, 2025, with the credit extension applying through 2030.

Maddy summaryHR 6449, the "DO NOT Call Act," amends the Telephone Consumer Protection Act of 1993 to strengthen penalties for illegal robocalls. It increases criminal penalties for willful violations to up to one year in prison (or three years for aggravated offenses like repeated high-volume calls or calls intended to support felonies), and raises fines for inaccurate caller identification from $10,000 to $20,000 per violation. The bill directly affects businesses and entities making unsolicited calls without consent, including those using auto-dialers or prerecorded messages. Key provisions define "calls" broadly to include unsolicited texts sent via auto-dialers without prior permission.

Maddy summaryThis bill creates two federal grant programs to support medical residency training in rural areas. The first program provides grants to eligible organizations (like rural hospitals, health centers, and medical schools) to establish or expand residency programs where doctors train in rural settings for over half their residency time, focusing on primary care, high-need specialties, or maternal health. The second program funds technical assistance grants to help these organizations apply for and run the training programs. The bill authorizes $12.7 million annually from 2026 to 2030, with grants for the training programs lasting up to 3 years and technical assistance grants up to 4 years.

Maddy summaryHR 6423, the HELP Copays Act, requires health insurance plans and coverage to count financial assistance from non-profits or drug manufacturers toward patient cost-sharing limits like deductibles and copayments. This directly affects patients enrolled in health insurance who receive such assistance for prescription drugs, ensuring the help they get reduces their out-of-pocket costs faster. The bill amends key health laws to mandate that these payments are included when calculating whether a patient has met their deductible or copayment threshold. The change applies to all prescription drugs, including specialty drugs and those subject to prior authorization, but does not alter how insurers manage drug access through tools like step therapy. It takes effect for plan years starting in 2026.

Maddy summaryThis bill creates federal grants to support STEM education programs for girls and underrepresented minorities in K-12 schools. It directs $250,000 annually per grant to school districts serving high-poverty communities (with at least 40% students eligible for free/reduced lunch) to fund specific activities like after-school STEM programs, teacher training on reducing bias, mentorship, parental engagement, and summer camps. The grants require schools to track student participation and academic progress in STEM through annual evaluations. The program aims to increase opportunities for these students to develop skills and pursue STEM careers, while ensuring funds supplement - rather than replace - existing resources.