Maddy summaryThe Medical Debt Relief Act of 2023 would prevent credit bureaus from reporting medical debt on credit reports and stop creditors from using medical debt information when making credit decisions. It defines medical debt as any debt related to medical services, products, or devices, and requires the removal of existing medical debt entries from credit reports. Within one year of enactment, the Consumer Financial Protection Bureau must update regulations to prohibit creditors from considering medical debt in loan or credit applications. This directly affects consumers with medical debt (who may see improved credit scores) and creditors (who must adjust their credit evaluation practices).
Rep. Tony Cárdenas
Sponsored bills
Supporting Early-childhood Educators' Deductions Act of 2023 or the SEED Act of 2023 This bill expands the tax deduction for the expenses of elementary and secondary school teachers to include early childhood educators.
Maddy summaryHR 5895 amends the Higher Education Act to allow historically Black colleges and universities (HBCUs) to use existing grant funds for specific arts-related activities. The bill adds new provisions enabling HBCUs to provide financial assistance to arts students, establish arts outreach programs, offer wraparound student services (like mentorship and career advising), maintain Black art collections, and create paid arts internships through partnerships. This directly affects HBCUs by expanding how they can allocate current funding to strengthen their arts programs and support Black artists. The key mechanism is modifying Section 323 of the Higher Education Act to include these new uses, with optional partnerships with the National Endowment for the Arts.
Maddy summaryThe Rail Worker and Community Safety Act establishes a minimum 2-person crew requirement for most freight trains (with exceptions for smaller carriers or specific low-risk operations), mandates new safety regulations for hazardous materials transportation including advance notification to emergency response agencies, and requires rail carriers to provide employees with earned paid sick time (1 hour for every 30 hours worked). The bill also sets a minimum requirement of 425 federal rail safety inspectors with specialized expertise across various safety domains, along with additional funding for hiring and compensation. These provisions directly affect rail carriers, rail workers, and communities near rail operations, aiming to enhance rail safety and worker protections through concrete policy changes.
Maddy summaryHRES 754 is a symbolic House resolution recognizing the heritage, culture, and contributions of Latinas in the United States. It highlights Latinas' roles in business (owning over 2 million businesses), military service (45,710 active duty), arts (Oscar-winning artists like Rita Moreno), and public service, while noting persistent challenges like the 57-cent pay gap. The resolution does not create new laws or policies but formally honors these contributions and acknowledges the need for further progress toward equality. It was introduced by multiple representatives and referred to the Committee on Oversight and Accountability.
Maddy summaryHRES 734 is a House resolution supporting the designation of October 1 as "National Latino and Latina Physician Day." It highlights that Latino and Latina physicians represent only 6% of U.S. doctors and aims to raise awareness about the need for greater diversity in medicine. The resolution emphasizes that increasing representation benefits Latino and Latina communities by improving health outcomes and addressing barriers like language and cultural gaps in care. It does not create new laws but formally expresses congressional support for this symbolic observance.
Maddy summaryThis bill replaces "Columbus Day" with "Indigenous Peoples’ Day" as the official federal holiday observed on the second Monday in October. It directly affects federal government operations and all federal documents, rules, or laws that previously referenced "Columbus Day" by automatically updating those references to "Indigenous Peoples’ Day" upon enactment. The key mechanism is a simple amendment to federal law (5 U.S.C. § 6103(a)) to change the holiday name and a provision ensuring all existing federal references to Columbus Day are legally treated as referring to Indigenous Peoples’ Day instead. This is a procedural change to federal holidays and references, not a new policy or program.
Maddy summaryHR 5797, the Protecting Immigrants From Legal Exploitation Act of 2023, targets fraud in immigration services by imposing criminal penalties on individuals who falsely claim legal authority or defraud immigrants. It makes it a federal offense to execute schemes involving false promises about immigration services (up to 10 years in prison) or falsely represent oneself as an attorney (up to 15 years), requiring full reimbursement to victims. The bill mandates that immigration service providers (non-lawyers charging fees) identify themselves and disclose fees when assisting applicants, and allows immigrants to withdraw fraudulent applications without penalty. It also requires government agencies to create outreach programs educating immigrants on legitimate legal services and establish procedures for corrected filings.
Maddy summaryHR 5783, the Blue Collar and Green Collar Jobs Development Act, establishes a federal program to improve training and education for workers in energy-related industries, directly affecting educational institutions, energy employers, and individuals seeking jobs in these sectors. The bill requires the Secretary of Energy to create a nationwide workforce development program that prioritizes disadvantaged communities and minority-serving institutions, provides grants to cover training costs for eligible workers, and establishes a public clearinghouse with regional workforce data on energy job needs. Key provisions include developing voluntary STEM education guidelines for energy careers, creating a grant program to cover up to 45% of training wages for small businesses, and requiring collaboration with state workforce boards and energy industries. The program authorizes $15 million annually for workforce development and $50 million for the grant program through 2028. This legislation aims to connect job seekers with training opportunities in sectors like renewable energy, energy efficiency, and advanced manufacturing without mandating adoption by states or schools.
Maddy summaryThis bill requires federal agencies to adjust contract prices to reimburse contractors for paying employees during government funding lapses (e.g., shutdowns). It covers costs for furloughed, laid-off, or reduced-hour workers, or for restoring paid leave used during the lapse, with a weekly cap of $1,442 per employee. Directly affecting federal contractors and their employees who experienced work disruptions due to funding gaps, it mandates agencies to make these adjustments promptly after enactment. Contractors must provide proof of costs, and the Office of Federal Procurement Policy must report on implementation to Congress within a year.