Maddy summaryHB 657 prohibits Pennsylvania insurers from using an individual's credit history to deny coverage, increase premiums, cancel policies, or refuse renewals for personal insurance (like home or auto insurance) or life insurance. It directly affects consumers seeking insurance and insurers or insurance producers who previously used credit history for pricing decisions. The law requires the state Insurance Department to enforce these rules through fines (up to $5,000 per violation), license suspensions, or cease-and-desist orders for violations. The bill defines "credit history" broadly as any credit report used to determine insurance costs or eligibility.
Rep. Roni Green
Sponsored bills
Maddy summaryHB 642 increases penalties for oil and gas regulation violations in Pennsylvania. It raises fines for general violations from $1,000 to $2,000 per day and for willful violations from $5,000 to $10,000 per day, with potential jail time. The bill also prohibits the department from waiving these fines and specifies that the department, Attorney General, or county prosecutors can pursue penalties. This directly affects oil and gas operators who violate state regulations.
Maddy summaryThis Pennsylvania House resolution (HR 84) urges Congress to amend the Military Selective Service Act to require all individuals aged 18-26 - regardless of gender - to register for potential military service. Currently, only men in that age range must register under federal law. The resolution cites women's long history of military service, including combat roles since 2013, and notes women now comprise 17.5% of active-duty forces. It specifically calls for gender-neutral registration as a step toward full equity in the military. (Note: This is a non-binding resolution, not a bill with legislative effect.)
Maddy summaryHB 638 prohibits "confession of judgment" clauses in Pennsylvania contracts, which are terms allowing one party to automatically admit a debt and obtain a court judgment without a trial. This affects businesses and consumers by making such clauses void and unenforceable in new agreements. Exceptions apply to contracts signed before the law's effective date or government contracts entered under existing statutes. The bill takes effect 60 days after enactment.
Maddy summaryHB 639 amends Pennsylvania's 1974 Loan Interest and Protection Law to require lenders to provide clear, upfront disclosures to small businesses about commercial loan terms. It defines "small business" as a company with fewer than 500 employees and "provider" as lenders or nondepository institutions arranging loans via online platforms. The bill mandates that providers disclose six specific details before finalizing a loan, including total funds, total cost, payment schedule, prepayment policies, and the annualized interest rate. These disclosures must be signed by the small business's agent. The law takes effect 60 days after enactment.
Maddy summaryHB 680 amends Pennsylvania's Clean Streams Law to clarify enforcement procedures for pollution cases. It specifies that cases involving sewage, industrial waste, or pollution can be filed either by the Attorney General or directly before district justices in the county where the offense occurred or the public was affected. This change simplifies the court process for environmental enforcement by streamlining jurisdiction and clarifying who represents the Commonwealth in appeals. The bill affects how pollution violations are handled in Pennsylvania courts, with no new environmental requirements.
Maddy summaryHB 654 amends Pennsylvania's State Lottery Law to expand access to the Pharmaceutical Assistance Contract for the Elderly Needs Enhancement Tier (PACENET). It raises the income eligibility thresholds for seniors: single individuals with annual incomes between $14,500 and $45,000, and married couples with combined incomes between $17,700 and $55,000, will now qualify. The bill also allows applicants to round income amounts to the nearest whole dollar when reporting. This change directly affects Pennsylvania seniors who rely on PACENET for subsidized prescription drugs by making the program available to more low-to-moderate-income elderly residents.
Maddy summaryHB 77 updates Pennsylvania's food protection laws to align with the 2022 FDA Food Code. It requires retail food facilities (like restaurants and grocery stores) to prominently display employee allergy awareness posters detailing major allergens and symptoms, and to include allergen information on menus or written materials for customers. The bill also revises definitions of "potentially hazardous food" and mandates that the Pennsylvania Department of Agriculture adopt the FDA Food Code standards, with updates published in the Pennsylvania Bulletin. The law takes effect 60 days after enactment.
Maddy summaryHB 572 creates a new criminal offense in Pennsylvania for the non-consensual sharing of intimate images. It makes it illegal to knowingly transmit, distribute, publish, or disseminate a sexually explicit image (defined as depicting genitals, pubic area, or breasts shown for sexual stimulation) to someone who didn't request it or give express consent. This offense is classified as a summary offense (similar to a minor misdemeanor), applies if either the victim or offender is in Pennsylvania, and excludes law enforcement officers acting in their official duties. The bill directly affects individuals who share intimate images without consent, providing a specific legal remedy for this type of non-consensual disclosure.
Maddy summaryHB 573 amends Pennsylvania's Landlord and Tenant Act to require that all security deposits, including pet deposits, be fully refundable at the end of a lease. The bill prohibits landlords from including any lease provision labeling these deposits as nonrefundable. This directly affects residential landlords and tenants by ensuring deposits must be returned unless deductions are made for legitimate damages beyond normal wear and tear. The law takes effect 60 days after enactment.