The New Collar Jobs Act of 2025 creates tax credits for employers who fund cybersecurity training for staff, covering up to $5,000 per employee annually. It also offers student loan forgiveness of up to $25,000 for cybersecurity workers employed in economically distressed areas for 36 consecutive months. The bill expands CyberCorps scholarships for cybersecurity education and increases funding for cybersecurity programs at colleges. These provisions directly affect employers, cybersecurity workers, and educational institutions seeking to address workforce shortages in critical security roles.
This bill removes a financial penalty for families with multiple children in college by amending the FAFSA formula. It changes how the expected family contribution is calculated so that the amount cannot drop below zero when dividing by the number of college-enrolled children (excluding parents). This directly affects families with two or more children enrolled full-time in higher education who qualify for federal financial aid. The change applies starting with the 2025-2026 academic year, ensuring these families receive full aid eligibility without reduced benefits due to multiple students.
This bill reinstates the federal government's authority to provide Direct Stafford Loans to graduate and professional students, preventing them from losing access to these loans after 2012. It temporarily extends this loan program through June 30, 2025, by modifying the Higher Education Act to remove a prior termination clause. The key provision allows graduate students to continue borrowing for education costs during this temporary period. This directly affects graduate and professional students who rely on these loans to cover tuition and expenses.
This bill amends the Higher Education Act to clarify eligibility for Public Service Loan Forgiveness (PSLF). It corrects a technical wording error in the law that previously required borrowers to be *currently employed* in public service at the time of application. The change specifies that borrowers only need to have *completed* 10 years (120 payments) of qualifying public service employment to qualify. This directly affects federal student loan borrowers working in government or nonprofit roles who were previously disqualified due to the outdated wording. The amendment removes a barrier preventing eligible borrowers from receiving loan forgiveness they earned.
This bill requires colleges to provide new pre-loan counseling to students before they accept federal student loans, explaining projected monthly payments compared to estimated income after expenses. It mandates institutions to show borrowers the estimated total debt (including private loans and future costs) and warn about high debt-to-income risks before they accept loan amounts. During periods when borrowers aren’t required to make payments (like while in school), lenders must send quarterly statements showing loan balances, interest rates, total paid, and how unpaid interest accumulates. The law directly affects federal student loan borrowers and colleges that disburse loans, focusing on transparency before borrowing and during repayment gaps.
HR 2733, the Pell Grant Flexibility Act, amends the Higher Education Act to better support students with disabilities. It allows students with disabilities (as defined by the ADA) who need a reduced course load to have that reduced load counted as full-time enrollment for calculating their Pell Grant amount - specifically, using the greater of their reduced load or 5 credits. This change directly affects eligible students with disabilities who attend college part-time due to their condition. The provision does not impact semester eligibility calculations for Pell Grants under existing rules.
This bill requires colleges receiving federal work-study funds to notify eligible students about potential eligibility for the SNAP food assistance program. It specifically targets students participating in federal work-study or receiving Pell Grants, mandating that institutions send email notifications with state-specific SNAP eligibility details and a document confirming their work-study status to overcome a key ineligibility barrier. The notifications, developed jointly by the Education and Agriculture Departments, include application contacts and guidance for schools on identifying eligible students. The policy change directly enables more college students to access nutrition assistance by clarifying their SNAP eligibility through institutional outreach.
The Service Starts At Home Act (HR 5308) provides federal funding to support local government internships for secondary and undergraduate students, and offers scholarships based on volunteer service hours. It authorizes $50 million annually (2026-2030) for competitive grants to states or local governments to create paid internships, requiring educational value and accommodations for interns. Additionally, it allocates $100 million annually for state-administered scholarships (up to $3,000 per year) to students who complete 100-250+ volunteer hours, with priority for renewal applicants, and allows funds to cover college costs of attendance. The bill directly affects students in public schools, colleges, and local governments, focusing on community engagement through structured programs rather than broad policy changes.
HR 1759, the Affordable PLUS Repayment Options for Parents Act of 2025, allows parents who borrowed Federal Direct PLUS loans to pay for their dependent child's education to enroll in income-driven repayment plans. The bill removes a previous exclusion that barred these PLUS loans from income-contingent and income-based repayment plans under the Higher Education Act. Key provisions amend Sections 455 and 493C to make PLUS loans for dependent students and related consolidation loans eligible for these plans. This change applies to borrowers with outstanding balances on such loans who are repaying or will repay under these specific plans, effective upon the bill's enactment.
HR 486, the Young Americans Financial Literacy Act, authorizes $27.5 million to $55 million annually through 2029 to fund competitive grants for centers of excellence focused on financial literacy education for individuals aged 8-24. These centers, established by eligible institutions like schools, nonprofits, or financial organizations, must develop research-based programs covering budgeting, debt management, student loan guidance, and avoiding pitfalls like predatory lending. The bill specifically requires programs to address at-risk populations, include evidence-based teaching methods, and serve groups such as high school graduates, college students, young families, and military personnel. It mandates annual reporting to Congress on grant recipients and the populations they serve, with funding ending in 2029.
