HR 891, the Pro-Housing Act of 2025, provides federal grants and low-cost loans to states, cities, and tribes to develop and implement local housing plans. It requires recipients to address housing supply, affordability, and accessibility for all income levels while avoiding displacement of current residents, with priority given to plans that improve transit-accessible housing near job centers. The bill allocates $200 million annually for 2026-2031, mandates 20% of funds for rural or exurban areas, and includes a pilot program to transfer unused federal property for affordable housing development. It also requires annual reports on progress and a 5-year study to evaluate the program's impact on housing supply and affordability.
S 2718 amends the Community Development Banking and Financial Institutions Act of 1994 to expand liquidity support for community development financial institutions (CDFIs). The bill increases annual funding from $5 million to $20 million and allows the Fund to purchase CDFI loans, provide guarantees, or offer other support to boost CDFI liquidity. It also broadens eligibility to include non-CDFI organizations focused on community development, with priority given to those with experience in loan structures or serving underserved areas. The bill requires annual reports to Congress detailing how funds are used, including loan purchases, housing support, and impacts on CDFI competitiveness and liquidity.
This bill modifies federal transit funding rules to encourage housing development near transit hubs. It defines "pro-housing policies" (like removing parking minimums or streamlining approvals for multi-family housing) and allows projects demonstrating such policies to earn an extra point in funding evaluations. Transit projects applying for capital grants can receive higher funding priority if they show evidence of these policies in areas near transit. The policy directly affects cities, transit agencies, and developers seeking federal transit funding, without mandating new state or local laws. The bill focuses on incentivizing existing housing-friendly practices through grant scoring, not direct housing construction.
This bill creates a waiver program allowing counties in mountain communities to calculate housing assistance income limits using ZIP codes or neighboring border counties instead of standard regional formulas. It directly affects 11 federal housing programs administered by HUD and USDA, including Section 8 vouchers, public housing, and Native American housing assistance. The bill also requires HUD to conduct a 2-year study assessing how income calculations impact housing affordability for low-income and seasonal workers in mountain areas, with a focus on high-cost adjustment effects. The study must include recommendations for reforming income calculations to better support affordable housing in these regions.
The Affordable Housing Bond Enhancement Act modifies key provisions related to affordable housing bonds and mortgage credit certificates. It increases the financing limit for qualified home improvement loans from $15,000 to $75,000 (with annual inflation adjustments), eliminates restrictions on refinancing certain mortgages for eligible homeowners, and extends the period for mortgage credit certificates to remain in effect. The bill simplifies reporting requirements by removing lender reporting obligations and shortening public notice periods from 90 to 30 days. These changes primarily affect state and local housing authorities that issue affordable housing bonds and homeowners who qualify for mortgage credit certificates. The legislation aims to make affordable housing financing more accessible and efficient through concrete policy modifications.
HR 5077, the Strengthening Housing Supply Act of 2025, amends the Community Development Block Grant (CDBG) Program to allow local governments and community organizations to use CDBG funds for the **new construction of affordable housing**. This directly affects communities receiving CDBG funding by expanding eligible uses beyond rehabilitation to include building new homes meeting federal affordability standards. The key change adds "new construction of affordable housing" as a permitted activity under the CDBG program, referencing existing definitions from the Cranston-Gonzalez Act. The bill applies only to funds appropriated after its enactment, not to current or past allocations.
The Closing the Meal Gap Act of 2025 revises how Supplemental Nutrition Assistance Program (SNAP) benefits are calculated by replacing the "thrifty food plan" with a new "low-cost food plan" based on actual food costs for a standard 4-person family. It requires annual adjustments to this plan using current food prices and establishes a $140 standard medical deduction for elderly or disabled SNAP households, adjusted yearly for inflation. The bill eliminates the cap on excess shelter expenses and removes time limits on certain SNAP eligibility rules. These changes directly affect SNAP recipients by modifying benefit amounts and administrative rules, aiming to better align assistance with current food costs and household needs.
The Housing to Homes Act of 2025 amends the McKinney-Vento Homeless Assistance Act to allow federal funding through the Continuum of Care Program to cover furniture banks providing household furnishings (including delivery and assembly) to homeless individuals and families transitioning to permanent housing. It defines "furniture poverty" as the inability to access essential household furniture, requiring annual HUD reports on its prevalence and impact. The bill mandates a report on furniture bank payments within three years and specifies that all provided furnishings become the sole property of recipients. This legislation directly affects homeless individuals, families, and qualifying furniture banks, but expires automatically five years after enactment.
The RESIDE Act establishes a federal grant program to convert vacant, unsafe commercial or industrial buildings (like abandoned warehouses or hotels) into affordable housing. It provides up to $100 million annually for competitive grants to local governments and community organizations to renovate these properties into "attainable housing" for low-to-moderate income households (earning up to 120% of local median income). Priority is given to projects in economically distressed areas, designated opportunity zones, or communities with housing plans addressing specific needs. The program requires grants to fund property acquisition, renovation, and community land trusts, with a final report to Congress on its impact on housing access, blight removal, and local tax bases.
HR 2525, the Housing Vouchers Fairness Act, allocates $2 billion annually starting in 2025 to provide additional rental vouchers to public housing agencies serving 25 U.S. areas with populations over 100,000 that experienced the highest population growth between 2012-2022. It directs the Secretary to distribute these funds based on each agency's population size, current voucher shortages relative to housing needs, and historical underfunding due to population growth. This targeted funding aims to address gaps in housing assistance for residents in rapidly growing communities. The bill directly affects public housing agencies in those 25 designated high-growth areas.
