Rep. J. Luis Correa

Maddy summaryHR 2928, the Mortgage Relief for Disaster Survivors Act, provides temporary payment relief for homeowners and renters with federally backed mortgages in areas affected by federally declared disasters. Borrowers with damaged or destroyed properties can request an 180-day pause on mortgage payments (extendable by another 180 days) from their loan servicer by submitting written requests and proof of property damage. During this relief period, no fees, penalties, or additional interest accrue beyond what would have been due under the original loan terms. This applies to loans backed by Fannie Mae, Freddie Mac, or similar programs, including both single-family and multifamily residential properties.

Maddy summaryHR 2948, the Safer Neighborhoods Gun Buyback Act of 2025, authorizes $360 million annually from 2025-2027 to fund gun buyback programs across the country. The bill creates a grant program for states, local governments, tribal governments, and eligible gun dealers to collect firearms from individuals using "smart prepaid cards" that cannot be used to purchase guns. Participants would pay 125% of a gun's market value (with possible increases for modified weapons) and must destroy all collected firearms and ammunition within 30 days. The program requires criminal background checks on all collected weapons and prohibits reselling any guns obtained through the initiative, with a new federal criminal provision making it illegal to use these cards for firearm transactions.

Maddy summaryHRES 326 is a non-binding resolution designating April 10 as "Dolores Huerta Day" to honor the late labor and civil rights leader Dolores Huerta. It recognizes her foundational work co-founding the United Farm Workers, leading grape boycotts that secured union contracts, advocating for farm workers' safety, and championing women's rights and Latino political representation. The resolution has no policy impact or direct effect on any group, as it solely serves to commemorate Huerta's legacy. It was introduced by multiple House members in recognition of her contributions to civil rights and equality.

Maddy summaryThe Neighborhood Homes Investment Act creates a new tax credit for developers who build or rehabilitate affordable homes in distressed communities. The credit is calculated as the lesser of (1) the difference between development costs and sale price, (2) 40% of development costs, or (3) 32% of the national median home price. It applies only to homes sold to qualified homeowners with income up to 140% of area median income in designated "qualified census tracts" (areas with high poverty rates, low median home values, and low median family income). Developers must meet quality standards and repay the credit if the home is sold within 5 years of the affordable sale. This credit aims to address the "value gap" that prevents housing development in distressed communities by incentivizing affordable home construction and rehabilitation.

Maddy summaryHR 2882 prohibits the U.S. Secretary of the Interior from issuing oil or gas leases for exploration, development, or production in the Central California Planning Area. This bill directly affects federal leasing decisions in that specific coastal region, preventing new fossil fuel extraction activities. The key provision amends the Outer Continental Shelf Lands Act to permanently ban such leasing in the defined area. The bill creates a clear policy change by eliminating future oil and gas development opportunities on federal waters along California's central coast.

Working for Immigrant Safety and Empowerment Act or the WISE Act This bill expands eligibility for U nonimmigrant visas (victims of criminal activity) and prohibits immigration enforcement activities in specified areas. Generally, U visas are for victims of specified crimes (e.g., rape, trafficking, or domestic violence) who assist with the investigation or prosecution of the crime. The bill adds hate crimes, child abuse, and elder abuse as crimes that may qualify a victim for a U visa and removes criteria related to the victim's assistance with the investigation or prosecution of the crime.   Furthermore, the Department of Homeland Security (DHS) must provide work authorization to U visa applicants, whereas currently DHS may grant work authorization but is not required to do so. The bill also eliminates the annual numerical cap on U visas.  The bill establishes a rebuttable presumption that certain individuals, including U visa applicants and T visa (victims of human trafficking) applicants, shall not be detained while the application is pending. Additionally, the bill provides immigration-related protections, such as by extending the admission period and providing work authorization, to the spouse or child of a nonimmigrant visa holder who subjected that spouse or child to battery or extreme cruelty. Further, the bill prohibits, with some exceptions for exigent circumstances, U.S. Immigration and Customs Enforcement or U.S. Customs and Border Protection from conducting immigration enforcement actions within 1,000 feet of a school, health care facility, place of worship, or other location specified in the bill.

Maddy summaryHR 2820, the California Clean Coast Act of 2025, prohibits new oil and gas leasing and related activities in federal waters off California's coast starting from its enactment date. This directly affects oil and gas companies seeking to develop new offshore resources in California’s outer Continental Shelf areas. The bill preserves existing leases issued before the law’s effective date but bans all future preleasing, leasing, and related activities in those waters. It represents a permanent federal policy change for California’s coastal offshore regions, with no impact on current leaseholders.

Maddy summaryHR 2849, the West Coast Ocean Protection Act of 2025, prohibits federal oil and gas exploration, development, and production on the outer Continental Shelf off the coasts of California, Oregon, and Washington. It directly affects oil and gas companies seeking leases in four specific planning areas: Washington/Oregon, Northern California, Central California, and Southern California. The bill amends existing law to block the Secretary from issuing any leases or authorizations for these activities in those designated zones. This creates a permanent ban on offshore drilling in these regions, replacing previous federal leasing plans.

Maddy summaryThe American Family Act (HR 2763) establishes a new refundable child tax credit that provides monthly payments to eligible families with children. It would pay $300 per month for each child under age 6 and $360 per month (120% of $300) for each child age 6 or older, with income limits of $150,000 for joint filers and $112,500 for other filers. The bill creates a "period of presumptive eligibility" to determine eligibility for monthly payments, allowing families to receive advance payments based on information from previous tax returns. This would directly affect millions of families with children who meet the income requirements, providing more consistent financial support throughout the year rather than an annual tax credit.

Maddy summaryHR 2799, the Closing the Bump Stock Loophole Act of 2025, prohibits the sale, possession, and modification of devices that increase the firing rate of semi-automatic firearms to mimic machine guns (commonly called "bump stocks"). It specifically bans manual, power-driven, or electronic devices designed to speed up firing, as well as modified firearms that achieve this effect. Owners of pre-existing modified firearms must register them within 120 days of the law's enactment, with exemptions for government entities and firearms already lawfully modified and registered before the bill passes. The bill does not restrict standard semi-automatic firearms or require registration of unmodified guns.