Housing in United States

in committee · United States · House Jun 24, 2025

HR 4096: Financial Empowerment and Protection Act

The Financial Empowerment and Protection Act requires service providers like utilities, internet companies, landlords, and mortgage lenders to allow consenting adults living together to open joint accounts for managing their services and bills. Both adults must agree to the account, which must be in both names, and providers must share all account information and online access with both parties upon request. The bill also prohibits housing providers from charging fees for early lease termination when a tenant is a victim of domestic violence, dating violence, sexual assault, or stalking. Individuals harmed by a provider’s failure to comply can seek up to $1,000 in damages per violation.

Topics ✓ Housing

Sub-Topics Mortgages

in committee · United States · House Feb 6, 2025

HR 1094: Amateur Radio Emergency Preparedness Act

HR 1094, the Amateur Radio Emergency Preparedness Act, prevents private restrictions (such as those in homeowners associations) from blocking amateur radio operators from installing and maintaining antennas for emergency communications. The bill directly affects over 770,000 licensed amateur radio operators in the U.S. who face such restrictions on their residential property. Key provisions include overriding unreasonable restrictions, requiring reasonable safety and building code compliance for allowed rules, setting a 45-day approval period for antenna installations (with deemed approval if not acted on), and exempting small antennas (under 1 meter, flagpoles ≤43 feet, or minimal wire antennas) from prior approval. This ensures amateur radio operators can quickly establish emergency communication systems without unnecessary delays or costs during crises.

Topics ✓ Housing ✓ Technology

Sub-Topics Building Codes Land Use Zoning

in committee · United States · House May 20, 2026

HRES 1028: Expressing the sense of the House of Representatives that the United States must act urgently to end the political and economic dominance of billionaire oligarchs, halt the corporate subsidies and tax advantages that fortify their power, and reinvest in the needs of the American people to defend democracy from authoritarianism.

HRES 1028 is a non-binding House resolution expressing the House's position that the U.S. must address billionaire economic and political influence. It calls for halting corporate tax breaks and subsidies, increasing taxes on the wealthy and corporations, and redirecting funds toward public services like healthcare, housing, and climate initiatives. As a resolution, it does not create new laws but states the House's view that concentrated wealth undermines democracy and requires policy changes to prioritize working people. It specifically references actions like breaking up corporate monopolies and expanding union support as part of this vision.

Topics ✓ Budget & Taxes ✓ Energy ✓ Environment ✓ Healthcare ✓ Housing

Sub-Topics Business Taxes

in committee · United States · House Dec 2, 2025

HR 6356: Artificial Intelligence Civil Rights Act of 2025

The Artificial Intelligence Civil Rights Act of 2025 requires developers and deployers of AI systems that make decisions affecting "consequential actions" (such as employment, housing, healthcare, education, and credit) to conduct pre-deployment evaluations and annual impact assessments by independent auditors. The bill mandates transparency requirements including clear disclosures to individuals about how AI is used in decision-making, establishes a right to human alternatives for significant AI-driven decisions, and prohibits discrimination based on protected characteristics like race, gender, or disability. It creates enforcement mechanisms through the Federal Trade Commission, state attorneys general, and private lawsuits, with penalties including civil penalties of up to 4% of annual revenue. The act also requires developers to provide explanations for AI-driven decisions and sets standards for data collection to prevent harm and ensure fairness in critical life areas.

Topics ✓ Housing ✓ Labor & Employment ✓ Technology

Sub-Topics Artificial Intelligence Data Privacy

in committee · United States · House Oct 6, 2025

HR 5700: Break Free From Domestic Violence Act

This bill amends the Violence Against Women Act to prohibit housing programs from charging fees when tenants or applicants leave early due to domestic violence, dating violence, sexual assault, or stalking. It directly affects victims of these crimes who live in housing assisted under covered programs. The key provision requires housing providers to allow voluntary early lease termination without any penalty or fee for these specific reasons. This change removes a financial barrier for victims seeking to safely leave unsafe housing situations.

