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S 1921 United States Senate · 119th Congress

Veterans Housing Stability Act of 2025

The Veterans Housing Stability Act of 2025 creates a new "Partial Claim Program" for veterans with VA-guaranteed home loans facing default or imminent default. Under this program, the VA may purchase up to 25% (or 30% for veterans already delinquent or in disaster areas) of the unpaid loan balance to prevent foreclosure. The veteran then repays this portion at loan maturity with no interest, while the VA secures a secondary lien on the property. The bill also adds civil penalties for loan holders who provide false information and requires the VA to establish mandatory loss mitigation procedures to help veterans avoid foreclosure. This directly affects veterans at risk of losing their homes and VA loan holders who must follow new administrative requirements.
Issues: ✓ HousingSupports HousingPrevents veteran home foreclosures via VA partial loan purchase, stabilizing housing and preventing homelessness for veterans, directly advancing housing stability.90% confidence ✓ VeteransSupports VeteransCreates VA program to prevent veteran home foreclosures with no-interest repayment, directly strengthening housing benefits for veterans facing financial hardship.95% confidence
Bill status in committee 1 of 4 stages cleared
Introduction
May 2025
Committee Review
Floor Vote
President
Introduced May 22, 2025 Last action May 22, 2025
Floor votes

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Full legislative history

Actions timeline

Total actions
2
Key actions
0
Committee
1
May 22, 2025
Committee
Read twice and referred to the Committee on Veterans' Affairs.
upper
May 22, 2025
Introduced
Introduced in Senate
upper
1 primary · 1 co-sponsor

Sponsors

Role
Legislator
Party
State
District
P
Photo of Lisa Blunt Rochester
Lisa Blunt Rochester
DDemocratic
DE
n/a
Co
Photo of Mike Rounds
Mike Rounds
RRepublican
SD
n/a