Affordable PLUS Repayment Options for Parents Act of 2025

HR 1759, the Affordable PLUS Repayment Options for Parents Act of 2025, allows parents who borrowed Federal Direct PLUS loans to pay for their dependent child's education to enroll in income-driven repayment plans. The bill removes a previous exclusion that barred these PLUS loans from income-contingent and income-based repayment plans under the Higher Education Act. Key provisions amend Sections 455 and 493C to make PLUS loans for dependent students and related consolidation loans eligible for these plans. This change applies to borrowers with outstanding balances on such loans who are repaying or will repay under these specific plans, effective upon the bill's enactment.