Topics ✓ Criminal Justice ✓ Housing

Sub-Topics Domestic Violence Violent Crime

in committee · United States · House Jun 6, 2025

HR 3800: Keeping Homeownership Costs Down Act

This bill prohibits the Federal Emergency Management Agency (FEMA) from delaying flood map revisions (called "letters of map revision") when property owners add fill material (like soil or gravel) to their land. It directly affects homeowners and developers who need updated flood maps for construction, repairs, or insurance purposes. The provision requires FEMA to issue these revisions promptly, preventing unnecessary delays that could lead to higher flood insurance costs. The bill expires once FEMA fully implements wildlife protection requirements under the Endangered Species Act related to fill placement.

Topics ✓ Housing

Sub-Topics Homeownership

in committee · United States · House Mar 27, 2025

HR 2448: To direct the Secretary of Interior to submit to Congress a report on the National Park Service's interpretation and application of the Standards for Rehabilitation for use of the Federal Historic Preservation Tax Incentives program.

HR 2448 requires the National Park Service (NPS) to submit a report to Congress within one year of the bill's enactment, detailing how it interprets and applies the Rehabilitation Standards for the Federal Historic Preservation Tax Incentives program. The report must include data on application processing times and outcomes over the past decade, along with analysis of barriers to using the program for affordable housing projects. It also mandates recommendations for updating the standards to better support affordable housing development while protecting historic properties and addressing climate risks. This report aims to inform potential improvements to the program’s implementation without changing the tax incentives themselves.

Topics ✓ Housing

Sub-Topics Affordable Housing Historic Preservation Property Development

in committee · United States · Senate May 22, 2025

S 1921: Veterans Housing Stability Act of 2025

The Veterans Housing Stability Act of 2025 creates a new "Partial Claim Program" for veterans with VA-guaranteed home loans facing default or imminent default. Under this program, the VA may purchase up to 25% (or 30% for veterans already delinquent or in disaster areas) of the unpaid loan balance to prevent foreclosure. The veteran then repays this portion at loan maturity with no interest, while the VA secures a secondary lien on the property. The bill also adds civil penalties for loan holders who provide false information and requires the VA to establish mandatory loss mitigation procedures to help veterans avoid foreclosure. This directly affects veterans at risk of losing their homes and VA loan holders who must follow new administrative requirements.

Topics ✓ Housing ✓ Veterans

Sub-Topics Mortgages Veteran Benefits Veteran Housing Veteran Mental Health

in committee · United States · House Jun 26, 2025

HR 4167: Expanding Access to Lending Options Act

HR 4167, the Expanding Access to Lending Options Act, amends the Federal Credit Union Act to extend the maximum time federally chartered credit unions can hold mortgage loans from 15 years to 20 years (or longer by NCUA regulation). This change directly affects federally chartered credit unions by allowing them to offer longer-term mortgage products to members. The key provision modifies Section 107(5) of the Federal Credit Union Act, specifically updating the time limit for mortgage loans held by credit unions. The bill also includes a non-binding sense of Congress statement emphasizing safety and soundness in NCUA oversight, but the core policy change is the extended mortgage holding period.

Topics ✓ Housing

Sub-Topics Mortgages

in committee · United States · House May 21, 2025

HR 3552: Second Chance Reauthorization Act of 2025

This bill extends existing federal reentry programs under the Second Chance Act through 2030, continuing funding for services supporting people returning to communities after incarceration. It specifically maintains grants for state/local reentry projects (including substance use treatment, housing, and peer recovery services), family-based substance abuse treatment, prison/jail educational programs, career training, and community mentoring by nonprofits. The bill updates program timelines from their previous 2019-2023 authorization period to 2026-2030 without altering the core services provided. It directly affects state/local agencies, prisons, and nonprofit organizations administering these reentry programs. The legislation focuses solely on extending current funding mechanisms, not changing program requirements or creating new initiatives.

Topics ✓ Criminal Justice ✓ Education ✓ Healthcare ✓ Housing

Sub-Topics Drug Policy Probation & Parole Sentencing Substance Abuse

All housing bills