Rep. Richard McCormick

Maddy summaryThe Employee Rights Act (HR 2700) amends key labor laws to strengthen employee rights in collective bargaining and privacy. It requires employers to use secret ballot elections for selecting bargaining representatives and to provide labor organizations with voter lists containing employee names and one form of contact information (chosen by the employee) within two business days of an election. The bill prohibits employers from using employee personal information for non-organizing purposes and mandates written authorization for using union dues on non-bargaining activities, with authorizations expiring after one year. Additionally, it clarifies joint employment standards to prevent misclassification and adds tribal sovereignty protections to labor law definitions.

Maddy summaryHR 2937, the Repeal CFPB Act, would end the Consumer Financial Protection Bureau (CFPB) by repealing the 2010 law that created it. If passed, this bill would eliminate the CFPB entirely, restoring all financial regulations and enforcement powers that existed before the CFPB was established. It directly affects consumers and financial institutions that currently interact with the CFPB for oversight of products like mortgages, credit cards, and loans. The key mechanism is a complete repeal of the Consumer Financial Protection Act of 2010, reversing the creation of the agency and returning regulatory authority to other agencies like the Federal Reserve.

Maddy summaryHR 2928, the Responsible Borrower Protection Act of 2023, blocks the Federal Housing Finance Agency (FHFA) and mortgage enterprises (Fannie Mae and Freddie Mac) from implementing specific changes to mortgage credit fees announced in January 2023. The bill directly affects mortgage borrowers and lenders by reversing a pricing framework update that would have altered fees for single-family mortgages. It prohibits the FHFA from enforcing the January 2023 pricing changes detailed in FHFA's announcement and related lender letters. The bill clarifies that enterprises may still use risk-based pricing for mortgage fees, but the specific fee adjustments from the 2023 framework are canceled. This is a direct policy change to mortgage fee structures, not a broader reform.

Maddy summaryHR 734, the Protection of Women and Girls in Sports Act of 2023, amends Title IX to prohibit federally funded schools and athletic programs from allowing individuals assigned male at birth to participate in women's or girls' sports teams. The bill defines "sex" for this purpose as "reproductive biology and genetics at birth," making it a violation of federal law to permit such participation in designated women's or girls' programs. It allows males to train with women's teams only if no female is deprived of a roster spot, competition opportunity, scholarship, or other benefit tied to the team. This law directly affects public and private schools receiving federal financial assistance that operate athletic programs.

Homeland and Cyber Threat Act or the HACT Act This bill allows claims in federal or state court against foreign states that conduct or participate in cyberattacks against U.S. nationals.

American Innovation and R&D Competitiveness Act of 2023 This bill eliminates the five-year amortization requirement for research and experimental expenditures, thus allowing continued expensing of such expenditures in the taxable years in which they are incurred.

Maddy summaryThe Puppy Protection Act of 2023 sets new standards for businesses that sell dogs (dealers), directly affecting pet stores and breeders operating under the Animal Welfare Act. It requires specific housing with space allowances based on dog size (e.g., 12-30 square feet per dog), temperature control (45-85°F), clean food twice daily, and daily exercise or socialization with humans/dogs for at least 30 minutes. The bill also mandates annual veterinary exams including dental care, strict breeding limits (e.g., age restrictions, maximum 2 litters in 18 months), and efforts to place retired breeding dogs in homes instead of selling them to other breeders. Regulations must be finalized within 18 months of enactment.

Maddy summaryThe VA Same-Day Scheduling Act of 2023 requires the Department of Veterans Affairs to schedule appointments for enrolled veterans during the same phone call when they request care. This applies to veterans enrolled in the VA healthcare system who contact the VA by phone to request appointments. The law mandates that the VA must complete the scheduling during the call - without delay or future scheduling - regardless of the appointment date. The requirement takes effect 120 days after the bill is enacted.

Maddy summaryHR 1818, the Aviation Workforce Development Act, expands tax-advantaged savings plans (529 plans) to cover costs for specific aviation training programs. It allows funds from these plans to pay for tuition, fees, and required materials at FAA-certified aviation maintenance technician schools (Part 147) or commercial pilot training programs (Part 61 or 141). This directly affects students pursuing careers as aircraft maintenance technicians or commercial pilots by making these training costs more affordable through existing tax-advantaged savings. The bill amends the tax code to include these programs under "qualified higher education expenses" for 529 plan distributions.

Maddy summaryHR 1831 would award Billie Jean King a Congressional Gold Medal to honor her lifelong advocacy for equal rights in sports and society. The bill directs the Secretary of the Treasury to strike the medal and have it presented by congressional leaders, recognizing her pivotal role in advancing women's equality through tennis (including founding the Women’s Tennis Association and securing equal prize money) and her broader impact on society through initiatives like Title IX advocacy.