American Family FAFSA Opportunity Act of 2025

This bill removes a financial penalty for families with multiple children in college by amending the FAFSA formula. It changes how the expected family contribution is calculated so that the amount cannot drop below zero when dividing by the number of college-enrolled children (excluding parents). This directly affects families with two or more children enrolled full-time in higher education who qualify for federal financial aid. The change applies starting with the 2025-2026 academic year, ensuring these families receive full aid eligibility without reduced benefits due to multiple students.