Technology

HR 8278, the "Fostering the Use of Technology to Uphold Regulatory Effectiveness in Supervision Act," requires several federal financial regulatory agencies to assess their technological capabilities and procurement practices. These agencies, including the Federal Reserve, FDIC, and CFPB, must evaluate how their current technology impacts their ability to supervise financial institutions in real-time and identify opportunities to streamline how they acquire new systems. The bill mandates that these agencies then jointly submit a report to Congress every five years. This report will detail their technology use, procurement processes, workforce capabilities, and plans for future tech upgrades to enhance financial system oversight.

Homeowner Energy Freedom Act This bill repeals the Department of Energy's (1) high-efficiency electric home rebate program for certain electrification projects in low- or moderate-income households, (2) state-based home energy efficiency contractor training grants, and (3) assistance for states and local governments to adopt specified building energy codes. It also rescinds any unobligated balances available for the rebates or adopting the building energy codes. (The unobligated balances for the contractor training grants were previously rescinded by the 2025 reconciliation act.)

Rotorcraft Operations Transparency and Oversight Reform Act or the ROTOR Act This bill addresses aviation safety by increasing requirements for aircraft tracking and communication using Automatic Dependent Surveillance-Broadcast (ADS-B) technology and expanding oversight. As background, ADS-B for broadcasting (Out) and receiving (In) transmits information (e.g., location and weather information) between aircraft and air traffic control. Under the bill, aircraft must generally operate with ADS-B In equipment to provide the aircraft with location information of other aircraft and traffic advisories. Current law does not require this equipment. Current Federal Aviation Administration (FAA) regulations allow aircraft performing a sensitive government mission to be excepted from requirements for using ADS-B Out equipment. This bill limits which flights may be considered sensitive government missions (e.g., not training flights) and requires additional reporting and notifications for the exception. The Government Accountability Office must review the use of the ADS-B Out exception and the Office of the Inspector General (OIG) of the Department of Transportation must annually audit FAA oversight of operations that use the exception. Further, the bill repeals a 2025 law that exempts certain military helicopters from the ADS-B Out requirements for the Washington, DC, metropolitan area. The bill also requires the OIG of the Army to audit the Army’s coordination with the FAA, the FAA to establish an office to coordinate airspace usage of military aircraft and review the safety of flight operations and routes around airports, and the FAA to enter into memoranda of understanding with military agencies for safety information sharing.

The Breaking the Gridlock Act (HR 1834) contains multiple provisions addressing diverse policy areas. It creates a congressional time capsule to be buried in 2026 and opened in 2276, establishes standard procedures for fire suppression cost share agreements between federal agencies and local fire departments, and requires a strategy to counter Boko Haram threats in Nigeria. The bill also amends funding for the Udall Foundation, prohibits the transfer of sensitive personal data to foreign adversaries, and mandates federal agencies to purchase domestically made U.S. flags. Additionally, it includes appropriations for various government programs and veterans' benefits.

HR 1919, the "Anti-CBDC Surveillance State Act," prohibits the Federal Reserve from developing, testing, or issuing any central bank digital currency (CBDC) or similar digital assets. It specifically bans the Fed from offering direct financial products to individuals, maintaining individual accounts, or issuing CBDCs directly or indirectly through intermediaries like banks. The bill also blocks the Fed from using any digital asset for monetary policy and clarifies that physical currency's privacy protections remain intact. This policy directly affects the Federal Reserve System's ability to create or manage digital monetary tools.

HR 1770, the Consumer Safety Technology Act, requires federal agencies to study and pilot new technologies to improve consumer safety. Title I mandates the Consumer Product Safety Commission to run a one-year AI pilot program to track product injuries, identify hazards, monitor recalls, and check imports, then report findings to Congress. Title II directs the Commerce Secretary to study how blockchain technology can prevent fraud in consumer transactions, including public input and a 6-month report to Congress. Title III requires the Federal Trade Commission to report on its enforcement actions against deceptive practices involving digital tokens and recommend improvements to protect consumers. The bill affects the Consumer Product Safety Commission, Commerce Department, and FTC, focusing on research and reporting rather than immediate regulatory changes.

HR 1709, the "Understanding Cybersecurity of Mobile Networks Act," requires the Assistant Secretary of Commerce to produce a report within one year of enactment examining cybersecurity vulnerabilities in mobile service networks and devices. The report must assess how mobile providers address security risks, customer awareness of cybersecurity when purchasing services, encryption practices, barriers to adopting stronger security measures, and the prevalence of surveillance technologies like cell site simulators. It specifically excludes 5G networks and focuses on real-world vulnerabilities affecting U.S. mobile networks and devices used by consumers, businesses, and government agencies. The study aims to inform future policy by gathering data from providers, industry experts, and government agencies, without mandating immediate changes to security standards.

This bill (SJRES 28) is a congressional resolution that blocks a rule proposed by the Bureau of Consumer Financial Protection (CFPB). The rule aimed to define which digital payment companies (like Apple Pay or Google Pay) would be classified as "larger participants" in the market, subject to stricter regulations. By disapproving this rule, Congress ensures it has no legal effect, meaning the CFPB cannot enforce these specific oversight requirements on major digital payment platforms. This directly affects the CFPB’s regulatory authority and digital payment companies that would have been subject to the rule.

HR 881, the DHS Restrictions on Confucius Institutes and Chinese Entities of Concern Act, restricts Department of Homeland Security (DHS) funding for colleges and universities that maintain relationships with China-funded Confucius Institutes or specific Chinese entities deemed "of concern." It prohibits DHS funding for institutions with ties to Confucius Institutes, the Thousand Talents Program, or Chinese universities involved in military-civil fusion, defense work, Uyghur persecution, election interference, or other activities listed in the bill. Institutions must terminate such relationships within one year of enactment to regain eligibility for DHS funds. The bill requires the DHS Secretary to report to Congress on any institutions violating this funding restriction. (3 sentences)

HRES 294 is a procedural resolution that sets rules for the House to debate and vote on four specific legislative items. It enables consideration of two disapproval resolutions targeting Consumer Financial Protection Bureau rules (one on overdraft fees for large banks, another on digital payment app regulations), a bill limiting court injunctions (H.R. 1526), and a voting rights bill requiring citizenship proof for federal elections (H.R. 22). The resolution waives objections to these items and specifies debate time and amendment procedures. It does not change policy itself but streamlines the process for the House to act on these proposals. This is a procedural step, not a substantive policy change.